HDFC Ergo Health Insurance (formerly Apollo Munich) Critical Illness Insurance is a policy that pays out the sum insured amount in lump sum upon diagnosis of a life-threatening medical condition.
With critical illness cover, you can keep your financial worries at bay and instead focus on the treatment and recovery. A critical illness plan by HDFC Ergo Health Insurance Company ensures that you put no dent in your savings.
Getting a critical illness health insurance policy is a smart move that you make well in advance to have better financial planning to tackle major health conditions like stroke, cancer, etc. from draining your savings.
Wider coverage and lower premiums help you focus on your health without any financial stress. The policy will help in safeguarding your finances and the treatment will not impact your savings as the critical illness policy will take care of the hospital bills.
HDFC Ergo Health Insurance (formerly Apollo Munich) Optimal vital critical illness plan offers coverage for 37 critical illnesses. You can cover your non-earning parents, spouse, and children as well. Here are some of the unique coverage benefits under this policy:
Diseases/Critical Illness List- The numbers of illnesses that you can claim under the optimal vital insurance policy are listed below:
6.Open heart replacement
7.Systemic Lupus Erythematosis
9.Good pasture’s Syndrome
11.Systemic Lupus Erythematosis
13.Multiple System Atrophy
15.Open Chest CABG
16.Major Organ/Bone Marrow Transplant
17.Aorta Graft Surgery
18.Open Heart Replacement or Repair of Heart Valve
20.Pulmonary Artery Graft Surgery
22.Primary Parkinson’s Disease
23.Motor Neuron Disease with Permanent Symptoms
24.Paralysis of Limbs ( permanent)
25.Stroke ( permanent symptoms)
27.Benign Brain Tumor
28.Primary Pulmonary Arterial Hypertension
30.Progressive Supranuclear Palsy
31.End stage Lung Disease
32.Creutzfeldt-Jakob Disease (CJD)
33.Major Head Trauma
37.Total Loss of Speech
Cancer is one of the major critical illnesses that is a cause of concern at a global level. In India every 10 the person is vulnerable to cancer in their lifetime. With HDFC Ergo (formerly Apollo Munich) cancer insurance policy you can avail the best possible treatment. Check out its features and benefits in detail below:
For more details, you can email us or get in touch with our health insurance customer care team at 1800-208-8787.