Exide Life Smart Term Edge

Exide Life My Term Plan is a traditional term insurance plan which provides high coverages at minimal rates to take care of the protection needs of an individual

Get ₹1 Cr. Life Cover at just ₹411/month*

No medical
checkup required

Save more with
upto 10% discount**

Covers
COVID-19

Why Exide Life Insurance?

98.54% Claim Settlement Ratio

Rs. 376 Crs Policy Holder Bonuses Paid In FY20-21

Rs. 18,381 Crore Asset under management

222% Solvency Ratio

Covers Covid - 19 death claims

100+ years of legacy (Exide Industries)

*Tax benefit is subject to changes in tax laws.

**All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

Get ₹1 Cr. Life Cover at just ₹411/month*

No medical checkup required

Save more with upto 10% discount**

Covers COVID-19

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Key reasons to buy this plan

2 plan options – Classic and Comprehensive
100% of total premiums paid will be returned as sum assured on maturity in Classic Variant. 100% of total premiums will be returned as sum assured on maturity in comprehensive variant excluding all extra protection premiums
100% sum assured will be paid in case of an unfortunate demise
Life Cover: Classic: 5 Lakhs to 10 Cr, Comprehensive: 20L base sum assured to 10 Cr
Tax Benefit: U/S 80C of the Income Tax Act 1961 on your premiums paid & U/S 10(10D) of Income Tax Act 1961 on the survival and maturity proceeds of your policy

Product Specification:

Edge Variant / Limits	Classic	Comprehensive
Min Age at Entry	18	18
Max Age at Entry	60	60
Max Age at Maturity	75	75
Min Sum Assured	5 Lakh	20 lakhs [10 lakhs Base +10 Lakhs Extra protection]
Max Sum Assured	As per the board approved Underwriting policy of the company As per eligibility
Policy Term	12-30	12-30
Policy Premium Term	Same as Policy Term	Same as Policy Term

Policy Details

Grace Period: The grace period for payment of premium shall be fifteen (15) days, where the policyholder pays the premium on monthly basis; and 30 days in all other cases.
Free Look: The Policyholder shall have a period of a free look period of 15 days from the date of receipt of the policy document and period of 30 days in case of electronic policies and policies obtained through Distance Marketing*, to review the terms and conditions of the policy and where the Policyholder disagrees with any of the objection. On such cancellation the company will refund the premium paid subject to deduction of the prosper, if applicable and the stamp duty charges. All benefits and rights under this policy shall immediately stand terminated at the cancellation of the policy. This provision in the line with Reg. 20 of IRDAI (PPI) Reg., 2017 * Distance Mode includes solicitation in all modes other than in person

High SA rebates allowed

Documents Required

Policyholder has to fill up an ‘Application form/ proposal form’ online and provide self-attested copies of KYC/AML Documents.

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Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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Term insurance articles

Exide Life Smart Term Edge Reviews & Ratings

0 / 5 (Based on 31 Reviews)

(Showing Newest 25 reviews)

Omkar

Chennai , October 26, 2021

★★★★★

Great features

I have got day care hospitalization feature under the mediclaim policy which i have purchased from the policybazaar. It offered me lifelong renewability Cover. It includes tax exemption benefits, cashless hospitalization and many other facilities. overall i like my plan.

Angoor

Kolkata , October 26, 2021

★★★★★

Trustworthy website

I rarely trust the online purchasing because of the possibility of fraud but Policybazaar has built my trust up. I went through the online process when I was taking care health insurance from here and i found this website trustworthy.

Kush

Surat, October 26, 2021

★★★★★

Helpful staff

Ranveer

Pune, October 26, 2021

★★★★★

Low cost plan

Such a simple and easy process to buy a policy was provided to me by Policybazaar. Someone suggested me to check the health plans on Policybazaar website. i went through a lot of plans and i found the right plan here. i bought star health insurance at low cost.

Kushal

Jaipur, October 26, 2021

★★★★★

Good Coverage

I have bought Bajaj Allianz Health Insurance for my family and by taking a health plan, I have secured my entire family. I have got coverage against medical expenses and buying my policy online has saved my money as I did not have to pay agent fees.

Jitendra

Lucknow, October 26, 2021

★★★★★

Affordable plan

A friend of mine told me about Policybazaar. He said that he has found an affordable health plan deal in Policybazaar. I went to Policybazaar to buy the same plan. I wanted a family health plan so I took Aditya Birla health insurance and it has covered every member of my family.

Rajesh

Kanpur, October 26, 2021

★★★★★

Easy to compare

Last week i went to Policybazaar for taking health plan for my family. An executive explained the policy very well and showed me various plans out of which i chose digit health insurance and it has covered me and my wife.

Kuvar

Nagpur, October 26, 2021

★★★★★

Good plan

I was able to compare the various plans easily on the website of Policybazaar. At first, i was confused about what i should choose as so many options were given there but then i bought sbi general health insurance for my parents. I got really good senior citizen health plan.

Abhijeet

Allahabad, October 26, 2021

★★★★★

Hassle free experience

I had an amazing and hassle free experience with policybazaar. Everything has beem very smooth when i was purchasing health insurance from policybazaar. Their team assisted me in well mannered way.

Bhaskar

Ranchi, October 26, 2021

★★★★★

Problem resolving

I contacted the customer care of policybazaar as i was facing some difficulty. They just took a minute to solve my problem. I am happy that i have bought my health insurance from the right place. Policybazaar always give proper attention to its customers.

Debyendu

Haora, October 26, 2021

★★★★★

Supportive team

When I was buying my health insurance from the website of Policybazaar, I was a little confused about the policy. I got in touch with the customer care and the executive guided me very well and cleared all my doubts with satisfactory answers. Thanks to Policybazaar for guiding me.

Gaurav

Coimbatore, October 26, 2021

★★★★★

Smooth service

In my health insurance, company is providing me financial assistance. i have got medical coverage against medical expenses arising out of health emergency which i have taken from the Policybazaar. service of policybazaar is very smooth and fast.

Angad

Jabalpur, October 26, 2021

★★★★★

Good service

I have bought health insurance through the website of policybazaar. Policybazaar gave me full support and when i contacted the customer care of policybazaar for clearing some of my queries they provided me very good service. Thanks to the Policybazaar for Giving me superb service.

Aniruddh

Gwalior, October 26, 2021

★★★★★

Cashless treatment

I have got cashless treatment facility in my health insurance. This will help me to save my savings as I will not have to bear the financial burden of medical expenses. Anyone who is looking for the best and an affordable health plan I would love to recommend Policybazaar to them.

Onkar

Vijayawada, October 26, 2021

★★★★★

Easy Reimbursement

My experience with Policybazaar has been great. I had taken senior citizen health insurance for my mother from Policybazaar. Last month, she was admitted to the hospital due to a medical emergency. When she got discharged I connected with Policybazaar for reimbursement of hospital bills and I got it immediately

Paramjit

Jodhpur, October 26, 2021

★★★★★

No claim bonus

Policybazaar is totally worthy place to buy any kind of plan. I have been using senior citizen health insurance for a long time which i had take for my parents. I never raised the claim request so i got discount on the premium rate when i was renewing the plan.

Kartik

Madurai, October 26, 2021

★★★★★

Add on cover

I am using senior citizen health insurance since last year which i had taken from the policybazaar and recently i have customized my health plan with add on cover and added some additional features to it which i got at an affordable rate.

Karun

Raipur, October 26, 2021

★★★★★

Low premium

I have taken senior citizen health insurance for my parents. It has Coverage against medical expenses. Pre hospitalization, post hospitalization expenses features are covered under the plan. It has low premium rate and covered huge number of benefits.

Swapan

Kota, October 26, 2021

★★★★★

Easy Reimbursement

I got reimbursement in hospital bills. I bought senior citizen health insurance for my mother from Policybazaar and a month back she faced some medical problems. I connected with policybazaar for reimbursement and i got it without any hassle.

Tarun

Guwahati, October 26, 2021

★★★★★

Pocket friendly plan

I was looking for senior citizen health insurance for a long time which I wanted to take for my father. A relative of mine suggested me the Policybazaar website. I landed to their website and checked the health plans. In the end I finally found one that came within my budget.

Tejas

Chandigarh, October 26, 2021

★★★★★

Affordable plan

I was looking for family health insurance for a long time. I searched a lot on Google and finally found the website of policybazaar. Here i got family health insurance according to my budget and needs. I really liked the service provided by the Policybazaar.

Ayesha

Solapur, October 26, 2021

★★★★★

High coverage

I have secured my family with the help of family health insurance which i have purchased from Policybazaar. In my health plan, i have got coverage for medical expenses. From now on i do not have to bear financial burden as my policy will give me financial protection.

Bahaar

Hubli And Dharwad, October 26, 2021

★★★★★

Good in customer handling

Policybazaar is very good in terms of handling customers. I bought family health insurance from Policybazaar and their team maintained professionalism with courteous demeanor which was absolutely impressive. I would definitely like to get in touch with Policybazaar for more plans.

Bhagyashree

Bareilly, October 26, 2021

★★★★★

Minimal paperwork

In my family health insurance, every member of my family are covered. there was minimal and Hassle free paperwork. I got high number of coverage and benefits under my plan. the team of policybazaar guided me and helped me to select the suitable plan.

Devika

Moradabad, October 26, 2021

★★★★★

Faster claim settlement

Thankfully I had taken family health insurance from Policybazaar. a while ago, i had to admitted my father to the hospital due to sudden medical emergency. i had claimed and got the claim very easily and quickly. I got faster claim settlement. I am happy with the service.

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