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Exide Life Smart Term Edge

Exide Life My Term Plan is a traditional term insurance plan which provides high coverages at minimal rates to take care of the protection needs of an individual

Gets ₹1 Cr. Life Cover at just

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Life is Unpredictable! Protect your family’s future

Get ₹1 Crore Life cover starting from ₹384/month⁺

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Key reasons to buy this plan

2 plan options – Classic and Comprehensive
100% of total premiums paid will be returned as sum assured on maturity in Classic Variant. 100% of total premiums will be returned as sum assured on maturity in comprehensive variant excluding all extra protection premiums
100% sum assured will be paid in case of an unfortunate demise
Life Cover: Classic: 5 Lakhs to 10 Cr, Comprehensive: 20L base sum assured to 10 Cr
Tax Benefit: U/S 80C of the Income Tax Act 1961 on your premiums paid & U/S 10(10D) of Income Tax Act 1961 on the survival and maturity proceeds of your policy

Product Specification:

Edge Variant / Limits	Classic	Comprehensive
Min Age at Entry	18	18
Max Age at Entry	60	60
Max Age at Maturity	75	75
Min Sum Assured	5 Lakh	20 lakhs [10 lakhs Base +10 Lakhs Extra protection]
Max Sum Assured	As per the board approved Underwriting policy of the company As per eligibility
Policy Term	12-30	12-30
Policy Premium Term	Same as Policy Term	Same as Policy Term

Policy Details

Grace Period: The grace period for payment of premium shall be fifteen (15) days, where the policyholder pays the premium on monthly basis; and 30 days in all other cases.
Free Look: The Policyholder shall have a period of a free look period of 15 days from the date of receipt of the policy document and period of 30 days in case of electronic policies and policies obtained through Distance Marketing*, to review the terms and conditions of the policy and where the Policyholder disagrees with any of the objection. On such cancellation the company will refund the premium paid subject to deduction of the prosper, if applicable and the stamp duty charges. All benefits and rights under this policy shall immediately stand terminated at the cancellation of the policy. This provision in the line with Reg. 20 of IRDAI (PPI) Reg., 2017 * Distance Mode includes solicitation in all modes other than in person