Earthquake Survival Guide: How to Protect Yourself

Earthquakes occur unexpectedly, transforming everyday environments into hazardous areas in an instant. Understanding the appropriate actions to take such as dropping, covering, and holding on indoors—can significantly impact the outcome between safety and injury. An effective earthquake survival guide emphasises prompt responses, awareness of potential aftermaths, and essential preparedness measures, such as emergency kits and safe evacuation practices.

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Knowing more about how to survive an earthquake transcends fear; it emphasises the importance of life and encompasses effective earthquake protection tips that are accessible to anyone. Just as physical readiness safeguards lives, term insurance secures your family's financial future, providing stability and security in the event of an unforeseen loss.

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Earthquake Survival Guide

Earthquakes are inherently unpredictable and can inflict severe damage in an instant, affecting both lives and livelihoods. The earthquake survival guide emphasises practical awareness and effective actions that can minimise injuries and preserve life during seismic events. Preparedness is vital in critical moments. Life insurance serves as an essential support system during challenging times. During times of heightened vulnerability for families, it provides financial assistance that can help them secure their future.

Note: You can use a term insurance calculator to calculate the premium amounts of the plan.

How To Survive An Earthquake

This section outlines crucial, life-saving measures to implement during and immediately after to survive an earthquake.

Drop, Cover, and Hold On: Position yourself on your hands and knees, protect your head and neck, and seek shelter under sturdy furniture until the shaking subsides.
Remain Indoors: Avoid running outside during tremors, as the majority of injuries occur due to falling debris near structures.
Exercise Caution: Maintain distance from windows, glass, mirrors, shelves, and exterior walls.
If you find yourself in bed, remain in place, curl up comfortably, and protect your head with a pillow.
If you're outdoors, move to an open area where you're away from buildings, trees, streetlights, and power lines.
If you are driving, please pull over to a safe location, stop the vehicle, and stay inside until the shaking stops.
In high-rise buildings, it is advisable to stay away from windows. Prepare for alarms or sprinklers and maintain a calm demeanor.
After the shaking stops, check for injuries and give first aid if needed.
Monitor for Damage: Be vigilant for gas leaks, damaged electrical lines, or structural issues.
Ensure Safe Evacuation: In the event of an unsafe building, exit using the stairs—elevators should never be used.
Prepare for Aftershocks: These events can occur at any moment; ensure you are ready to drop, cover, and hold on once more.

Staying informed is the first step toward ensuring safety. This earthquake survival guide highlights the importance of proactive preparation, safeguarding loved ones, and fostering resilience for both immediate emergencies and future challenges. Read on to know more about how to respond to an earthquake with immediate steps.

Earthquake Protection Tips

This section shares key earthquake protection tips from an earthquake survival guide to help you stay prepared on how to survive an earthquake.

Assemble a Safety Kit: Ensure you have water, non-perishable food, a torch, batteries, a radio, first-aid supplies and essential medications prepared and accessible.
Ensure the safety of your home by anchoring bookshelves, televisions, appliances, and heavy furniture to the walls. This simple precaution can significantly reduce the risk of injury.
Know About Your Utilities: Discover the proper methods to safely shut off gas, electricity, and water during an emergency.
Establish a Family Plan: Determine a secure meeting location and select an out-of-area contact that everyone can easily reach.
Ensure that essential items are within easy reach by placing sturdy footwear, a torch, and emergency supplies near your bed.
Following the shaking, it is important to anticipate aftershocks, assess for any injuries, and be vigilant for gas leaks or potential fire hazards before exiting the premises.

Being prepared is an essential component of any earthquake survival guide, and these earthquake protection tips assist in decreasing damage and safeguarding lives.

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To Wrap Up

Earthquakes expose their sudden and unpredictable nature, often causing significant damage both during and after the tremors. Following a reliable earthquake survival guide, understanding how to survive during earthquakes, and applying essential protection tips can help individuals and communities reduce injuries and losses. In addition to physical readiness, term insurance and life insurance provide financial security for families in tough times. Awareness, preparation, and protection enhance resilience and aid recovery following an earthquake.

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FAQs

Can a healthy lifestyle actually lower life insurance premiums?

Yes. Insurers reward lower risk. Healthier habits reduce the likelihood of serious illness, which often leads to better premium rates.
Why are smokers charged higher premiums?

Smoking significantly increases the risk of heart disease, cancer, and respiratory problems. Insurers charge more to account for that higher risk.
If I quit smoking, will my premium drop immediately?

Usually no. Most insurers require you to be smoke-free for about 12 months before reconsidering your rates.
Does alcohol consumption affect premiums?

Heavy or frequent drinking can increase premiums. Moderate consumption usually has little to no impact.
How does body weight affect life insurance costs?

Weight matters mainly because it’s linked to other health conditions. Healthy blood pressure, sugar, and cholesterol levels matter more than weight alone.
Can regular exercise help reduce premiums?

Yes. Exercise improves overall health indicators, which insurers view positively during underwriting.
Do insurers consider stress levels?

Not directly. But if stress leads to medical conditions like hypertension or heart issues, it can affect your premium.
Does my job influence my premium?

Yes. High-risk occupations generally cost more to insure, though good health can help balance the risk.
Is it necessary to disclose lifestyle habits honestly?

Absolutely. Incorrect disclosures can lead to claim rejection or policy cancellation later.
Can I lower my premium after buying a policy?

In some cases, yes. Improved health may allow reassessment or a new policy at better rates.

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˜The insurers/plans mentioned are arranged in order of highest to lowest Sum Assured(SA) offered by Policybazaar’s insurer partners offering term insurance plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI.

Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in

Rs. 400/month is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

Rs. 400/month (Rs.13/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 230 is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

+Rs. 8/day is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

+Rs. 12/day is starting price for a 75 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

+Rs. 497/month is starting price for a 1.5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 487/month is starting price for a 2 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 626/month is starting price for a 3 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 905/month is starting price for a 5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. ₹361/month is the starting price for a ₹1 crore loan cover with an 8% interest rate for an 18-year-old male, non-smoker, with no pre-existing diseases, loan tenure up to 20 years, rounded off to the nearest 10

+Rs. 1,267/month is starting price for a 7 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

*The full refund of premium is available on availing the one-time option of refund of premium. Total premium paid for policy (paid for add-ons) will be the special exit value, payable on availing the one-time option of refund of premium if you wish to completely exit the policy.

+Rs. 447/month is starting price for a 1 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs.679/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 910/month is starting price for a 3 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 1,374/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 1,924month is starting price for a 7 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

Women

+Rs. 400/month is Starting price for a 1 crore term life insurance for an 18 year-old Female, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

Rs. 461/month is the starting price for a 1 crore term life insurance for an 24 year-old female, non-smoker, with no pre-existing diseases, cover upto 54 years of age.

1,642/month is the starting price for a 1 crore term life insurance for an 44 year-old female, non-smoker, with no pre-existing diseases, cover upto 74 years of age.

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