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This Diwali, Bring Prosperity And Security With Term Insurance

Diwali is the celebration of lights, cheer, and happiness. It dispels the darkness with light and brings prosperity. We celebrate this day by bringing idols of Laxmi-Ganesh into our homes and pray to Lord Ganesh to remove our obstacles and Goddess Laxmi to bless us with wealth, and we also express our thanks for financial stability. In keeping with the zeal of Diwali, it is only sensible that you would be smart enough to ensure prosperity for your loved ones if something happens to you in the future. 

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This is where term insurance plans come into play. If you are looking out for the right time to buy a term plan, Diwali is a good reason to buy it.

one crore term plan
plus

Term Plans

₹1
Crore

Life Cover

@ Starting from ₹ 16/day+

₹50
LAKH

Life Cover

@ Starting from ₹ 8/day+

₹75
LAKH

Life Cover

@ Starting from ₹ 12/day+

What is Term Insurance Plan?

A term plan is a type of life insurance product that provides financial cover to your loved ones in case of an unexpected event. Term insurance plans offer high sum assured at low premium rates which makes them a viable option for people of all financial backgrounds.

Note: Now that you know that what is term insurance plan you can easily buy a term plan for your loved ones.

How Can Term Insurance Plans Benefit You And Your Family?

Here is a list of all the term insurance benefits that can benefit you and your family:

  • Whole Life Cover

A Term plan with a longer cover duration can ensure your family’s financial stability in case of an eventuality. A lot of term insurance offers comprehensive whole life cover extending up to 99 years of age.

  • Affordable Premiums

Term insurance plans are available at affordable premiums which makes it a very budget-friendly option.

  • High Sum Assured

Term plans offer a substantially high sum assured. You should ideally opt for a plan with a life cover of at least 10 times your annual income. A term plan with a high sum assured can make sure your family is able to meet their financial obligations in your absence.

  • Additional Riders

Term plans allow you to include riders for more comprehensive coverage. You can add these to your base plan at minimal extra costs.

  • Critical Illness Rider

A critical Illness Rider will help you cover the medical expenses in case you get diagnosed with a Critical Illness.

  • Accidental Death and Disability Rider

Accidental Death and Disability Rider provides coverage in case you suffer from an unexpected disability or accidental death.

  • Waiver of Premium

In case of a job loss, if you are unable to pay for the premiums, the remaining premiums will be waived off under this rider.

  • Tax Benefits

You can also get tax benefits under section 80C and Section 10(10D) of the Income Tax Act.

one crore term plan

Secure Your Family Future Today

₹1 CRORE

Term Plan Starting @

Get an online discount of upto 10%#

Compare 40+ plans from 15 Insurers

+Standard T&C Applied

How To Buy a Term Insurance Plan From Policybazaar This Diwali?

You can purchase a term plan in a few clicks, from the comfort of your home by following the simple steps mentioned below:

  • Step 1: Go to the term plan page

  • Step 2: Enter your basic details like name, date of birth, and contact number, and click on ‘View Plans’

  • Step 3: Fill in your occupation details, annual income, smoking and chewing habits

  • Step 4: After submitting the required details choose a plan most suitable to you and proceed to pay

Note: You can easily calculate the term plan premium by using the term insurance calculator online tool.

In Conclusion

A term plan is an ideal solution to securing your family in the long run. And Diwali, the time of the year when everyone is wishing for long life and prosperous life, is the perfect time to purchase one. You can compare the different term insurance plans available in the market and buy the one most suitable for your needs.

Note: Check out the best term insurance plan in India and choose one that suits your requirements.


Premium By Age

Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in



Choose Term Insurance Plan as per you need

Plans starting from @ ₹473/Month*
Term Insurance
1 Crore Term Insurance
Term Insurance
2 Crore Term Insurance
Term Insurance
4 Crore Term Insurance
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5 Crore Term Insurance
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6 Crore Term Insurance
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7 Crore Term Insurance
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7.5 Crore Term Insurance
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8 Crore Term Insurance
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9 Crore Term Insurance
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15 Crore Term Insurance
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20 Crore Term Insurance
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25 Crore Term Insurance
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30 Crore Term Insurance
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15 Lakh Term Insurance
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60 Lakh Term Insurance

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