Does Star Health Insurance Cover Dengue Treatments?

In India, the high incidence of vector-borne diseases like dengue often goes unnoticed unless it causes severe health issues. According to the National Centre for Vector Borne Diseases Control, 19,447 dengue cases and 16 deaths were reported in 2024 as of April 30. Since hospitalisation for dengue is expensive, having health insurance is more of a necessity than a choice. But does Star Health Insurance cover dengue treatments? Let's find out!

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      Is Dengue Treatment Covered by Star Health Insurance?

      Yes.

      Several Star health insurance plans cover dengue treatment expenses. They cover in-patient hospitalisation costs, such as room rent, ICU charges, transfusion fees, etc., along with pre and post-hospitalisation expenses. Some health insurance plans also provide coverage for outpatient treatments obtained for dengue.

      Generally, Star Health insurance covers dengue treatment expenses after an initial waiting period of 30 days. However, you must check the policy document to determine the exact coverage and the waiting period.

      List of Star Health Insurance Plans Offering Dengue Treatment Cover

      Following are the Star health insurance plans offering coverage for dengue treatment:

      • Star Comprehensive Insurance Plan - The Star Comprehensive Insurance plan provides coverage for dengue treatment, including in-patient hospitalisation costs, road ambulance expenses, pre and post-hospitalisation expenses and outpatient medical consultations. It also offers hospital cash benefit for each day of hospitalisation.
      • Star Health Gain Insurance Plan - The Star Health Insurance Gain plan covers your dengue treatment, including pre and post-hospitalisation expenses, in-patient hospitalisation, and outpatient benefits.
      • Star Family Health Optima Insurance Plan - Star Family Health Optima Insurance provides comprehensive coverage for dengue treatments, including in-patient hospitalisation, emergency road ambulance services, and both pre & post-hospitalisation expenses.
      • Star Senior Citizens Red Carpet Health Insurance Plan - The Star Senior Citizens Red Carpet Health Insurance plan offers extensive dengue treatment coverage for senior citizens. It includes in-patient hospitalisation coverage, pre and post-hospitalisation expenses, and costs for outpatient medical consultations.
      • Star Health Assure Insurance Plan - The Star Health Assure Insurance plan provides comprehensive coverage for dengue treatment, including coverage for non-medical items (consumables), in-patient expenses, pre and post-hospitalisation expenses and emergency road ambulance charges.
      • Star Medi Classic Insurance Plan - Under the Star Medi Classic Insurance plan, dengue treatment coverage includes in-patient expenses, road ambulance charges and pre & post-hospitalisation expenses. It also offers a daily hospital cash benefit and patient care benefit as optional covers.
      • Star Young Star Insurance Plan - The Star Young Star Insurance plan protects young adults against the financial burden of dengue treatment, covering emergency road ambulance services, in-patient expenses, and pre and post-hospitalisation costs. It also offers e-medical opinions and a hospital cash benefit.
      • Star Health Premier Insurance Plan - With the Star Health Premier Insurance plan, any medical expenses arising out of dengue treatment are covered. This includes in-patient expenses, coverage for non-medical items, road ambulance costs, pre and post-hospitalisation expenses and outpatient medical expenses.

      Why Should You Buy Star Health Insurance for Dengue Coverage

      Purchasing a Star health insurance policy with dengue coverage offers several benefits that are as follows:

      • Financial Support - Buying a Star health insurance plan can help alleviate the financial burden of dengue treatment by covering your medical bills.
      • Comprehensive Coverage - Star health plans provide extensive coverage for medical expenses incurred due to dengue fever, including in-patient expenses, outpatient expenses, pre and post-hospitalisation expenses, non-medical expenses, ambulance charges, hospital cash benefit, patient care, etc.
      • Outpatient Treatment Coverage - Star health plans often cover outpatient treatment expenses, saving you money on doctor consultations and diagnostic tests used to diagnose dengue fever.
      • 24*7 Customer Support - Star Health & Allied Insurance Company offers round-the-clock customer support to assist policyholders with any queries or claims related to their dengue treatment.

      Summing Up

      Given the increasing number of dengue cases in India, having a health insurance policy is essential. Star health insurance offers extensive coverage for dengue treatment, helping you stay medically and financially secure. But before you buy a policy, make sure to read the documents carefully to know the extent of coverage and the applicable waiting periods.

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      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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