Royal Sundaram Health Insurance Premium Calculator

If you have purchased a health insurance policy, there is a fixed amount of premium that you need to pay to your insurer every year. This amount is paid against the sum insured that you opt for, which is then utilized to pay for hospitalization expenses in case of an accident or a surgery or operation. Thus, you can compare several health plans using a health insurance premium calculator based on your requirement.

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Royal Sundaram Health Insurance Premium Calculator

All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

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    Do you have an existing illness or medical history?

    This helps us find plans that cover your condition and avoid claim rejection

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    What is your existing illness?

    Select all that apply

    When did you recover from Covid-19?

    Some plans are available only after a certain time

    While choosing the right health plan there are several other factors that need to be considered. It also helps you to arrive at an estimated health insurance plan price that you can consider.

    Using a health insurance premium calculator, you can find the best health insurance plan at an affordable price and get the policy issued in a short time period. Additionally, you need to know that the health insurance premium calculator takes into consideration several factors like your age, pre-existing diseases, and family history.

    Royal Sundaram Health Insurance at a Glance:

    Key Features

    Highlights

    Network Hospitals

    3000+

    Incurred Claim Ratio (2018-19)

    61%

    Renewability

    Lifelong

    Waiting Period

    3 years

    Policy Tenure Options

    1,2,3 years

    Restoration of Sum Insured

    Up to the base sum insured

    Grace Period

    30 days

    No-claim-Bonus

    In some plans the No-claim-bonus is 10% to 50% and in some plans, it ranges from 10% to 100%

    Daycare procedures

    Up to 200

    Vaccination Charges

    In case of animal bite

    How to Calculate Royal Sundaram Health Insurance Premium?

    With the help of an online health insurance calculator, you can calculate your policy premium. Mediclaim premium calculator requires you to fill in your personal details, to determine your policy premium. Here is a step-by-step guide to help you to understand using a premium calculator online in a better way:

    Step 1: Select the plan you want to buy from different health insurance plans like individual or family floater

    Step 2: Provide your mobile number

    Step 3: Select the number of members who need to be covered

    Step 4: Click on the “get insurance quote” option to get the quotation

    Royal Sundaram Health Insurance Premium Chart

    Royal Sundaram Health Insurance premium chart is given in the product brochures and even in policy wordings. These two are PDF documents that have a table of the premium against different parameters such as the age of the policyholder, coverage amount, and the duration of the policy i.e. 1/2/3 years.

    Advantages of Royal Sundaram Health Insurance Premium Calculator

    Mentioned below are some of the reasons that will help you understand the need of a health insurance premium calculator:

    • Health insurance premium calculator makes the premium calculation a quick and simple task.
    • You can easily plan your finances as the premium calculator gives you tentative premium rates in advance. It allows you to plan your finances.
    • Several health insurance plans are suggested by online health insurance premium calculators. It is possible to compare different health insurance plans and then choose the best health insurance product.
    • Premium calculator ensures that all your needs are fulfilled apart from getting an insurance premium quote.
    • It gives you a better understanding of the health insurance premium chart and the rates mentioned in it

    FAQs

    • Q. What is a health insurance premium calculator?

      Ans: A health insurance calculator is an online tool that helps you to know the premium amount for the health insurance plan that you are planning to purchase. Simply put, the health insurance premium calculator enables you to calculate health insurance premiums as per your needs.

      With this calculator, you can calculate the premium of top health insurance plans. Premium calculation can be a tedious task due to several different parameters that are involved in it. But this can be easily done with a health insurance premium calculator.

    • Q. How is the Health Insurance premium calculated?

      Ans: Health insurance premium is calculated on the basis of the age of the policyholder, plan type, sum insured, tenure and the geographical location of the insured.
    • Q. What are the different Health Insurance plans offered by Royal Sundaram General Insurance Company?

      Ans: Royal Sundaram General Insurance offers two distinct products that provide wide features and benefits. Lifeline and Family Plus offer extensive coverage benefits at an affordable premium.
    • Q. What is the use of Royal Sundaram health insurance calculator?

      Ans: The benefits of the health insurance premium calculator are given below:
      • With the help of a premium calculator, you can get the estimate of your policy premium before purchasing it
      • Based on the policy comparison you can find a health insurance plan from different health insurance plans
      • You can take your own decision as you don’t need to go and meet an insurance agent

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