Cholamandalam Top Up Healthline Plan

This policy comes at an affordable premium rate. It offers financial cover against hospitalisation with a higher sum insured over a Deductible benefit, thus enhancing the cover.

Eligibility:

  • For Self / Spouse- Minimum- 18 years, maximum- 65 years. No medical check-up required up to 55 years.
  • Dependent Child- Minimum age-3 months, maximum- 26 years. No medical check-up required.

Policy Details:

  • Plans vary over a range of Sum Insured/Deductible combinations to suit the primary cover.
  • Options of 1/2/3 year’s policy period, thus removing the problem of yearly renewals.
  • Individual and floater policy availability.
  • Facility for cashless hospitalization at over 2,600 hospitals
  • 30 days grace period for renewal.
  • Cashless claims and reimbursements through a dedicated claims team.

Policy Benefits:

Plan Option

A

in RS

B

in RS

C

in RS

D

in RS

E

in RS

F

in RS

G

in RS

Hospitalisation Sum insured (over deductible)
in 
RS

50,000

2 lakhs

3 lakhs

5 lakhs

6 lakhs

10 lakhs

15 lakhs

Deductible in RS

30,000

1 lakh

2 lakhs

3 lakhs

4 lakhs

5 lakhs

5 lakhs

Total Hospitalisation Expenses in RS

80,000

3 lakhs

5 lakhs

8 lakhs

10 lakhs

15 lakhs

20 lakhs

Room charges per day limit in RS

500

2,000

4,000

5,000

6,000

7,500

10,000

Pre-hospitalisation Benefits

Expenses up to 60 days before hospitalisation. Up to 5% of admissible hospitalisation claim payable.

Post-hospitalisation Benefits

Expenses up to 90 days after hospitalisation. Up to 10% of admissible hospitalisation claim payable or RS 50,000 whichever is less.

Emergency Ambulance

Up to Rs 3,000 per hospitalisation

Premium Details:

Premium in Rs (Includes Service Tax @14%)

ONE YEAR PREMIUMS

Plan

Coverage / Deductible

No. of Members / Age

3 months to 40 years

40 years to 65 years

65 years to 70 years

Plan A

50000 / 30000

1 Member

2508

3865

4740

2 Members

2827

4522

5617

3 Members

3146

5180

6493

4 Members

3401

5707

7196

5 Members

3618

6154

7792

Plan B

2 lakhs / 1 lakh

1 Member

2678

4171

5070

2 Members

3039

4907

6028

3 Members

3401

5642

6988

4 Members

3690

6229

7755

5 Members

3935

6729

8408

Plan C

3Lacs / 2Lacs

1 Member

3036

4806

5824

2 Members

3486

5700

6972

3 Members

3938

6593

8120

4 Members

4298

7307

9038

5 Members

4604

7915

9819

Plan D

5 lakhs / 3 lakhs

1 Member

3598

5770

6947

2 Members

4188

6904

8376

3 Members

4780

8038

9805

4 Members

5253

8946

10947

5 Members

5656

9716

11920

Plan E

6 lakhs / 4 lakhs

1 Member

3602

5667

6736

2 Members

4194

6776

8111

3 Members

4787

7885

9487

4 Members

5261

8772

10588

5 Members

5664

9526

11523

Plan F

10 lakhs / 5 lakhs

1 Member

4061

6311

7380

2 Members

4767

7580

8917

3 Members

5474

8850

10455

4 Members

6040

9866

11684

5 Members

6521

10729

12729

Plan G

15 lakhs / 5 lakhs

1 Member

4589

7127

8282

2 Members

5428

8601

10045

3 Members

6265

10075

11807

4 Members

6937

11254

13217

5 Members

7508

12257

14416

 

 

TWO YEAR PREMIUMS

Plan

Coverage / Deductible

No. of Members / Age

3 months to 40 years

40 years to 65 years

65 years to 70 years

Plan A

50000 / 30000

1 Member

4819

7418

9096

2 Members

5430

8679

10778

3 Members

6041

9940

12458

4 Members

6530

10949

13803

5 Members

6946

11807

14945

Plan B

2 lakhs / 1 lakh

1 Member

5144

8007

9728

2 Members

5837

9415

11566

3 Members

6529

10824

13404

4 Members

7084

11951

14876

5 Members

7555

12908

16125

Plan C

3Lacs / 2Lacs

1 Member

5830

9223

11174

2 Members

6694

10936

13374

3 Members

7558

12648

15575

4 Members

8249

14017

17335

5 Members

8837

15183

18832

Plan D

5 lakhs / 3 lakhs

1 Member

6907

11069

13327

2 Members

8040

13243

16066

3 Members

9174

15417

18804

4 Members

10080

17156

20994

5 Members

10851

18634

22857

Plan E

6 lakhs / 4 lakhs

1 Member

6915

10874

12922

2 Members

8051

12999

15559

3 Members

9186

15124

18196

4 Members

10095

16824

20306

5 Members

10868

18270

22098

Plan F

10 lakhs / 5 lakhs

1 Member

7794

12107

14158

2 Members

9149

14541

17103

3 Members

10504

16973

20049

4 Members

11588

18921

22406

5 Members

12509

20575

24409

Plan G

15 lakhs / 5 lakhs

1 Member

8805

13673

15886

2 Members

10413

16498

19264

3 Members

12021

19323

22643

4 Members

13307

21582

25344

5 Members

14400

23503

27642

 

 

THREE YEARS PREMIUM

Plan

Coverage / Deductible

No. of Members / Age

3 months to 40 years

40 years to 65 years

65 years to 70 years

Plan A

50000 / 30000

1 Member

6907

10604

12993

2 Members

7777

12399

15382

3 Members

8647

14192

17773

4 Members

9342

15627

19686

5 Members

9933

16847

21311

Plan B

2 lakhs / 1 lakh

1 Member

7370

11442

13890

2 Members

8356

13446

16504

3 Members

9341

15449

19119

4 Members

10129

17051

21211

5 Members

10799

18413

22989

Plan C

3Lacs / 2Lacs

1 Member

8346

13172

15947

2 Members

9575

15608

19077

3 Members

10804

18043

22206

4 Members

11788

19991

24710

5 Members

12623

21647

26837

Plan D

5 lakhs / 3 lakhs

1 Member

9878

15798

19010

2 Members

11490

18890

22904

3 Members

13101

21981

26798

4 Members

14391

24455

29914

5 Members

15487

26557

32563

Plan E

6 lakhs / 4 lakhs

1 Member

9891

15520

18433

2 Members

11505

18542

22182

3 Members

13120

21565

25933

4 Members

14412

23983

28933

5 Members

15510

26038

31483

Plan F

10 lakhs / 5 lakhs

1 Member

11139

17273

20189

2 Members

13067

20734

24379

3 Members

14993

24195

28570

4 Members

16536

26964

31921

5 Members

17846

29317

34770

Plan G

15 lakhs / 5 lakhs

1 Member

12578

19501

22648

2 Members

14864

23518

27453

3 Members

17151

27537

32257

4 Members

18981

30750

36102

5 Members

20536

33483

39369

 

  • Premium is inclusive of Service tax at 14%.
  • Premium is calculated based on the age of senior most covered member in family.
  • Premium rates may vary. Please check the policy wordings for more details.

Exclusions:

  • For pre-existing conditions till 48 months of continuous coverage.
  • Expenses incurred during first 90 days of commencement of policy (excluding accidental events).
  • Cases of Self-inflicted injury, suicide, act of Terrorism or war/riots etc.
  • Participation in any sport.
  • Pre-existing diseases as mentioned will be excluded for a period of 1 / 2 years as applicable.

Cholamandalam Top Up Healthline Plan Reviews & Ratings

/ 5 (Based on 7 Reviews)
(Showing Newest 7 reviews)
Parul
Punjab, August 02, 2021
Inexpensive term plan
My friend is 30 year old and I am 25 years old and noticed a difference in our term plan price. I visited Policybazaar and read some blogs there. I found out that term plans are cheaper if you buy at young age. I am glad to buy this plan at the right time.
Amrita
Chail, August 02, 2021
Tax savings
I recently bought a term insurance policy from the website of Policybazaar. My plan has amazing features and some additional benefits due to an addon. The best part is I can also enjoy a tax rebate. I am so glad to buy this plan.
Pratap
Niwari, August 02, 2021
Purchased Online
My friend asked me to buy a term insurance plan online as it is cheaper and more convenient. I visited the website of Policybazaar and bought a term policy which offers great benefits at cheap rates. My online experience has been great. Thank you team.
Anurag
Modinagar, August 02, 2021
Protection against COVID
The pandemic had me worrying about the future of my family in my absence. I have been searching for a pure insurance policy to safeguard my family against any eventuality. With the help of Policybazaar now I my family is secure as a bought a specialized term plan made to help family of the policyholder.
Kashish
Meerut, August 02, 2021
Best customer service
I did not understand much about insurance but I knew one thing that I needed to secure the future of my family. I took help from the team of Policybazaar and they suggested me what would be best for me. I am happy with my plan. Thank you so much team.
Komal
Palwal, August 02, 2021
Huge coverage
I recently bought a term plan from the website of Policybazaar and I am happy with the product. I got a higher coverage term plan with additional benefits and at cost effective price. Now I am worry free for the future security of my family in my absence. Thanks.
Harisha
Gurgaon, August 02, 2021
Quick to buy
My friend suggested me to buy a term insurance plan online. I visited the website of Policybazaar and it took me about half an hour or maybe less to buy the plan online. The experience was smooth and I am happy with my plan. Kudos team.

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