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Exide Life Smart Term Edge

Exide Life My Term Plan is a traditional term insurance plan which provides high coverages at minimal rates to take care of the protection needs of an individual

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The Policybazaar Advantage
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Dedicated claim support for family FREE
Policybazaar team will help and support you at the time of claim. A personal claim handler from our team of experts will get in touch with you when your nominee applies for a claim on our website.
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100% calls recorded to ensure no mis-selling
We will make sure you get what is promised by the advisors. We conduct regular monitoring of our calls to make sure you get the best experience.
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Exclusive lifetime discount upto 5% for buying online
The discounts will be valid for the entire policy payment term and is not available if you choose to buy the insurance through offline agents.
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Advisors available in your city
Our advisors are available in more than 55 cities across India and can help you at your doorstep in understanding the plans and in documentation.
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Refund at the click of a button
In case you aren’t happy with your purchase, you can cancel your policy hassle-free at the click of a button. We will help you with the cancellation and refund of your policy.

Key reasons to buy this plan 

  • 2 plan options – Classic and Comprehensive
  • 100% of total premiums paid will be returned as sum assured on maturity in Classic Variant. 100% of total premiums will be returned as sum assured on maturity in comprehensive variant excluding all extra protection premiums 
  • 100% sum assured will be paid in case of an unfortunate demise
  • Life Cover: Classic: 5 Lakhs to 10 Cr, Comprehensive: 20L base sum assured to 10 Cr
  • Tax Benefit: U/S 80C of the Income Tax Act 1961 on your premiums paid & U/S 10(10D) of Income Tax Act 1961 on the survival and maturity proceeds of your policy

Product Specification:

 Edge Variant / Limits 

Classic

Comprehensive

Min Age at Entry

18 

18

Max Age at Entry

60

60

Max Age at Maturity

75

75

Min Sum Assured

5 Lakh

20 lakhs [10 lakhs Base +10 Lakhs Extra protection]

Max Sum Assured

As per the board approved Underwriting policy of the company

As per eligibility

Policy Term

12-30

12-30

Policy Premium Term

Same as Policy Term

Same as Policy Term

Policy Details

  • Grace Period: The grace period for payment of premium shall be fifteen (15) days, where the policyholder pays the premium on monthly basis; and 30 days in all other cases.
  • Free Look: The Policyholder shall have a period of a free look period of 15 days from the date of receipt of the policy document and period of 30 days in case of electronic policies and policies obtained through Distance Marketing*, to review the terms and conditions of the policy and where the Policyholder disagrees with any of the objection. On such cancellation the company will refund the premium paid subject to deduction of the prosper, if applicable and the stamp duty charges. All benefits and rights under this policy shall immediately stand terminated at the cancellation of the policy. This provision in the line with Reg. 20 of IRDAI (PPI) Reg., 2017 * Distance Mode includes solicitation in all modes other than in person

  • High SA rebates allowed

Documents Required

Policyholder has to fill up an ‘Application form/ proposal form’ online and provide self-attested copies of KYC/AML Documents.

You May like to Read: Exide Life Term Plan
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