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Protect Your Loved Ones from the Uncertainties of COVID-19 with Term Insurance 2023

With the re-emergence of COVID-19 in the country, a term policy can provide your family with the necessary financial protection in these uncertain times. Term insurance with COVID is a regular term plan that provides coverage against death due to COVID as well. These plans are available at low premiums for a long policy term and offer payout in times of crisis. You can use the payout to pay for the hospital bills and medical treatments to recover from COVID-19. 

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Policybazaar team will help and support you at the time of claim. A personal claim handler from our team of experts will get in touch with you when your nominee applies for a claim on our website.
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In case you aren’t happy with your purchase, you can cancel your policy hassle-free at the click of a button. We will help you with the cancellation and refund of your policy.

You can easily compare term plan from different insurers to find the best term insurance plan for COVID-19 at the most affordable premium rates.

The coronavirus term insurance is even more important in these uncertain times as COVID cases are on the rise. According to the Union Health Ministry, just last week, there were a total of 10,158 new cases registered while the number of active cases crossed the 50 thousand mark. This sudden rise in the number of COVID cases has made people want to secure their loved ones against the eventualities caused by COVID.

one crore term plan
plus

Term Plans

₹1
Crore

Life Cover

@ Starting from ₹ 16/day+

₹50
LAKH

Life Cover

@ Starting from ₹ 8/day+

₹75
LAKH

Life Cover

@ Starting from ₹ 12/day+

It is advised that people who are looking to secure their family against eventualities caused due to COVID as well should buy term insurance as soon as possible. This is because the term premiums have already increased by almost 48% and are set to increase further this year. Let us take a look at the reasons why you should buy COVID term plans soon:

  • As you grow older the premium rates rise and you would have to buy the same plan at a higher premium rate. 

  • Changes in lifestyle habits like smoking and drinking can also increase the premium rates.

  • The insurance companies in India saw a sharp rise in claims last year and thus as a result, the insurers might increase the cost of term plans to compensate for the amount paid as claim benefits.

Therefore, if you want to secure your loved ones against COVID and other eventualities of life at a lower premium rate, you should buy term plan at the earliest.


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