Royal Sundaram Health Insurance Premium Calculator

Insurer Highlights

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Back
Get insured from the comfort of your home
Get insured from the comfort of your home
  • 1
  • 2
  • 3
  • 4

Who would you like to insure?

  • Previous step
    Continue
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Previous step
    Continue

      Popular Cities

      Previous step
      Continue
      Previous step
      Continue

      Do you have an existing illness or medical history?

      This helps us find plans that cover your condition and avoid claim rejection

      Get updates on WhatsApp

      What is your existing illness?

      Select all that apply

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step
      Advantages of
      entering a valid number
      You save time, money and effort,
      Our experts will help you choose the right plan in less than 20 minutes & save you upto 80% on your premium

      Royal Sundaram Health Insurance Premium Calculator

      If you have purchased a health insurance policy, there is a fixed amount of premium that you need to pay to your insurer every year. This amount is paid against the sum insured that you opt for, which is then utilized to pay for hospitalization expenses in case of an accident or a surgery or operation. Thus, you can compare several health plans using a health insurance premium calculator based on your requirement.

      Read More

      While choosing the right health plan there are several other factors that need to be considered. It also helps you to arrive at an estimated health insurance plan price that you can consider.

      Using a health insurance premium calculator, you can find the best health insurance plan at an affordable price and get the policy issued in a short time period. Additionally, you need to know that the health insurance premium calculator takes into consideration several factors like your age, pre-existing diseases, and family history.

      Royal Sundaram Health Insurance at a Glance:

      Key Features

      Highlights

      Network Hospitals

      3000+

      Incurred Claim Ratio (2018-19)

      61%

      Renewability

      Lifelong

      Waiting Period

      3 years

      Policy Tenure Options

      1,2,3 years

      Restoration of Sum Insured

      Up to the base sum insured

      Grace Period

      30 days

      No-claim-Bonus

      In some plans the No-claim-bonus is 10% to 50% and in some plans, it ranges from 10% to 100%

      Daycare procedures

      Up to 200

      Vaccination Charges

      In case of animal bite

      How to Calculate Royal Sundaram Health Insurance Premium?

      With the help of an online health insurance calculator, you can calculate your policy premium. Mediclaim premium calculator requires you to fill in your personal details, to determine your policy premium. Here is a step-by-step guide to help you to understand using a premium calculator online in a better way:

      Step 1: Select the plan you want to buy from different health insurance plans like individual or family floater

      Step 2: Provide your mobile number

      Step 3: Select the number of members who need to be covered

      Step 4: Click on the “get insurance quote” option to get the quotation

      Royal Sundaram Health Insurance Premium Chart

      Royal Sundaram Health Insurance premium chart is given in the product brochures and even in policy wordings. These two are PDF documents that have a table of the premium against different parameters such as the age of the policyholder, coverage amount, and the duration of the policy i.e. 1/2/3 years.

      Advantages of Royal Sundaram Health Insurance Premium Calculator

      Mentioned below are some of the reasons that will help you understand the need of a health insurance premium calculator:

      • Health insurance premium calculator makes the premium calculation a quick and simple task.
      • You can easily plan your finances as the premium calculator gives you tentative premium rates in advance. It allows you to plan your finances.
      • Several health insurance plans are suggested by online health insurance premium calculators. It is possible to compare different health insurance plans and then choose the best health insurance product.
      • Premium calculator ensures that all your needs are fulfilled apart from getting an insurance premium quote.
      • It gives you a better understanding of the health insurance premium chart and the rates mentioned in it

      FAQs

      • Q. What is a health insurance premium calculator?

        Ans: A health insurance calculator is an online tool that helps you to know the premium amount for the health insurance plan that you are planning to purchase. Simply put, the health insurance premium calculator enables you to calculate health insurance premiums as per your needs.

        With this calculator, you can calculate the premium of top health insurance plans. Premium calculation can be a tedious task due to several different parameters that are involved in it. But this can be easily done with a health insurance premium calculator.

      • Q. How is the Health Insurance premium calculated?

        Ans: Health insurance premium is calculated on the basis of the age of the policyholder, plan type, sum insured, tenure and the geographical location of the insured.
      • Q. What are the different Health Insurance plans offered by Royal Sundaram General Insurance Company?

        Ans: Royal Sundaram General Insurance offers two distinct products that provide wide features and benefits. Lifeline and Family Plus offer extensive coverage benefits at an affordable premium.
      • Q. What is the use of Royal Sundaram health insurance calculator?

        Ans: The benefits of the health insurance premium calculator are given below:
        • With the help of a premium calculator, you can get the estimate of your policy premium before purchasing it
        • Based on the policy comparison you can find a health insurance plan from different health insurance plans
        • You can take your own decision as you don’t need to go and meet an insurance agent
      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*

      Health insurance articles

      Recent Articles
      Popular Articles
      Everything about the Activ One Plan by Aditya Birla Health Insurance

      05 Dec 2023

      In a time when increasing healthcare costs can create a
      Read more
      10 Reasons Why Your Health Insurance Claim Can Get Rejected

      01 Dec 2023

      Health insurance plans add a layer of invisible protection against
      Read more
      Knee Replacement Surgery Cost in India

      30 Nov 2023

      Knee pain has become a very common ailment in India, with over 15
      Read more
      Kidney Transplant Cost in India

      30 Nov 2023

      Kidney disease has been growing at an alarming rate in India. As
      Read more
      How Can NRIs Save Taxes on Health Insurance in India?

      24 Nov 2023

      Health insurance is an essential buy for people in India as well
      Read more
      How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
      Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal
      Read more
      Best Health Insurance Plans for Senior Citizens in 2023
      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance
      Read more
      10 Major Benefits of Ayushman Bharat Yojana
      Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the second component under Ayushman Bharat Scheme. PM Narendra Modi
      Read more
      Does Health Insurance Provide Coverage for LASIK Eye Surgery?
      A vast majority of the Indian population is suffering from vision problems. For some of them, LASIK eye surgery is
      Read more
      Pre-Existing Disease (PED) Cover from Day One
      Pre-existing diseases (PED) are mostly expensive to treat as they are chronic in nature. Unfortunately, most health
      Read more

      top
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL