*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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The Care Supreme plan provides comprehensive coverage to individuals and families for emergency and planned medical expenditures. It covers the cost of hospitalization, ambulance services, AYUSH treatment, domiciliary hospitalization, etc. The plan also comes with exclusive benefits like unlimited automatic recharge, women care, unlimited e-consultations, newborn cover, annual health check-up, instant cover, etc.
|Sum Insured||5 lakh, 7 lakh, 10 lakh, 15 lakh|
|Policy Tenure||1 year, 2 years, 3 years|
|Incurred Claim Ratio (2020-21)||65.07%|
|Claim Settlement Ratio (2019-20)||95.2%|
|Pre-policy Medical Check-up||Not required up to 65 years|
|Initial Waiting Period||30 days|
|Pre-existing Diseases Waiting Period||4 years|
|Specific Diseases Waiting Period||2 years|
|Discount||Up to 10% tenure discount
Up to 10% family discount
Up to 5% direct discount
Up to 5% cross-sell discount
Take a look at the key benefits of the Care Supreme plan:
With this benefit, the policy sum insured is recharged unlimited times in a year for the same as well as unrelated illnesses in case the base sum insured gets exhausted due to one or more claims.
The plan enables the insured to avail unlimited e-consultations with qualified general physicians within the network of the insurance company. The consultations can be availed through a phone call, video call, chat or email.
It also comes with the cumulative bonus benefit that increases the policy sum insured by 50% up to a maximum of 100% if no claims are raised in the previous policy year.
The Care Supreme plan provides the insured with cashless hospitalization facilities at more than 19000 network hospitals of Care Health Insurance.
Under this plan, the insured also has an access to the ‘Health Portal’ and ‘Discount Connect’ benefits. While the ‘Health Portal’ offers services, such as doctor on chat, digital locker for medical documents, etc., the ‘Discount Connect’ offers special rates for OPD, pharmacy and diagnostic services.
The premium paid for buying this plan is eligible for tax deductions under Section 80D of the Income Tax Act, 1961.
Check out the eligibility criteria for buying a Care Supreme plan below:
|Minimum Entry Age||Adult – 18 years
Child – 90 days
|Maximum Entry Age||Adult – Lifelong
Child – 24 years
|Coverage Type||Individual/ Floater|
|Maximum No. of Family Members Covered||6|
|Relationships Covered||Self, spouse/partner, children, parents, parents-in-law, grandparents|
The Care Supreme plan includes the following coverage:
The following treatment expenses are excluded under the Care Supreme plan:
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