Go Digit offers two types of claim settlements – cashless and reimbursement. Follow the steps to raise a claim:
- Find the nearest network hospital of Go Digit
- Get admitted to the hospital
- Notify the insurance company about the hospitalization
- In case of pre-planned hospitalization, intimate the insurer before hospital admission.
- Fill up the pre-authorization form and submit it to the hospital staff
- The pre-authorization form will be sent to Go Digit for approval.
- Once approved, obtain medical treatment.
- At the time of discharge, sign all the medical documents.
- Pay for the items/services not covered under the Go Digit policy
- The network hospital will send the hospital bill to Go Digit.
- After review, the insurance company will pay the bill amount directly to the network hospital.
- Intimate Go Digit about the hospitalization
- In case of planned hospitalization, inform the insurance provider before hospital admission.
- Obtain medical treatment
- During discharge, pay the hospital bill in full.
- Collect all the medical documents, hospital bills and receipts
Our Claim specialists in below cities will reach your hospital or home in 30 minutes to support your health insurance claim
About Digit Health Insurance
Digit health insurance is offered by Go Digit General Insurance Limited, which was launched in 2017. These health insurance plans provide coverage against a wide range of medical expenses to individuals, families, senior citizens, surrogate mothers, oocyte donors and persons with disability and HIV AIDS.
The Go Digit General Insurance follows a simple claim process that makes it easier for policyholders to raise a claim.
Types of Go Digit Insurance Plans
The Digit health insurance plan allows policyholders to design their policy coverage as per their health needs.
Features and Benefits:
- In-patient hospitalization, AYUSH hospitalization and home hospitalization are covered
- Maternity benefit, worldwide coverage and personal accident cover are available
- Cost of bariatric surgery, psychiatric illnesses and day care procedures are covered
- Preventive health check-up, sum insured back-up and daily cash for choosing shared accommodation are available
- Fast track, policy tenure multiplier, premium refund and sum insured multiplier are available as optional covers
- Optional covers, such as OPD benefit, consumables cover, infertility treatment cover, advance care, etc., are available
The Digit health insurance plan provides comprehensive medical coverage to the insured against a wide range of medical expenses. The plan is available in multiple variants.
Features and Benefits:
- Coverage for in-patient hospitalization and domiciliary expenses are available
- Bariatric surgery, day care procedures and psychiatric illnesses are covered
- Personal accident cover and worldwide coverage are available
- Maternity expenses, newborn baby costs and emergency air ambulance charges are covered
- Health check-up benefit, cumulative bonus and sum insured back-up benefit are available
- Optional covers, such as sum insured multiplier, fast track, premium refund, policy tenure multiplier, etc., are available
- OPD benefit, waiting period modification, network hospital discount, consumables cover, etc., are also available as optional covers
Digit Top Up is a top-up health insurance policy that provides extra coverage to the insured in case their base policy has been exhausted. It comes with a mandatory deductible that should be paid to activate the policy.
Features and Benefits:
- Hospitalization expenses, day care procedures and ambulance charges are covered
- Critical illness benefit, personal accident cover and long hospitalization cash benefit are available
- Bariatric surgery, psychiatric illnesses and organ donor expenses are covered
- Network hospital discount and cumulative bonus are available
- Home hospitalization and AYUSH hospitalization are covered
- Consumables cover, bariatric surgery limit booster and psychiatric illness sub-limit are available as optional covers
The Digit Health Care Plus plan provides medical coverage to the insured along with an in-built deductible option. It comes with multiple optional sections, allowing policyholders to customize their coverage.
Features and Benefits:
- Coverage for hospitalization expenses, home hospitalization and OPD benefit are available
- Coverage for hospitalization expenses, home hospitalization and OPD benefit are available
- Road ambulance, emergency air ambulance and advance heart ambulance services are covered
- Maternity benefit, infertility treatment cover and newborn baby cover are available
- Cost of consumables, bariatric surgery and psychiatric illnesses is covered
- Critical illness benefit, cancer benefit and women cancer benefit are available
- Fast track, daily hospital cash cover and long hospitalization cash benefit are available
- Complimentary health check-ups, unused sum insured benefit and sum insured refill benefit are available
- Sum insured multiplier, support plus and no claim bonus benefit are available
The Digit Health Plus plan covers the hospitalization expenses of the insured arising out of an accidental injury or illness. It comes with multiple sections, allowing the policyholder to choose the coverage they want.
Features & Benefits:
- Day care procedures, hospitalization expenses and road ambulance charges are covered
- Daily hospital cash cover, OPD benefit and second medical opinion are available
- Psychiatric illnesses, bariatric surgery, in-patient dental treatments and AYUSH treatments are covered
- Maternity benefit, newborn baby cover and infertility treatment cover are available
- Domiciliary hospitalization, emergency air ambulance and organ donor expenses are covered
- Critical illness cover and cancer benefit are available
- Complimentary health check-up, sum insured refill benefit and cumulative bonus are available
Digit Total Protect is a personal accident insurance policy that covers the insured against a wide range of adversities resulting from an accident.
Features & Benefits:
- Accidental death, permanent total/partial disability and accidental hospitalization are covered
- Loss of income, children’s education, child’s marriage expenses and orphan benefit are available
- Cost of transportation, funeral and trauma counselling is covered
- OPD benefit, fracture, burns & coma benefit and adventure sports cover are available
- Critical illness cover, HIV cover and miscarriage due to accidental injury are covered
- Daily hospital cash cover, EMI protection cover and lifestyle modification benefit are available
- Cumulative bonus is granted for every claim-free year
Digit Complete Care is an extensive health plan that covers the medical expenses arising out of an accident injury.
Features & Benefits:
- Personal accident cover, including accidental death and disability, is available
- Cost of hospitalization, day care procedures and ambulance services resulting from an accident is covered
- OPD benefit and daily hospital cash cover are available
- Double the daily hospital cash cover is paid for ICU admission
- Coverage for ancillary expenses, including OPD treatments and hospitalization expenses, are covered
Digit Supreme Care is a comprehensive health insurance plan that offers personal accident cover, critical illness cover, maternity cover and OPD cover to the insured.
Features & Benefits:
- Coverage for accidental death and permanent total/partial disability are available
- Cost of funeral, transportation, trauma counselling and external aids & appliances are covered
- Critical illness benefit cover, HIV cover and cancer benefit cover are available
- Accidental & illness hospitalization, critical illness hospitalization and cancer hospitalization are covered
- Loss of income, children education & marriage expense benefit and EMI protection cover are available
- Maternity expenses, infertility treatment, accidental miscarriage and OPD expenses are covered
- Coma benefit, fracture benefit, burns cover and bariatric surgery cover are available
- Adventure sports cover, lifestyle modification benefit and orphan benefit are available
- Cumulative bonus and sum insured refill benefit are available
Digit Arogya Sanjeevani plan provides standard medical coverage to the insured in exchange for an affordable premium.
Features & Benefits:
- Hospitalization expenses, AYUSH treatments and ambulance charges are covered
- Modern treatments, cataract treatment and day care procedures are available
- Both pre-hospitalization and post-hospitalization expenses are covered
- Coverage for dental treatment and plastic surgery due to accident/illness are available
Digit Corona Kavach is a coronavirus health insurance policy that pays for the treatment of COVID-19.
Features & Benefits:
- Coverage for COVID hospitalization, including pre & post-hospitalization expenses, are available
- Home care treatment and AYUSH treatment due to COVID-19 are available
- Road ambulance charges are available
- Hospital daily cash is available as an optional cover
Digit Corona Rakshak plan provides a lump sum benefit to the insured in case of a positive diagnosis of COVID-19 resulting in hospitalization.
Features & Benefits:
- A lump sum benefit is paid on the diagnosis of COVID-19.
- A waiting period of 15 days is applicable.
Digit Disability and HIV/AIDS Insurance plan has been designed to cover the medical expenses of persons with disability and HIV/AIDS.
Features & Benefits:
- In-patient care, pre-hospitalization and post-hospitalization expenses are covered
- Modern treatments, cataract treatment and AYUSH treatments are available
- Plastic surgery and dental treatments necessitated due to an injury/illness are covered
- Day care procedures and emergency ground ambulance cover are available
Digit Donor Shield plan covers the medical expenses incurred by surrogate mothers and oocyte donors.
Features & Benefits:
- Coverage for hospitalization of surrogate mothers and oocyte donors are available
- OPD consultation with gynaecologist and cardiac ambulance charges are covered
- Modern treatments, day care treatments and alternate treatment benefit are available
- Both pre-hospitalization and post-hospitalization expenses are covered
- Room rent modification and wellness benefit program are available
Key Benefits of Digit Health Insurance Plans
or select from popular citiess In case of emergency we are just a call away. Take care of your family, we will do the rest. Our claim specialists will reach your location & complete the formalties from filing the claim to documentation to coordinating with insurer, TPA & hospital. Available in New Delhi and 114+ cities View cities list ›Search Go Digit Cashless Network Hospital list
Policybazaar Claim Process
Here is the list of documents required to file a Digit health insurance claim:
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Claim FormDuly filled out Digit health insurance claim form
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Health Card/Policy CopyHealth card or a copy of health insurance policy
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Medical DocumentsHospital discharge card, doctor’s prescriptions, test reports, etc.
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Medical Bills & Payment ReceiptsAll medical bills, including hospital bills and pharmacy bills, along with payment receipts
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KYC DocumentsKYC documents to be submitted for claims above ₹1 lakh
Note: The exact list of claim documents varies from case to case. Contact the customer support team for the complete list.
The process to buy a Digit Health Insurance plan is given below:
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Visit the Health Insurance SectionGo to the ‘Health insurance’ section on Policybazaar.com
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Fill in Personal DetailsProvide necessary details like age, mobile number, city, medical history, gender, etc.
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Pay the Premium OnlineChoose your preferred Digit health insurance policy and pay the premium online
The process to renew a Digit Health Insurance plan is given below:
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Go to the Renewal SectionNavigate to the ‘Renew Your Policy’ tab on Policybazaar.com and select ‘Health Renewal’
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Verify Your IdentityEnter your registered mobile number and the OTP sent to your device
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Pay the Renewal Premium OnlineSelect the Digit health insurance policy you want to renew and pay the premium online
Take a look at the Digit Health Insurance contact number below:
| Categories | Contact Details |
|---|---|
| Toll-free No | 1800-258-4242 (For health claims) 1800-258-5956 |
| Phone No. | +91 77099 96079 |
| Whatsapp No. | +91 70260 61234 |
| Customer Care Email ID | hello@godigit.com healthclaims@godigit.com (For claims) |
Digit Health Insurance: FAQs
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Q1. What is the Digit health insurance waiting period?
Ans: The waiting periods for Digit health insurance may vary from one plan to another. The various Digit health insurance waiting periods are as follows:
- Initial waiting period – 30 days
- Specific diseases waiting period – 1 to 2 years
- Pre-existing diseases waiting period – 1 to 3 years
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Q2. How can I get the Digit health insurance hospital list?
Ans: You can get the list of network hospitals for Go Digit General Insurance with the policy document issued by your insurer. You can also call on the Digit health insurance customer care number or find it on the official website of the insurer. Alternatively, you can also go to Policybazaar.com and check the list of Digit health insurance network hospitals for different cities in India.
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Q3. Is Digit health insurance trustworthy?
Ans: Yes. Digit health insurance plans are absolutely trustworthy as they are offered by IRDAI-registered Go Digit Health Insurance Limited. The company follows a simple yet quick claim disbursal process, making it customer-friendly. In fact, the insurer approves 75% of cashless claims within 30 minutes and 70% of reimbursement claims within 2 days.
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Q. What is the advantage of selecting a policy with a duration of more than 1 year?
Ans: If one buys Aditya Birla Health Insurance for more than a year, one can save 7.5 % and 10% on the 2 and 3 years premium, respectively.
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Q. How is an Individual cover different from a Floater cover?
Ans: In an Individual cover, coverage is offered to each individual in the family separately. In a Family Floater health insurance plan, each family member is covered based on a floater sum insured.
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Q. How is an Individual cover different from a Floater cover?
Ans: In an Individual cover, coverage is offered to each individual in the family separately. In a Family Floater health insurance plan, each family member is covered based on a floater sum insured.
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Q. What is a waiver of a mandatory co-pay cover?
Ans: This benefit is covered on payment of an additional premium. Therefore, any mandatory co-payment that is applicable under the Aditya Birla Activ Health Essential Plan will be waived off.
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