Star Health Assure Insurance Plan

The following coverage is included under the Star Health Assure Insurance plan:

1. In-patient Hospitalization

   It pays for the hospital room, doctor’s fees, boarding, nursing assistance, etc., in case of at least 24 hours of hospitalization.
2. Non-medical Items

   It pays for medical expenses incurred on non-medical items, such as oxygen cylinder, gloves, masks, etc., that are usually not covered under health insurance.
3. Emergency Road Ambulance

   It pays for road ambulance charges incurred on transporting the insured to and from a hospital during a medical emergency.
4. Air Ambulance

   It covers the cost of availing air ambulance services in case of a medical emergency.
5. Pre-hospitalization Expenses

   It pays for the medical expenses incurred for up to 60 days before hospitalization.
6. Post-hospitalization Expenses

   It covers the medical expenses incurred for up to 180 days after getting discharged from the hospital.
7. Day Care Procedures

   It covers the cost of all day care procedures that do not require a hospital admission of 24 hours.
8. Organ Donor Expenses

   It covers in-patient hospitalization costs incurred on harvesting the donated organ if the insured has to undergo a transplant surgery.
9. Delivery Expenses Cover

   It covers the medical expenses incurred on normal and caesarean delivery of a baby, including pre-natal and post-natal expenses
10. In Utero Fetal Surgery/Intervention

    It pays for the cost of listed in utero fetal procedures and surgeries, including spina bifida and fetalanemia.
11. Assisted Reproduction Treatment

    It covers the cost of assisted reproduction treatment for sub-fertility.
12. Newborn Baby Hospitalization Expenses

    It pays for the hospitalization expenses incurred on treating a newborn baby from day 1.
13. Home Care Treatment

    It pays for the medical treatment availed at home for specified conditions on the doctor’s recommendation.
14. Domiciliary Hospitalization

    It pays for the cost of providing domiciliary treatment at home for at least 3 days on a doctor’s recommendation in case hospitalization is not possible.
15. Chronic Severe Refractory Asthma Treatment

    It covers the treatment cost of chronic severe refractory asthma on the recommendation of the treating doctor.
16. Compassionate Travel

    It pays for the transportation expenses of one immediate family member in case the insured is hospitalized for a life-threatening condition in another city.
17. Repatriation of Mortal Remains

    It covers the cost of transporting the mortal remains of the insured to their residence.
18. Treatment in Valuable Service Providers Network

    It pays a lump sum amount if the insured obtains treatment at a hospital under the valuable service provider network of Star Health & Allied Insurance Company.
19. Shared Accommodation

    It pays an allowance of Rs 1000 per day if the insured stays in a shared hospital room.
20. AYUSH Treatment

    It covers the hospitalization expenses incurred on availing treatment through the AYUSH system of medicines, including Ayurveda, Siddha, Unani and Homeopathy.
21. Second Medical Opinion

    It pays for medical expenses incurred on obtaining a second medical opinion on a disease or illness from the insurer’s network of doctors.
22. Modern Treatments

    It covers the cost of modern treatments, such as stem cell therapy, robotic surgeries, oral chemotherapy, etc.
23. Rehabilitation and Pain Management

    It pays for the medical expenses incurred on rehabilitation and pain management treatment due to stroke, poly trauma, a disease of the spine and head injury.