If you have purchased a health insurance policy, there is a fixed amount of premium that you need to pay to your insurer every year. This amount is paid against the sum insured that you opt for, which is then utilized to pay for hospitalization expenses in case of an accident or a surgery or operation. Thus, you can compare several health plans using a health insurance premium calculator based on your requirement.
While choosing the right health plan there are several other factors that need to be considered. It also helps you to arrive at an estimated health insurance plan price that you can consider.
Using a health insurance premium calculator, you can find the best health insurance plan at an affordable price and get the policy issued in a short time period. Additionally, you need to know that the health insurance premium calculator takes into consideration several factors like your age, pre-existing diseases, and family history.
Key Features |
Highlights |
Network Hospitals |
3000+ |
Incurred Claim Ratio (2018-19) |
61% |
Renewability |
Lifelong |
Waiting Period |
3 years |
Policy Tenure Options |
1,2,3 years |
Restoration of Sum Insured |
Up to the base sum insured |
Grace Period |
30 days |
No-claim-Bonus |
In some plans the No-claim-bonus is 10% to 50% and in some plans, it ranges from 10% to 100% |
Daycare procedures |
Up to 200 |
Vaccination Charges |
In case of animal bite |
Star Health Insurance Premium Calculator
Aditya Birla Health Insurance Premium Calculator
Max Bupa Health Insurance Premium Calculator
SBI Health Insurance Premium Calculator
Bajaj Allianz Health Insurance Premium Calculator
Oriental Health Insurance Premium Calculator
United India Health Insurance Premium Calculator
ManipalCigna Health Insurance Premium Calculator
With the help of an online health insurance calculator, you can calculate your policy premium. Mediclaim premium calculator requires you to fill in your personal details, to determine your policy premium. Here is a step-by-step guide to help you to understand using a premium calculator online in a better way:
Step 1: Select the plan you want to buy from different health insurance plans like individual or family floater
Step 2: Provide your mobile number
Step 3: Select the number of members who need to be covered
Step 4: Click on the “get insurance quote” option to get the quotation
Mentioned below are some of the reasons that will help you understand the need of a health insurance premium calculator:
With this calculator, you can calculate the premium of top health insurance plans. Premium calculation can be a tedious task due to several different parameters that are involved in it. But this can be easily done with a health insurance premium calculator.
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