Liberty Health Insurance Premium Calculator

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      Liberty Health Insurance Premium Calculator

      When buying a health insurance policy premium is something that we all want to know. It is the amount that needs to be paid every year to avail of the policy coverage benefits. With a health premium calculator you can never get confused and can easily compare the premium rates of different health insurance plans. And if you select a higher premium policy and fail to make the payment then you will lose the coverage benefits and the accrued No-claim-bonus, therefore, it is important to find the premium and an online calculator is the quickest way to find it out.

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      Liberty Health Insurance at a Glance:

      Key Features

      Highlights

      Network Hospitals

      3000+

      Incurred Claim Ratio

      74.58

      Renewability

      Lifelong

      Waiting Period

      4 years

      How to Calculate Liberty Health Insurance Premium?

      To calculate health insurance premiums you should use an online health premium calculator. With this calculator, you can calculate the premium accurately and choose a policy for which you can pay the premium regularly. To calculate the premiums these are the factors that a calculator uses to get you the premium rates in few seconds:

      • Your age at the time of buying insurance
      • Policy term opted i.e. 1/2/3 years
      • Sum insured
      • Coverage details
      • Policy Type
      • Medical history ( BP/Thyroid/Sugar)

      After all the above-details are entered correctly in the premium calculator it automatically calculates the premium rates for you. Based on your requirement, you can alter the sum insured, policy type; coverage details etc., and see the difference in the premiums.

      Liberty Health Insurance Premium Chart

      Liberty Health Insurance premium chart contains the rates of different policies. You can open the brochure of a specific health plan and check the premium rates in the table. The rates are given as per the age, sum insured, and policy tenure in a tabular form. You can see how much the policy will cost you based on these factors.

      Benefits of Using Liberty Health Insurance Premium Calculator

      A health insurance premium calculator can be used to make your life easy in the following manner:

      • You can add or deduct the riders and check the changes in the premium rates
      • You can select or opt-out of the coverage benefits and see what suits your pocket the most
      • You can calculate the exact amount of expense that will be incurred in buying a health insurance policy
      • It is accurate and time-effective and makes premium calculations such an easy task
      • It solves your confusion while going through different health insurance quotes
      • You can recalculate or change the premium as required
      • Find out the most affordable health plan that does not hurt your pocket
      • Makes it easy to compare the premium charts of other health insurance plans
      • You can find a suitable health insurance plan at the best possible rate without compromising on the coverage benefits

      FAQs

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

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