UCO Bank Health Insurance

UCO Bank Health Insurance provides medical coverage to people who have an account with the UCO Bank. The plans are offered in partnership with various insurance companies and are available as long as the customer has an active bank account. Moreover, a UCO Bank health insurance policy can be customized to meet the medical needs of the customers.

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      UCO Bank Health Insurance: Key Highlights

      Categories Specifications
      Pre-existing Diseases Coverage available from day 1
      Validity of UCO Bank Health Insurance Plans 1. Until the customer has a UCO Bank account
      2. Until UCO Bank has a tie-up with the insurance company
      Riders May not be available
      Premium Payment Automatically deducted from the UCO bank account
      Tax Benefits Can be claimed under Section 80D of the Income Tax Act.

      Disclaimer: PED waiting period may vary depending on the terms and conditions of the UCO Bank health insurance policy.

      Benefits of UCO Bank Health Insurance

      Take a look at the key benefits of buying UCO Bank health insurance for account holders:

      1. Pocket-Friendly Premiums

        The premium of a UCO Bank health insurance policy is more affordable than that of a regular mediclaim policy. This is because the UCO Bank health insurance tie-up with the insurance companies enables them to provide health plans at a pocket-friendly rate. Besides, banks may provide special discounts and offers that make the premiums even more cost-effective.

      2. Day 1 Coverage for Pre-existing Diseases

        Several UCO bank health insurance plans offer day 1 coverage for pre-existing diseases (PED), including hypertension, asthma, diabetes, etc., which may not be the case in most regular medical insurance plans.

      3. No Involvement of Insurance Agents

        Buying a health insurance policy from the UCO Bank saves account holders from the trouble of finding an insurance agent. They can easily choose among the plans offered by their trusted bank instead of depending on the suggestions made by the insurance agent.

      4. Auto-Debit of Premiums

        UCO Bank health insurance premiums are automatically deducted from the bank account of the customer. As a result, the customer does not have to worry about remembering their policy due date or missing the premium payment.

      5. Hassle-free Process

        The entire process of buying a health insurance policy from UCO Bank is quite convenient for account holders as the bank itself handles both banking and insurance services. Hence, the process is more streamlined and hassle-free.

      6. Medical Coverage for All

        UCO Bank offers medical insurance plans to people of different ages, including senior citizens. Be it a family health insurance plan or a super top-up insurance policy, customers can buy a health plan from UCO Bank as per their health needs.

      List of Plans Offered by UCO Bank Health Insurance

      Check out the list of health insurance plans UCO Bank offers to its customers:

      UCO Bank Health Insurance Plans Sum Insured (₹) Ideal For
      Aditya Birla Active One Plan 2 lakh to 6 crore Individuals and Families
      Aditya Birla Super Top-Up Plan 3 lakh to 95 lakh Super Top-up
      Care Supreme Plan 5 lakh to 1 crore Individuals and Families
      Care Supreme Enhance Plan 45 lakh to 95 lakh Top-up
      Care Ultimate Care Plan 5 lakh to 1 crore Individuals and Families
      Star Comprehensive Insurance Plan 5 lakh to 1 crore Individuals and Families
      Star Health Assure Plan 5 lakh to 2 crore Individuals and Families
      Star Super Star Plan 5 lakh to unlimited Individuals and Families
      Star Super Surplus (Floater) Plan 5 lakh to 1 crore Top-up for families

      Note: The above UCO Bank health insurance plans are as of May 21, 2025.

      What is Covered by UCO Bank Health Insurance?

      UCO Bank health insurance plans cover the following:

      Note: The exact coverage may vary from one UCO Bank health insurance plan to another.

      What is Not Covered by UCO Bank Health Insurance?

      The following medical expenses are not covered by UCO Bank health insurance plans:

      • Treatment for drug or alcohol addiction
      • Dietary supplements and substances
      • Sterility and infertility
      • Cosmetic or plastic surgery
      • Injuries due to participation in adventure or hazardous sports
      • Self-inflicted injuries
      • Unproven treatments

      Things to Keep in Mind While Buying a UCO Bank Health Insurance Plan

      UCO Bank customers should keep the following things in mind while buying a medical insurance policy:

      • Validity – A UCO Bank health insurance policy is valid as long as the bank has a tie-up with the insurer and the customer has an ongoing UCO Bank account.
      • Coverage – The coverage available under UCO Bank health insurance vs personal retail health insurance may be limited due to certain customizations and lower premiums.
      • Riders – UCO Bank mediclaim policies may not have the option to add health insurance riders compared to retail health policies.
      • Insurance Companies – Unlike retail medical insurance, UCO Bank customers will have a limited list of health insurance companies from which they have to choose a mediclaim policy.

      UCO Bank Health Insurance: FAQs

      • Q1. Can I buy health insurance from UCO Bank?

        Ans: Yes. You can buy a health insurance policy from UCO Bank.
      • Q2. Which insurance company has a tie-up with UCO Bank?

        Ans: The Aditya Birla Health Insurance Company, Care Health Insurance and Star Health & Allied Insurance Company have a tie-up with UCO Bank.
      • Q3. How can I check my UCO Bank health insurance policy status?

        Ans: You can check your UCO Bank health insurance policy status on the website of the insurer or by speaking to their customer care team.
      • Q4. What is the cost of a UCO Bank health insurance policy?

        Ans: You can check the cost of a UCO Bank health insurance policy by going through its premium chart or contacting the customer support team. You can also use a health insurance premium calculator on Policybazaar.com to determine the premium of the policy you want to buy from UCO Bank.
      • Q5. What is the phone number of UCO Bank health insurance?

        Ans: You can contact UCO Bank at 1800-103-0123 to know about the available health insurance plans.
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      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2027, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

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