Know all about Cholamandalam Health Insurance Claims and Renewal

Cholamandalam medical insurance offers extensive health coverage to you and your family. It lowers the financial burden on you by sharing the load. With Cholamandalam mediclaim policy, you can avail quality healthcare services in the event of an unexpected medical exigency with ease. It takes care of your hospitalization expenses including in-patient costs, pre, post-hospitalization expenses, and keeps you stress-free when any medical emergency strikes.

Read More

Policybazaar exclusive benefits
30 minutes claim support##
(In 120+ cities)
Relationship manager
For every customer
24*7 claims assistance
In 30 mins. guaranteed*
Instant policy issuance
No medical tests~
People trust Policybazaar^
6.7 crore
Registered consumers
51
Insurance partners
3.4 crore
Policies sold
Policybazaar is one of India's leading digital insurance platform

0%

Find affordable plans with up to 25% Discount**

Select members you want to insure

  • More Members
  • Back
    Continue
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Maximum child sum can be 4
    This will help us calculate the premium & discounts for your family
    Previous step
    Continue
    This will help us to find the network of Cashless Hospitals in your city

      Popular Cities

      Previous step
      Continue
      Get to plans directly next time you visit us
      Please provide your active international number
      Previous step
      Continue
      We will find you the plans that cover your condition.

      Do any member(s) have any existing illnesses for which they take regular medication?

      Get updates on WhatsApp

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step
      Advantages of
      entering a valid number
      You save time, money and effort,
      Our experts will help you choose the right plan in less than 20 minutes & save you upto 80% on your premium
      Advantages of entering an International Number
      Prompt connectivity
      Find the right plan in under 20 minutes
      Get best discounts
      Ensure smooth issuance

      Compensation will be provided in a lump sum if you buy a critical illness insurance plan. These health insurance plans are extremely convenient as you can experience hassle-free online health insurance. 

      What can you do to file a claim for Cholamandalam Health Insurance plans?

      You can either file a cashless claim or a reimbursement claim with Cholamandalam. To make it simple, for filing a cashless claim, the treatment must be availed from a network hospital of the insurance company. 

      Cholamandalam medical insurance hospitals list is available in the policy documents or you can check it online on their site. You first need to approach the TPA seeking pre-authorization and follow the procedure mentioned in the prescribed form.

      If it is a reimbursement claim, then the insured has to inform the insurer by following the procedures laid down in the Cholamandalam medical insurance brochure. You will have to submit the documents supporting the claim such as discharge summary, medical bills, prescriptions, along with the duly filled claim form to get the amount reimbursed. 

      Below is the step-wise claim process to lodge a Cholamandalam health insurance claim:

      How to file Cholamandalam Medical Insurance Reimbursement Claims?

      Initiate the application process by duly filling the form and submit it with relevant documents

      • Necessary documents include discharge summary, medical bills, doctor’s prescription etc. 
      • The claim management team will inquire before issuing the letter and you should be answerable to any query. After the investigation, they will send the approval letter.
      • If the claim is rejected, they will communicate and present the reason.
      • You need to inform the insurer within 24 hours of admission in case of an emergency. You should inform the insurer 48 hours prior to the hospitalization, in case of a planned hospitalization.
      • You can register your claim by calling on the toll-free number or sending a mail to Cholamandalam health insurancecustomer care at customercare [at]cholams.murugappa.com
      • To check Cholamandalam health insuranceclaim status, use the claim reference number provided by the customer care executive.

      How to file Cholamandalam Medical Insurance Cashless Claims?

      • Fill the pre-authorization form available at the TPA Desk or hospital’s insurance desk.
      • You will receive an approval letter from the claim management team, after verifying your request.
      • If your authorization is rejected, immediately initiate the treatment and file a reimbursement claim.

      What documents are required to register Chola MS Health Claims?

      Based on the situation you will have to submit the documents. However, here is an overview of some of the common documents that you may need to submit- 

      • Claim form signed and filled by you
      • Discharge card/summary issued by the hospital
      • Doctor’s prescription recommending hospitalization
      • Medical investigation reports 
      • All the documents and bills related to the medical treatment 
      • Payment receipts
      • Medicine bills with the supporting prescriptions
      • If implants were used in the surgery sticker or invoice for the same will be required

       How to Renewal Cholamandalam Health Insurance Plans?

      Renewal is one of the most important aspects of your health insurance plan. Every plan comes with a defined policy tenure within which it needs to be renewed. Otherwise, you’ll remain uncovered or the policy will lapse. 

      Hence, renewing your policy on time is the real deal. And, there is no better way of renewing your policy than renewing it online. This is how you can go for Cholamandalam health insurance renewal online-

      • Visit the official website of Cholamandalam
      • Click on the policy renewal button
      • Select the plan option
      • Calculate the premium online through Cholamandalam health insurance premium calculator
      • If you want, you can compare the plans as well
      • Pay the premium amount by using Credit Card/Debit Card/Net Banking
      • Print the premium receipt and enjoy the policy coverage uninterrupted. 

      Before the renewal, it is recommended that you also go through the Cholamandalam health insurance reviews online.

      Takeaway

      Cholamandalam health insurance offers health coverage with attractive features and benefits with an easy claim process. The company claims to have the best claim support and user-friendly plans with extensive coverage. Therefore, Cholamandalam medical insurance plans are undoubtedly a safe bet!

      book-home-visit
      Search
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

      Health insurance Articles

      • Recent Article
      • Popular Articles
      17 Jul 2024

      Does Care Health Insurance Cover Dengue...

      Every year, we look forward to the monsoon to escape the heat, but

      Read more
      16 Jul 2024

      Does ICICI Lombard Health Insurance Cover Dengue...

      As the monsoon season arrives, the risk of vector-borne diseases

      Read more
      15 Jul 2024

      Does Star Health Insurance Cover Dengue...

      In India, the high incidence of vector-borne diseases like dengue

      Read more
      01 Jul 2024

      Surgeries Covered Under ICICI Lombard Health...

      Life can throw unexpected medical emergencies your way, making

      Read more
      27 Jun 2024

      Is LASIK Surgery Covered by ICICI Lombard Health...

      Waking up with a clear vision is a dream for many. LASIK surgery

      Read more

      How to Apply for Ayushman Bharat Pradhan Mantri...

      Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal

      Read more

      How Senior Citizens can save Tax with Medical...

      Senior citizens can save on income tax by availing tax benefits on medical expenses under Section 80D of the Income

      Read more

      10 Major Benefits of Ayushman Bharat Yojana

      Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the second component under Ayushman Bharat Scheme. PM Narendra Modi

      Read more

      Best Health Insurance Plans for Senior Citizens

      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance

      Read more

      10 New IRDAI Health Insurance Guidelines in 2024

      Health insurance penetration in India is far lower than it should be. A significant chunk of the Indian population

      Read more

      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881. Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. As per the Insurance guidelines, you are allowed to cancel the policy with-in 15 days from the date of Issuance of policy. For more details, please read the Plan Brochure carefully or talk to our advisor at the time of purchase.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker (Life & General)| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

      © Copyright 2008-2024 policybazaar.com. All Rights Reserved.

      top
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL