Cholamandalam Chola Tax Plus Healthline Plan

*Please note that the quotes shown will be from our partners

Introduction:

  • The Chola Tax Plus Healthline policy not only covers ordinary hospitalization expenses but also takes care of medical expenses like medicine bills/diagnostic tests etc. In addition to the above it also provides tax exemptions on the premiums paid.

Eligibility:

  • Minimum- is 18 to 65 years
  • Individual spouse, parents and dependent children (3 months- 35 years) can be covered.

Policy Details:

  • Options for sum insured -1/2/3/4/5 Lakhs.
  • In case the insured is above 55 years of age, medical check-up is required.
  • Lifetime policy renewal.

 

Major Schedule of Benefits:

Section 1 - Hospitalization Cover


(In-patient hospitalization expenses covered up to Rs. 5 lakh on individual or family floater basis)

Room Rent

1% of Sum Insured (SI) Per day

Room Rent - ICU

2% of SI Per day

Pre Hospitalization

Up to 60 days, Maximum 5% of Claim

Post Hospitalization

Up to 90 days, Maximum 10 % of Claim and up to Rs. 50,000

Ambulance Charges

Rs.3,000 per hospitalization

 

 

 

Exclusions:

  • For pre-existing conditions till 48 months of continuous coverage.
  • Expenses incurred during first 30 days of commencement of policy (excluding accidental events).
  • Illness diagnosed/ diagnosable within first 30 days of taking the policy.
  • Cases of Self-inflicted injury, suicide, act of Terrorism or war/riots etc.
  • Participation in any sport.
  • Pre-existing diseases