Buy/Renew Triumph Rocket 3 Insurance Online Starting from ₹457.*

what is Triumph Rocket 3 Insurance

The Triumph Rocket 3 bike, in addition to its sporty and muscular design, is known for having the largest bike engine in the cruiser market.If such a premium bike is stolen or involved in an accident, a Triumph Rocket 3 bike insurance policy can provide financial protection. Reading the comprehensive guide below, let’s understand everything about this two-wheeler insurance policy, including its coverage and the claim procedure.

Variant	Zero Dep Cover Price (₹)	Estimated Bike Insurance Price (1+5 Years) Bundle (₹)
Rocket 3 Storm R (2458)	240	15,639
Rocket 3 Storm GT (2458)	240	15,639

Disclaimer: These prices are for reference only. Actual insurance prices may vary from one insurance provider to another.

Reasons to Buy Triumph Rocket 3 Insurance Online from Policybazaar.com

You can buy your Triumph Rocket 3 bike insurance online from Policybazaar.com to avail the following benefits:

Quick Comparison
Policybazaar.com allows you to compare quotes from multiple top insurers instantly on a single platform. This helps you make an informed choice and select the best coverage for your premium motorcycle.
100% Paperless
The entire insurance process—from quote to purchase—is fully digital, eliminating the need for physical documents. It saves time and effort, making the buying experience seamless and hassle-free.
Secure Process
Policybazaar.com uses encrypted payment gateways and secure data handling protocols to protect your information.
24×7 Customer Support
Their dedicated support team is available round-the-clock at 1800-258-5970 to help with any insurance queries or claim-related concerns.

Coverage Under Triumph Rocket 3 Insurance

Inclusions
Exclusions

Triumph Rocket 3 bike Insurance policy covers the vehicle expenses incurred due to the following reasons:

Fire Damage
The policy covers any loss or damage to your bike caused by fire, explosion, or self-ignition. The insurer reimburses repair or replacement costs due to such incidents.
Theft
If your bike is stolen and cannot be recovered, the insurer compensates you based on the Insured Declared Value (IDV). This helps reduce your financial loss in case of complete vehicle theft.
Third-Party Damage
The policy provides coverage for bodily injury, death, or property damage caused to a third party in an accident involving your bike. This coverage is mandatory under Indian law.
Natural Disasters
Damages caused by floods, earthquakes, cyclones, or other natural calamities are covered. Your insurer pays for repairs or losses incurred due to such unforeseen events.

Claims arising due to the following are not covered under Triumph Rocket 3 bike Insurance policy:

Lapsed Policy
If your bike insurance policy has expired or lapsed, any claims made during that period will be rejected. Coverage is only valid within the active policy term.
Intentional Damage
Damages caused deliberately to the bike by the owner or rider are not covered. Such acts are considered fraudulent and violate policy terms.
Drunk Driving
Accidents that occur while riding under the influence of alcohol or drugs are excluded from coverage. The insurer will deny claims arising from such incidents.
Mechanical Breakdown
Routine mechanical or electrical failures are not covered under standard bike insurance. These are considered wear-and-tear issues and must be handled through regular servicing.

Disclaimer: Your bike insurance coverage may vary depending on the insurance plan and add-ons you select. Read your policy documents to get a clear picture of your insurance coverage.

Triumph Rocket 3 Insurance Add-ons

Bike owners can choose to include optional add-on covers to enhance the coverage of their Triumph Rocket 3 insurance policy. Some popular add-on covers are:

Nil Depreciation Cover
It also goes by the name of Zero Depreciation. This add-on lets you have the full claim amount, where the insurer doesn't deduct for depreciation on bike parts. It is especially beneficial for new or high-end bikes, as it reduces your out-of-pocket expenses during claims.
Accident Cover for Pillion
This add-on provides financial protection for the pillion rider in case of accidental injury or death. It offers compensation similar to the owner-rider’s personal accident cover.
Accessories Cover
It covers the repair or replacement costs of electrical and non-electrical accessories added to your bike. Ideal for customised or premium motorcycles, this cover safeguards your bike’s extra fittings.
Engine Protector
This add-on covers damage to the engine and gearbox resulting from water ingress, oil leakage, or accidental damage. It is crucial for bikes that are frequently used in flood-prone or rough road areas.

How to Buy or Renew Your Triumph Rocket 3 Insurance Online

To buy or renew your Triumph Rocket 3 bike insurance on Policybazaar Insurance Brokers Pvt Ltd's website, follow the steps listed below

Open Policybazaar.com's official website from your browser.
On the homepage, go to the ‘Two-Wheeler Insurance’ icon.
You will be directed to a new page.
Enter your bike number or select 'Brand New Bike', and click 'View Prices'.
Enter other essential details such as manufacturer, model, RTO, variant and city.
Various bike insurance policies offered by various insurance providers will be displayed.
Select the add-on covers you want and compare your bike insurance premiums offered by different insurance providers.
Make the payment online and receive your Triumph Rocket 3 insurance policy documents in your email.

How to Claim Triumph Rocket 3 Insurance Online

Policyholders can submit an insurance claim for their Triumph Rocket 3 motorbike by following the steps outlined below.

For Cashless Claims

Notify the insurance company immediately after the accident or theft of the motorbike.
Provide essential details, such as your two-wheeler insurance policy number, vehicle information, and the FIR to register your claim.
A surveyor may be appointed by the insurance company to inspect the vehicle for damage (in the event of an accident).
Essential documents that need to be submitted along with the claim form are - copies of your insurance policy documents, the vehicle's RC and DL.
After the surveyor's inspection, the insured motorbike can be sent for repairs to any garage on the insurance provider's network.
The repair costs of the insured motorbike will be settled by the insurance provider.

For Reimbursement Claim

Register a claim with your insurance provider immediately after the incident.
Get your motorbike repaired in any garage and pay the repair bill.
Collect original bill receipts and invoices for processing your reimbursement claim.
Submit the required documents, including the repair bills, for initiating the claim process.
After your claim is approved, your reimbursement amount will be credited to your bank account.

Documents Required for Triumph Rocket 3 Insurance Claims

Some standard documents that need to be submitted along with a duly signed and filled claim form are:

A copy of the bike insurance policy documents
The insured vehicle's registration certificate (RC) and the owner-rider's driving licence.
FIR copy (accident or theft).
Garage repair estimate (for reimbursement claims)
The original payment receipt and repair invoice.
Pictures of the damaged two-wheeler.
Government-issued identification documents (PAN or Aadhaar cards).
Bank account information (for reimbursement claims).

Additional Documents Required for Triumph Rocket 3 Theft Claims

A few extra documents that need to be submitted for raising a theft claim are:

Duly filled and signed claim form.
The insured bike's original keys.
The driver-owner's licence.
RC of the insured bike.
Copies of the police's non-traceable report and FIR.
RTO transfer documents.

FAQs

Does a comprehensive bike insurance policy cover the spare parts for my Triumph Rocket 3?

You must choose the right add-on cover to get coverage for your Triumph Rocket 3's replacement parts. A comprehensive bike insurance policy may not cover spare parts for your bike. Reviewing the policy documents to fully comprehend the coverage and exclusions of your two-wheeler insurance policy is advisable.
How many times can I raise a claim on my Triumph Rocket 3 bike insurance policy?

The number of times a policyholder may submit a claim under their bike insurance policy is not limited. However, the other benefits of the insurance policy might be adversely affected by frequent claims.
Is there a limit on the number of add-on covers I can include in my two-wheeler insurance policy?

No, you can increase the coverage of your two-wheeler insurance policy by including as many add-on coverages as you like. But the insurance premium price will vary depending on the number of add-on covers opted for by the policyholder.
How does a No Claim Bonus work in a Triumph Rocket 3 bike insurance policy?

Policyholders who have a No Claim Bonus (NCB) and who have not filed a claim during the previous policy year receive a discount on their insurance premium at the time of renewal.