Relationship manager
For every customer
Health Insurance in Asansol
Asansol is the second-biggest city in West Bengal, known for its coal trading, railway centre, and steel industries. It is popular among tourists for its heritage temples, scenic parks, and unique tree species. But despite technological advancements, access to good-quality healthcare facilities in Asansol is limited, resulting in soaring medical expenses. Read on to know how investing in health insurance in Kochi allows you to access quality healthcare at a more affordable cost.
Policybazaar exclusive benefits
30 minutes claim support##
(In 120+ cities)
24*7 claims assistance
In 30 mins. guaranteed*
Instant policy issuance
No medical tests~
People trust Policybazaar^
13.2 crore
Registered consumers
53
Insurance partners
6.29 crore
Policies sold
Policybazaar is one of India's leading digital insurance platform
Find Affordable Plans With up to 25% Discount**
Select members you want to insure
More Members
Maximum child sum can be 4
Select location
Detect my location
or
Popular cities
Delhi
Gurugram
Mumbai
Bengaluru
Hyderabad
Pune
Thane
Kolkata
Ahmedabad
Lucknow
Why Do You Need Health Insurance in Asansol?
Here are some key reasons to buy a health insurance plan in Asansol:
6,51,00,000 Families have Trusted Policybazaar India No. of Claims Settled 8 Lakh Claim Amount Settled 4,007 Crore Asansol No. of Claims Settled 30 K Claim Amount Settled 123 Crore Data Source: Policybazaar’s actual data of claims settled by its partnered insurers between 2018 and 2026.
-
Major Prevalence of Lifestyle Diseases
Lifestyle diseases in Asansol have been on the rise in Asansol. As per reports, lifestyle diseases like hypertension, diabetes and cancer are extremely common in Asansol town. Besides, the treatment for these diseases may go on for months, if not years, and can exhaust your lifelong savings in no time. But if you have a critical illness insurance policy, you can obtain the best treatment for your illness without worrying about the finances.
-
High Incidence of Vector-Borne Diseases
Vector-borne diseases, such as dengue and malaria, are a yearly occurrence in Asansol. According to the data from the Asansol Municipal Corporation (AMC), the town reported over 200 cases of malaria in just six months of 2024. In severe cases, you may need to be hospitalized, leading to enormous medical bills. The only way to protect your savings from these unwarranted medical expenditures is by buying health insurance for malaria or dengue health insurance plans.
-
Poor Air Quality
Asansol is infamous for one of the worst air quality in West Bengal. As per AQI data, the PM2.5 level in Asansol is 1.3 times more than the World Health Organization (WHO)’s recommended air quality limit. Moreover, the town has been included under the National Clean Air Programme (NCAP), and acute respiratory illnesses like asthma in the district are being monitored. In this situation, buying health insurance for asthma is the best way to stay financially prepared for any medical expenses resulting from poor air quality in Asansol.
-
Access to Best Quality Treatment
Asansol has limited access to good-quality healthcare, which makes it more expensive. To protect their savings, many people opt for poor-quality treatment or an alternative but less effective treatment. However, people in Asansol can eliminate this problem and afford top-quality treatment by buying one of the idle health insurance plans for themselves.
Major Health Problems in Asansol
Take a look at the major health problems in Asansol:
-
Hypertension
Hypertension is a major cause of concern in Asansol. As per reports, hypertension is the most common non-communicable disease in Asansol. Stress, sedentary lifestyles, bad food habits and lack of exercise are some of the major reasons for the increase in hypertension cases in the city.
-
Cancer
Cancer is extremely common in Asansol. According to official reports, breast cancer is the most common cancer among women and lung cancer among men in Asansol. Experts blame lifestyle changes, especially lack of physical activities and increase in consumption of high-calorie foods, for the high incidence of cancer in the city.
-
Malaria
Malaria has a major prevalence in Asansol. As per the Asansol Municipal Corporation (AMC) data, more than 200 cases of malaria were reported in the first six months of 2024. In fact, the city mayor distributed one lakh guppy fish in August 2024 to kill mosquito larvae in temporary and permanent water bodies.
-
Dengue
Dengue is highly prevalent in Asansol city. According to official reports, Asansol reports the highest number of dengue cases in the West Burdwan district of West Bengal. City health authorities believe the accumulation of rainwater in open containers, abandoned or under-construction buildings and houses is responsible for the large number of dengue cases.
Claims Settled for Major Health Conditions in Asansol
Injuries & Accidents
Avg. claim ₹1 L
₹21 L
16 Claims
Lungs & Breathing
Avg. claim ₹91 K
₹17 L
19 Claims
Infections & Fever
Avg. claim ₹90 K
₹15 L
17 Claims
Heart & BP
Avg. claim ₹1 L
₹12 L
11 Claims
Data Source: Policybazaar’s actual data of claims settled by its partnered insurers between 2018 and 2026.
Health Statistics of Asansol
Check out the health statistics in Asansol:
- Hypertension is the biggest non-communicable disease in Asansol
- Breast cancer reports the highest cancer cases in Asansol
- Lung cancer is the most common cancer among men in Asansol
- Asansol reports the maximum number of dengue cases in West Burdwan district of West Bengal
Health World Hospitals ₹4 L Asansol Healthworld Private Limited Bardhaman ₹3 L Amri Hospitals Ltd ₹2 L Ashoka Medicover Hospital ₹2 L HEALTHWORLD HOSPITALS ₹1 L HP Ghosh Hospital An Unit of The Eastern India Heart Care and Research Foundation ₹1 L Data Source: Policybazaar’s actual data of claims settled by its partnered insurers between 2018 and 2026.
Claim Amount Settled for Top Hospitals in Asansol
Other Popular Hospitals
How Much Health Insurance Coverage Do You Need in Asansol?
If you live in Asansol, you must purchase a mediclaim insurance policy that comfortably covers all your medical expenses in the city, especially the treatment of a lifestyle disease like cancer. Besides, insurance experts suggest everyone to buy a health insurance policy worth at least half of their annual income.
Considering the high healthcare costs in Asansol, you are advised to buy health insurance of a minimum sum insured of ₹5-10 lakh. In case you need to cover your entire family, a family health insurance policy of at least ₹20 lakh should be purchased. Similarly, older people above 60 years should buy a senior citizen health insurance policy of ₹15 lakh or above.
Health Insurance in Asansol for NRIs
NRIs or non-resident Indians can also purchase medical insurance from any health insurance companies in India to cover their healthcare expenses in Asansol. This health insurance for NRIs policy can come in handy to pay for the medical expenses incurred during their long-term or short-term stay in the city. Moreover, if they eventually move back to Asansol, they can continue the same policy without serving any fresh waiting period.
Additionally, NRIs can also purchase health insurance for parents staying in Asansol. This plan will help NRIs pay for their parents’ medical expenses in Asansol even if they are not physically present at the hospital.
Moreover, NRIs who pay tax in their foreign country of residence can claim a GST refund of 18% on the health insurance premiums paid to an insurance company in India.
People also read: GST Refund on Health Insurance for NRIs
Is Government Health Insurance Enough to Cover Medical Expenses in Asansol?
No.
The West Bengal Health Scheme (WBHS) was launched by the Government of West Bengal to provide better medical facilities to its state employees. The coverage was later extended to family pensioner and superannuated employees of the state government. However, the WBHS scheme is not enough to cover all the medical expenses in Asansol.
Check out the following table to know why the West Bengal Health Scheme is not sufficient to cover the healthcare costs in Asansol:
| Categories | West Bengal Health Scheme (WBHS) | Private Health Insurance |
| Procedures Covered | The scheme covers all indoor treatments and OPD treatments for 17 diseases. | Private health plans cover in-patient treatment, OPD treatment along with day care procedures, modern treatment, ambulance charges, pre-hospitalization and post-hospitalization expenses. |
| Sum Insured | It offers a sum insured of up to ₹1.5 lakh. | It offers a sum insured of up to ₹6 crore, depending on your age, budget, and preference. |
| Cashless Treatment | WBHS offers cashless treatment only at the empanelled hospitals. | The plan provides cashless treatment at all hospitals in Asansol with the Cashless Everywhere facility. |
| Eligibility Criteria | Government employees, family pensioners, superannuated employees, IPS officers, IAS officers, IFS officers, and retired AIS officers of the West Bengal government are eligible for this scheme. | Everyone in Asansol can buy a private health insurance policy, depending on their health condition and age. |
Wellness and Prevention Tips in Asansol
Here are some wellness tips to stay healthy in Asansol:
- Exercise regularly or walk for at least 30 minutes daily in Asansol
- Limit alcohol consumption and quit smoking in Asansol
- Get at least 7 to 9 hours of sleep every day in Asansol to rejuvenate your body
- Eat a healthy diet rich in fresh fruits and leafy vegetable
- Use mosquito repellent and wear full-sleeved clothes in Asansol to prevent mosquito bite
- Reduce the consumption of salt and sugar to keep lifestyle diseases at bay
- Meditate or practice yoga in Asansol to reduce stress levels
- Remove stagnant water near your house in Asansol to prevent the breeding of mosquitoes
- Avoid eating excess fried and junk food to stay healthy in Asansol
Health insurance companies
@2x.png){kind=logo}
Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
Health Insurance Articles
- Recent Article
- Popular Articles
20 Aug 2026
Tamil Nadu Government Increases CM Health...
Tamil Nadu Chief Minister C. Joseph Vijay announced a major reform
Read more
07 Jul 2026
How to Port Senior Citizen Health Insurance Plans?
Senior citizen health insurance portability is the process of
Read more
07 Jul 2026
Health Insurance for Senior Citizens Having...
Living with multiple health conditions can make healthcare more
Read more
30 Jun 2026
How Senior Citizens can File Cashless Claims?
Cashless health insurance claims allow senior citizens to receive
Read more
30 Jun 2026
Why are Health Insurance Claims Rejected for...
Health insurance claim rejections for senior citizens mean more
Read more
*We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.
*Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.
*All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.
**All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws.
*₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.
*₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases
*₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases
*₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases
*₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases
*₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.
*₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.
*No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.
*The values taken for effective cost calculation are indicative values and may change as per the selected plan.
*Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.
*Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.
*The scope of coverage may vary from plan to plan.
~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ
##On ground claim assistance is available in 114 cities
Tax Benefits are subject to changes in tax laws. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.
STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.
Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2027, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.
Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies
© Copyright 2008-2025 policybazaar.com. All Rights Reserved.
