National Health Insurance Premium Calculator

The cost of healthcare is rising and if you are wondering what determines the cost of your medical insurance policy then you will get to learn this here. A health insurance policy premium is determined on several factors. You can use a health insurance calculator to know the premium of your policy in a few minutes. An online health insurance policy helps you solve your queries in a matter of few minutes.

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National Health Insurance Premium Calculator

All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

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    National Health Insurance at a Glance:

    Key Features

    Highlights

    Network Hospitals

    6000+

    Incurred Claim Ratio

    115.55

    Renewability

    Lifelong

    Waiting Period for Pre-existing Illness

    4 years

    National Health Insurance Premium Calculator

    National health premium calculator is an online tool that calculates the policy premium amount as per the inputs provided in it. With the help of the online premium tool, the premium calculation becomes a reliable, quick, reliable, and effective procedure. Mediclaim premium calculator is an online tool that can be used to determine the policy premium for different health insurance plans.

    This online premium calculator makes health Insurance purchase a quick and convenient process. It can be confusing to go through different policy premium charts. And a premium calculator helps you understand the premium calculation process in a simple manner.

    How to Calculate National Health Insurance Premium?

    To derive the cost of the health insurance premium for National mediclaim policies, the following factors are considered:

    • Selected the policy sum insured
    • Select the type of health insurance plan
    • Number of members who are covered
    • Age of all the eldest member
    • Geographical location
    • Occupation
    • Medical history

    To know the cost of the premium you can use the National health insurance premium calculator online.

    National Health Insurance Premium Chart

    National health insurance premium chart is available in the product brochure and policy wordings. In this document you can find the premium rates for the health insurance plans that you are planning to purchase.  Premium rates in all the premium charts vary as per the applicant’s age group, duration of the policy, and the coverage amount.

    Benefits of Using National Health Insurance Calculator

    Listed below are some of the benefits of using an online health insurance premium calculator:

    • Online premium calculator makes it simple and quick to calculate the policy premium
    • Using a premium calculator you can also plan your finances as it provides you tentative premium rates in advance
    • A health insurance premium calculator suggests various health insurance plans and makes it possible to compare features and variations in the premium
    • Premium calculator ensures that all your preferences  are taken care off in addition to insurance premium quotes
    • You can understand the policy premium chart and how the rates are differentiated

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