Get <strong>₹5 Lac</strong> Health Insurance starts <strong>@ ₹315/<span>month*</span></strong>
Get ₹5 Lac Health Insurance starts @ ₹315/month*
Get ₹5 Lac Health Insurance starts @ ₹315/month*
250+ Plans 18 Insurance Companies
₹ 5 Lakh Coverage @ ₹ 10/day
7 Lakh+ Happy Customers

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Know all about Cholamandalam Health Insurance Claims and Renewal

Cholamandalam medical insurance offers extensive health coverage to you and your family. It lowers the financial burden on you by sharing the load. With Cholamandalam mediclaim policy, you can avail quality healthcare services in the event of an unexpected medical exigency with ease. It takes care of your hospitalization expenses including in-patient costs, pre, post-hospitalization expenses, and keeps you stress-free when any medical emergency strikes. 

Compensation will be provided in a lump sum if you buy a critical illness insurance plan. These health insurance plans are extremely convenient as you can experience hassle-free online health insurance. 

What can you do to file a claim for Cholamandalam Health Insurance plans?

You can either file a cashless claim or a reimbursement claim with Cholamandalam. To make it simple, for filing a cashless claim, the treatment must be availed from a network hospital of the insurance company. 

Cholamandalam medical insurance hospitals list is available in the policy documents or you can check it online on their site. You first need to approach the TPA seeking pre-authorization and follow the procedure mentioned in the prescribed form.

If it is a reimbursement claim, then the insured has to inform the insurer by following the procedures laid down in the Cholamandalam medical insurance brochure. You will have to submit the documents supporting the claim such as discharge summary, medical bills, prescriptions, along with the duly filled claim form to get the amount reimbursed. 

Below is the step-wise claim process to lodge a Cholamandalam health insurance claim:

How to file Cholamandalam Medical Insurance Reimbursement Claims?

Initiate the application process by duly filling the form and submit it with relevant documents

  • Necessary documents include discharge summary, medical bills, doctor’s prescription etc. 
  • The claim management team will inquire before issuing the letter and you should be answerable to any query. After the investigation, they will send the approval letter.
  • If the claim is rejected, they will communicate and present the reason.
  • You need to inform the insurer within 24 hours of admission in case of an emergency. You should inform the insurer 48 hours prior to the hospitalization, in case of a planned hospitalization.
  • You can register your claim by calling on the toll-free number or sending a mail to Cholamandalam health insurancecustomer care at customercare [at]
  • To check Cholamandalam health insuranceclaim status, use the claim reference number provided by the customer care executive.

How to file Cholamandalam Medical Insurance Cashless Claims?

  • Fill the pre-authorization form available at the TPA Desk or hospital’s insurance desk.
  • You will receive an approval letter from the claim management team, after verifying your request.
  • If your authorization is rejected, immediately initiate the treatment and file a reimbursement claim.

What documents are required to register Chola MS Health Claims?

Based on the situation you will have to submit the documents. However, here is an overview of some of the common documents that you may need to submit- 

  • Claim form signed and filled by you
  • Discharge card/summary issued by the hospital
  • Doctor’s prescription recommending hospitalization
  • Medical investigation reports 
  • All the documents and bills related to the medical treatment 
  • Payment receipts
  • Medicine bills with the supporting prescriptions
  • If implants were used in the surgery sticker or invoice for the same will be required

 How to Renewal Cholamandalam Health Insurance Plans?

Renewal is one of the most important aspects of your health insurance plan. Every plan comes with a defined policy tenure within which it needs to be renewed. Otherwise, you’ll remain uncovered or the policy will lapse. 

Hence, renewing your policy on time is the real deal. And, there is no better way of renewing your policy than renewing it online. This is how you can go for Cholamandalam health insurance renewal online-

  • Visit the official website of Cholamandalam
  • Click on the policy renewal button
  • Select the plan option
  • Calculate the premium online through Cholamandalam health insurance premium calculator
  • If you want, you can compare the plans as well
  • Pay the premium amount by using Credit Card/Debit Card/Net Banking
  • Print the premium receipt and enjoy the policy coverage uninterrupted. 

Before the renewal, it is recommended that you also go through the Cholamandalam health insurance reviews online.


Cholamandalam health insurance offers health coverage with attractive features and benefits with an easy claim process. The company claims to have the best claim support and user-friendly plans with extensive coverage. Therefore, Cholamandalam medical insurance plans are undoubtedly a safe bet!

Written By: PolicyBazaar - Updated: 15 February 2021
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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