Cholamandalam Top Up Healthline Plan

This policy comes at an affordable premium rate. It offers financial cover against hospitalisation with a higher sum insured over a Deductible benefit, thus enhancing the cover.

Eligibility:

  • For Self / Spouse- Minimum- 18 years, maximum- 65 years. No medical check-up required up to 55 years.
  • Dependent Child- Minimum age-3 months, maximum- 26 years. No medical check-up required.

Policy Details:

  • Plans vary over a range of Sum Insured/Deductible combinations to suit the primary cover.
  • Options of 1/2/3 year’s policy period, thus removing the problem of yearly renewals.
  • Individual and floater policy availability.
  • Facility for cashless hospitalization at over 2,600 hospitals
  • 30 days grace period for renewal.
  • Cashless claims and reimbursements through a dedicated claims team.

Policy Benefits:

Plan Option

A

in RS

B

in RS

C

in RS

D

in RS

E

in RS

F

in RS

G

in RS

Hospitalisation Sum insured (over deductible)
in 
RS

50,000

2 lakhs

3 lakhs

5 lakhs

6 lakhs

10 lakhs

15 lakhs

Deductible in RS

30,000

1 lakh

2 lakhs

3 lakhs

4 lakhs

5 lakhs

5 lakhs

Total Hospitalisation Expenses in RS

80,000

3 lakhs

5 lakhs

8 lakhs

10 lakhs

15 lakhs

20 lakhs

Room charges per day limit in RS

500

2,000

4,000

5,000

6,000

7,500

10,000

Pre-hospitalisation Benefits

Expenses up to 60 days before hospitalisation. Up to 5% of admissible hospitalisation claim payable.

Post-hospitalisation Benefits

Expenses up to 90 days after hospitalisation. Up to 10% of admissible hospitalisation claim payable or RS 50,000 whichever is less.

Emergency Ambulance

Up to Rs 3,000 per hospitalisation

Premium Details:

Premium in Rs (Includes Service Tax @14%)

ONE YEAR PREMIUMS

Plan

Coverage / Deductible

No. of Members / Age

3 months to 40 years

40 years to 65 years

65 years to 70 years

Plan A

50000 / 30000

1 Member

2508

3865

4740

2 Members

2827

4522

5617

3 Members

3146

5180

6493

4 Members

3401

5707

7196

5 Members

3618

6154

7792

Plan B

2 lakhs / 1 lakh

1 Member

2678

4171

5070

2 Members

3039

4907

6028

3 Members

3401

5642

6988

4 Members

3690

6229

7755

5 Members

3935

6729

8408

Plan C

3Lacs / 2Lacs

1 Member

3036

4806

5824

2 Members

3486

5700

6972

3 Members

3938

6593

8120

4 Members

4298

7307

9038

5 Members

4604

7915

9819

Plan D

5 lakhs / 3 lakhs

1 Member

3598

5770

6947

2 Members

4188

6904

8376

3 Members

4780

8038

9805

4 Members

5253

8946

10947

5 Members

5656

9716

11920

Plan E

6 lakhs / 4 lakhs

1 Member

3602

5667

6736

2 Members

4194

6776

8111

3 Members

4787

7885

9487

4 Members

5261

8772

10588

5 Members

5664

9526

11523

Plan F

10 lakhs / 5 lakhs

1 Member

4061

6311

7380

2 Members

4767

7580

8917

3 Members

5474

8850

10455

4 Members

6040

9866

11684

5 Members

6521

10729

12729

Plan G

15 lakhs / 5 lakhs

1 Member

4589

7127

8282

2 Members

5428

8601

10045

3 Members

6265

10075

11807

4 Members

6937

11254

13217

5 Members

7508

12257

14416

 

 

TWO YEAR PREMIUMS

Plan

Coverage / Deductible

No. of Members / Age

3 months to 40 years

40 years to 65 years

65 years to 70 years

Plan A

50000 / 30000

1 Member

4819

7418

9096

2 Members

5430

8679

10778

3 Members

6041

9940

12458

4 Members

6530

10949

13803

5 Members

6946

11807

14945

Plan B

2 lakhs / 1 lakh

1 Member

5144

8007

9728

2 Members

5837

9415

11566

3 Members

6529

10824

13404

4 Members

7084

11951

14876

5 Members

7555

12908

16125

Plan C

3Lacs / 2Lacs

1 Member

5830

9223

11174

2 Members

6694

10936

13374

3 Members

7558

12648

15575

4 Members

8249

14017

17335

5 Members

8837

15183

18832

Plan D

5 lakhs / 3 lakhs

1 Member

6907

11069

13327

2 Members

8040

13243

16066

3 Members

9174

15417

18804

4 Members

10080

17156

20994

5 Members

10851

18634

22857

Plan E

6 lakhs / 4 lakhs

1 Member

6915

10874

12922

2 Members

8051

12999

15559

3 Members

9186

15124

18196

4 Members

10095

16824

20306

5 Members

10868

18270

22098

Plan F

10 lakhs / 5 lakhs

1 Member

7794

12107

14158

2 Members

9149

14541

17103

3 Members

10504

16973

20049

4 Members

11588

18921

22406

5 Members

12509

20575

24409

Plan G

15 lakhs / 5 lakhs

1 Member

8805

13673

15886

2 Members

10413

16498

19264

3 Members

12021

19323

22643

4 Members

13307

21582

25344

5 Members

14400

23503

27642

 

 

THREE YEARS PREMIUM

Plan

Coverage / Deductible

No. of Members / Age

3 months to 40 years

40 years to 65 years

65 years to 70 years

Plan A

50000 / 30000

1 Member

6907

10604

12993

2 Members

7777

12399

15382

3 Members

8647

14192

17773

4 Members

9342

15627

19686

5 Members

9933

16847

21311

Plan B

2 lakhs / 1 lakh

1 Member

7370

11442

13890

2 Members

8356

13446

16504

3 Members

9341

15449

19119

4 Members

10129

17051

21211

5 Members

10799

18413

22989

Plan C

3Lacs / 2Lacs

1 Member

8346

13172

15947

2 Members

9575

15608

19077

3 Members

10804

18043

22206

4 Members

11788

19991

24710

5 Members

12623

21647

26837

Plan D

5 lakhs / 3 lakhs

1 Member

9878

15798

19010

2 Members

11490

18890

22904

3 Members

13101

21981

26798

4 Members

14391

24455

29914

5 Members

15487

26557

32563

Plan E

6 lakhs / 4 lakhs

1 Member

9891

15520

18433

2 Members

11505

18542

22182

3 Members

13120

21565

25933

4 Members

14412

23983

28933

5 Members

15510

26038

31483

Plan F

10 lakhs / 5 lakhs

1 Member

11139

17273

20189

2 Members

13067

20734

24379

3 Members

14993

24195

28570

4 Members

16536

26964

31921

5 Members

17846

29317

34770

Plan G

15 lakhs / 5 lakhs

1 Member

12578

19501

22648

2 Members

14864

23518

27453

3 Members

17151

27537

32257

4 Members

18981

30750

36102

5 Members

20536

33483

39369

 

  • Premium is inclusive of Service tax at 14%.
  • Premium is calculated based on the age of senior most covered member in family.
  • Premium rates may vary. Please check the policy wordings for more details.

Exclusions:

  • For pre-existing conditions till 48 months of continuous coverage.
  • Expenses incurred during first 90 days of commencement of policy (excluding accidental events).
  • Cases of Self-inflicted injury, suicide, act of Terrorism or war/riots etc.
  • Participation in any sport.
  • Pre-existing diseases as mentioned will be excluded for a period of 1 / 2 years as applicable.
Written By: PolicyBazaar - Updated: 17 December 2020
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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