- Written by PolicyBazaar
- Views: 13
- Published: 22 August 2014
Iffco Tokio General insurance company was incorporated on 4th December, 2000 and it is a joint venture between Indian Farmers Fertilizer Co-operative (IFFCO) and its associates and Tokio Marine and Nichido Fire group, the largest listed insurance company in Japan. Iffco Tokio is the only insurance company in the country to have 100% owned distribution channel to service its retail customers. It has presence across the country and has one of the largest distribution networks in the country as well. The company provides insurance policies to cover various commercial and individual risks. Iffco Tokio provides home insurance, motor insurance, travel insurance, personal accident insurance in addition to health insurance plans. Iffco Tokio health insurance claims are very easy to make and they are settled very quickly.
IFFCO TOKIO Health Insurance Plans:
Below are the health insurance plans offered by the company:
- Individual Medishield insurance policy: This health insurance policy provided by the company covers an individual and family member in case of any medical treatment required due to any illness or accident. The policy also reimburses the expenses during pre-hospitalization and post-hospitalization stages of treatment. The policy also provides for daily allowance to the insured during the period of hospitalization. It also covers ambulance charges incurred by the insured in case of emergency need to go to medical and health care facility. The policy also provides cumulative sum insured in case of every free claim year.
- Swasthya Kavach (Family health insurance) policy: This health insurance policy is a policy especially designed for family of an individual. The policy gives protection cover for you and your family for any injury or disease related contingencies like hospitalization, medical expenses, surgical expenses, organ transplantation, etc. The Policy also offers unique Critical Illness Coverage (Optional) for the family. The policy reimburses room and boarding charges, intensive care unit charges, nursing expenses, surgical fees and operation theater charges. A free health checkup facility is also provided to the insured once in a block of 4 claims free years.
- Critical illness insurance policy: Iffco Tokio Critical illness health policy is a special policy designed to cover several critical illnesses. The ailments which are covered under this Policy are cancer, renal failure, coronary artery diseases requiring bypass surgery, major organ transplant, and paralytic cerebral stroke as well as accidental injuries resulting in loss of limbs.Cost of anesthesia, blood, oxygen, operation theatre, surgical appliances, medicines & drugs, diagnostic materials and X-ray, dialysis, chemotherapy, radiotherapy, pacemaker, artificial limbs etc. is also reimbursed under the policy.
Comparison between Iffco Tokio health insurance premium and Iffco Tokio health insurance quotes can help an individual understanding every plan provided by the company. Further, online comparison can be made between Iffco Tokio health insurance policy and health insurance policies provided by other health insurance companies in the market which will help eventually to buy the insurance policy fulfilling your requirements.