Download the Policybazaar app
to manage all your insurance needs.
Term Plans
Summarize with :
-
ChatGPT -
Claude -
Perplexity
LIC ई-टर्म प्लॅन
एलआयसी ई-टर्म प्लॅन मागे घेण्यात आला आहे आणि यापुढे विक्रीसाठी उपलब्ध नाही. LIC ई-टर्म प्लॅन ही एक ऑनलाइन टर्म इन्शुरन्स योजना आहे जी कोणत्याही दुर्दैवी परिस्थितीत विमाधारकाच्या कुटुंबाला आर्थिक संरक्षण प्रदान करते. कार्यक्रम
15 lakh Families Secured
₹13,50,000 Crore of Life Cover Assured
Customer Rating
4.8++5 Reviews
4.8++5 Reviews
₹१ कोटी जीवन विमा फक्त +पासून सुरू
Lowest Price Guarantee ˜
तुमचा प्रीमियम आत्ताच तपासा
Please wait. We Are Processing..
By continuing you agree to receive assistance and agree to our Privacy Policy , Terms of use & +Disclaimer
-
Home
-
एलआईसी ऑफ इंडिया
- LIC ई-टर्म प्लॅन
LIC ई-टर्म प्लॅन- एक विहंगावलोकन
एलआयसी ई-टर्म प्लॅन हा एक नियमित प्रीमियम प्लॅन आहे जो साध्या आणि त्रास-मुक्त मार्गाने ऑनलाइन खरेदी केला जाऊ शकतो. एलआयसी ई-टर्म प्लॅन अंतर्गत, पॉलिसीच्या कार्यकाळात विमाधारक व्यक्तीचा अनिश्चित मृत्यू झाल्यास पॉलिसीच्या लाभार्थीला एकूण विमा रकमेइतका मृत्यू लाभ दिला जातो. ही शुद्ध मुदत विमा योजना असल्याने, ती केवळ मृत्यू लाभ देते आणि पॉलिसीद्वारे कोणताही परिपक्वता लाभ प्रदान केला जात नाही. पॉलिसीधारक परवडणाऱ्या प्रीमियम दराने उच्च विमा रक्कम निवडू शकतात.
एलआयसी ई-टर्म प्लॅनची प्रमुख वैशिष्ट्ये
एलआयसी ई-टर्म प्लॅनची ठळक वैशिष्ट्ये खालीलप्रमाणे आहेत:
-
LIC eTerm योजना ही एक पारंपारिक आणि गैर-सहभागी योजना आहे जी ऑनलाइन साध्या आणि त्रास-मुक्त पद्धतीने खरेदी केली जाऊ शकते.
-
योजना धूम्रपान न करणाऱ्या आणि महिलांच्या जीवनासाठी प्रीमियमवर बचत प्रदान करते.
-
एलआयसी ई-टर्म प्लॅन आयकर कायद्याच्या 80 सी अंतर्गत कर सवलती देते.
-
पॉलिसीचे कव्हरेज वाढवण्यासाठी पॉलिसीद्वारे ॲड-ऑन रायडर लाभ दिला जातो.
-
पॉलिसीधारकाचा दुर्दैवी मृत्यू झाल्यास नामनिर्देशित व्यक्तीला मृत्यू लाभ मिळतो.
Secure Your Family Future Today
₹1 CRORE
Term Plan Starting @
Get an online discount of upto 15%#
Compare 40+ plans from 15 Insurers
+Standard T&C Applied
एलआयसी ई-टर्म प्लॅनचे फायदे
प्लॅनद्वारे ऑफर केलेले अनेक भिन्न फायदे आहेत. चला ई-टर्म पॉलिसी तपशीलवार पाहू.
-
मृत्यू लाभ: LIC eTerm योजनेचा प्राथमिक लाभ हा मृत्यू लाभ आहे. पॉलिसीच्या मुदतीदरम्यान पॉलिसीधारकाचे निधन झाल्यास, नॉमिनी किंवा लाभार्थी यांना विमा रक्कम (कव्हरेज रक्कम) करमुक्त एकरकमी पेआउट म्हणून मिळते. पॉलिसीधारकाचा अकाली मृत्यू झाल्यास हे पेआउट कुटुंबाला आर्थिक सुरक्षा प्रदान करू शकते.
-
परवडणारे प्रीमियम: एलआयसी ईटर्म प्लॅन सारख्या टर्म इन्शुरन्स पॉलिसींचा प्रीमियम इतर प्रकारच्या जीवन विमा पॉलिसींच्या तुलनेत कमी असतो. हे तुमच्या प्रियजनांसाठी आर्थिक संरक्षण सुनिश्चित करण्याचा एक परवडणारा मार्ग बनवते.
-
कर लाभ: LIC eTerm प्लॅनसाठी भरलेले प्रीमियम आयकर कायद्याच्या कलम 80C अंतर्गत कर लाभांसाठी पात्र आहेत आणि मृत्यू लाभ कायद्याच्या कलम 10(10D) अंतर्गत करमुक्त आहे, विषय प्रचलित कर कायद्यांकडे.
LIC ई-टर्म प्लॅन: पात्रता निकष
एलआयसी ई-टर्म पॉलिसी खरेदी करण्यापूर्वी, पॉलिसीचे पात्रता निकष तपासणे महत्त्वाचे आहे. पॉलिसीच्या पात्रता निकषांवर एक नजर टाकूया.
| मापदंड | किमान | कमाल |
| प्रवेशाचे वय | 18 वर्षे | ६० वर्षे |
| परिपक्वता वय | -- | ७५ वर्षे |
| पॉलिसी टर्म | 10 वर्षे | 35 वर्षे |
| प्रिमियम भरण्याची मुदत | पॉलिसी टर्नच्या समान | |
| विम्याची रक्कम | रु. २५ लाख | कोणतीही मर्यादा नाही |
LIC ई-टर्म प्लॅन इतर पॉलिसी तपशील
-
वाढीव कालावधी: प्रीमियम पेमेंटसाठी ३० दिवसांचा वाढीव कालावधी अनुमत आहे. पॉलिसीधारक वाढीव कालावधीत पेमेंट करण्यात अयशस्वी झाल्यास, पॉलिसी रद्द होईल.
-
फ्री लूक कालावधी: पॉलिसीधारक पॉलिसीच्या अटी आणि शर्तींशी समाधानी नसल्यास, ते पॉलिसी सुरू केल्याच्या तारखेपासून 15 दिवसांच्या फ्री-लूक कालावधीमध्ये पॉलिसी रद्द करू शकतात.
-
कर्ज: LIC ई-टर्म प्लॅनद्वारे कोणतेही कर्ज दिले जात नाही.
LIC e- टर्म प्लॅन: अपवाद
पॉलिसी सुरू झाल्यापासून १२ महिन्यांच्या आत आत्महत्येचा प्रश्न येतो तेव्हा, भरलेल्या प्रीमियमपैकी फक्त ८०% नॉमिनीला परत केले जातात. पुनरुज्जीवनाच्या 12 महिन्यांच्या आत आत्महत्येचा प्रश्न येतो तेव्हा, 80% पेक्षा जास्त प्रीमियम भरलेले किंवा अधिग्रहित सरेंडर मूल्य दिले जाते.
एलआयसी ई-टर्म प्लॅन खरेदी करण्यासाठी आवश्यक कागदपत्रे:
एलआयसी ई टर्म पॉलिसी खरेदी करताना जे दस्तऐवज हातात ठेवले पाहिजेत ते आहेत:
-
अर्जदाराने रीतसर भरलेला अर्ज सबमिट केला.
-
वैद्यकीय इतिहासाचे तपशील
-
पत्त्याचा पुरावा (आधार कार्ड, मतदार ओळखपत्र, पासपोर्ट इ.)
-
ओळख पुरावा (पॅन कार्ड, आधार कार्ड, मतदार ओळखपत्र, पासपोर्ट इ.)
-
तुमचे ग्राहक (KYC) दस्तऐवज जाणून घ्या
-
विमाकर्त्याने अर्जदाराचे वय, विम्याची रक्कम आणि वैद्यकीय इतिहासाच्या आधारावर विचारल्यास वैद्यकीय चाचणी.
पॉलिसीधारकाने पत्ता पुरावा आणि इतर केवायसी कागदपत्रांसह अचूक वैद्यकीय इतिहासासह ‘अर्ज फॉर्म/प्रपोजल फॉर्म’ भरावा लागेल. विम्याची रक्कम आणि व्यक्तीचे वय यावर आधारित काही प्रकरणांमध्ये वैद्यकीय तपासणी आवश्यक असू शकते.
LIC ई-टर्म प्लॅन: दावा प्रक्रिया
विमाधारक व्यक्तीचा दुर्दैवी मृत्यू झाल्यास पॉलिसीच्या लाभार्थीने एलआयसी ई-टर्म प्लॅनवर दावा दाखल केल्यास, पॉलिसीच्या नामनिर्देशित व्यक्तीने काही कागदपत्रे सादर करणे आवश्यक आहे. दाव्याची प्रक्रिया. दावा दाखल करताना कोणकोणत्या कागदपत्रांवर नजर ठेवली पाहिजे.
-
एलआयसी ई-टर्म पॉलिसीची मूळ प्रत.
-
मृत पॉलिसीधारकाच्या तपशीलांचा उल्लेख करणारा दावा सेटलमेंट फॉर्म.
-
FIR ची वय पुरावा प्रमाणपत्र प्रत (प्रथम माहिती अहवाल)
-
पॉलिसीधारकाचा अनैसर्गिक मृत्यू किंवा अपघातामुळे मृत्यू झाल्यास लाभार्थ्याने पोलीस तपास अहवाल आणि पोस्टमार्टम रिपोर्ट सादर करणे आवश्यक आहे.
-
नगरपालिकेकडून मृत्यू प्रमाणपत्र.
नोंद: टर्म इन्शुरन्स म्हणजे काय हे जाणून घ्या
(View in English : Term Insurance)
(View in English : LIC)
People also search for
What is Term Insurance
- Buy Best ₹1 Cr Term Insurance Plan Online
- Best Term Insurance Plans in India
- What Is Rider Benefit In Term Insurance
- What Is Renewal In Insurance
- What Is Critical Illness Cover In Term Insurance?
- What Is Percentage Of Claim In Nominee
- Difference Between Term Insurance and Life Insurance
- What Kind Of Deaths Are Not Covered In A Term Insurance Plan
- What is Term Insurance Plan? Meaning & Types of Term Insurance
- What Are The Steps In Claim Settlement Procedure
- Is it Wise to Purchase Term Plan with Maturity Benefits?
- What Is Decreasing Cover Life Insurance
- What Ratio Should We Check While Buying Term Insurance
- What Is Saral Jeevan Bima
- What is Term Insurance In Tamil
- What Is Level Term Life Insurance
- What Is A 5 Year Term Life Insurance Policy
- What Is Limited Pay In Term Insurance
- What Is Accidental Death Benefit In Term Insurance
- What Is Terminal Illness Cover
- What If I Outlive My Term Life Insurance
- What Happens To Term Insurance When It Expires
- What Is Waiver Of Premium In Term Insurance
- What Is Term Insurance In Hindi
- What Is Short Term Disability Insurance
- What Is Payout In Insurance
- What Is Long Term Insurance
- What Is Terminal Illness Benefit
- What Is The Waiting Period For Term Life Insurance
- What Are The Medical Tests Done For Term Insurance
- What Is Nomination In Insurance
- What Is Not Covered In Term Insurance
- What Is Human Life Value
- What Is Rural Insurance
- What is the maximum life insurance deduction in income tax
- What Is Tele Medical In Term Insurance
- How To Compare Term Insurance Plans
- Buy Best ₹1 Cr Term Insurance Plan Online
- How to Choose the Right Term Insurance Policy?
- How To Calculate HLV Value In Insurance
- Loan Against A Life Insurance Policy
- How To Buy Term Life Insurance
- How Much Term Insurance Do I Need
- How To Surrender Term Insurance Policy
- How To Increase Term Insurance Cover
- How To Check Exide Life Insurance Policy Status
- What If I Outlive My Term Life Insurance
- How To Claim Term Insurance After Death
- How To Declare Term Insurance In Income Tax
- How To Claim Term Insurance
- How To Buy Lic Tech Term Plan Online
- How Term Plan Works
- How To Decide Term Insurance Amount
- How To Claim Tata Aia Term Insurance
- Why Buy Term Insurance
- Why Is Term Life Insurance Better Than Whole
- LIC Term Insurance Plans
- why do life insurance companies require medical exams
- Why Term Insurance Is Important
- When To Buy Term Insurance
- Why Is Suicide Not Covered By Insurance
- Term Life Insurance Benefits
- Which are the 7 Factors That Affect the Term Insurance Premium
Did you Find the Content Helpful?
If yes, Please rate us.
Explore the popular searches and stay informed
- 1 Crore Term Insurance
- Best Term Insurance Plan
- Term Insurance for NRI
- Term Insurance
- Term Insurance Calculator
- Life Insurance
- What is Term Insurance
- Home Loan Insurance Calculator
- NRI Investment Plans in India
- LIC
- Investment Plan
- Annuity Plan
- Child Plan
- Pension Plan
- ULIP Plan
- Guaranteed Return Plans
- LIC Calculator
- ULIP Calculator
- Gift City Investment
˜The insurers/plans mentioned are arranged in order of highest to lowest Sum Assured(SA) offered by Policybazaar’s insurer partners offering term insurance plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI.
Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
+On the basis of your profile
+Rs. 410/month is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10
+Rs. 410/month (Rs.14/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age rounded off to nearest 10
+Rs. 245 is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 8/day is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10
+Rs. 15/day is starting price for a 75 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10
+Rs. 504/month is starting price for a 1.5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 494/month is starting price for a 2 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 636/month is starting price for a 3 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 918/month is starting price for a 5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 1,286/month is starting price for a 7 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 453/month is starting price for a 1 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs.582/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 786/month is starting price for a 3 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 1,374/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 1,592/month is starting price for a 7 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 525/month is the starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 68 years of age.
+Rs. 668/month is starting price for a 2 crore term life insurance for an 25 year-old male, non-smoker, with no pre-existing diseases, cover upto 45 years of age.
+Rs. 1,200/month is starting price for a 2 crore term life insurance for an 35 year-old male, non-smoker, with no pre-existing diseases, cover upto 55 years of age.
+Rs. 410/month is starting price for a 1 crore term life insurance for an 18 year-old Female, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 577/month is starting price for a 1 crore term life insurance for an 18 year-old Male, self employed, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
*The full refund of premium is available on availing the one-time option of refund of premium. Total premium paid for policy (paid for add-ons) will be the special exit value, payable on availing the one-time option of refund of premium if you wish to completely exit the policy.
+Rs. ₹361/month is the starting price for a ₹1 crore loan cover with an 8% interest rate for an 18-year-old male, non-smoker, with no pre-existing diseases, loan tenure up to 20 years, rounded off to the nearest 10
Prices offered by the insurer are as per the approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.| Policybazaar Insurance Brokers Private Limited
We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881
For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale
Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 | Registration No. 742, Valid till 09/06/2027, License category- Composite Broker Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.
© Copyright 2008-2026 policybazaar.com. All Rights Reserved
˜ Policybazaar Promise reflects the guarantee offered by insurers. Price assurance is based on certifications shared by insurers with us.
Term Insurance Calculators
Term Insurers
Term Insurance Articles
- Recent Article
- Popular Articles
Get Call Back Now
Claude
Insurance
Calculators
Payment Methods
Secured With
Follow us on
