L&T Personal Accident Insurance
L&T Personal Accident Insurance Overview
L & T General insurance company is a wholly owned subsidiary of Larsen and Toubro which is the country’s best engineering and infrastructure development company. The parent company is one of the most reputed companies in the world according to Forbes survey. L & T General insurance company has its vision to provide and repeat the service excellence as its parent company does. L & T General insurance company provides health insurance, motor insurance in addition to personal accident plans.
Below are the personal accident plans provided by the company:
- My: health personal accident insurance- This is a comprehensive personal accident insurance that allows an individual and family to be financially secure in an unexpected event. This policy provides compensation to insured in case of physical loss i.e. death or disability due to an accidental injury within a period 12 months from the date of the accident. The policy is designed to provide compensation towards accidental injury resulting in death, permanent and temporary total disability, and permanent partial disability. It provides additional benefits such as education benefit and reimburses ambulance charges as well as provides loss of employment benefit.
- My: jeevika personal accident micro insurance- This policy is an affordable personal accident insurance cover and can be taken by individual between the age of 5 years till 70 years of age and there is no exit age for the policy. A cumulative bonus is added by 5% in case of no claim year. The policy also provides additional benefit of education fund to support education of the children, transportation expenses and ambulance charges are provided to the insured. The policy has exclusion such as driver under the influence of drugs and alcohol and suicidal accident.
L & T personal accident premium can be compared online with L & T personal accident insurance quotes in order to understand the details of the policy. Moreover, one can compare L & T personal accident insurance plans online with the insurance plans provided by other general insurance providers. The comparison tool is provided by insurance aggregators in order to help to select the best policy understanding an individual’s needs.
L&T Personal Accident Insurance - FAQs
1. How to pay a premium? What are the modes of payment available?
The L&T General insurance company Ltd. offers different modes of premium payment namely:
Cash payment at the branch
Cheque payment at the branch
2. How can I check policy status for L&T personal accident insurance?
Registred users can check their policy status online. Simply enter your policy details on the e-portal.
3. What is the policy renewal process for L&T personal accident insurance?
Renew your policy online in the following way;
Step1: Enter your client ID and Date of Birth to login into e-portal http
Step2: Choose the policy and the payment mode (Debit/Credit Card or Net Banking)
Step3: Print/save the premium deposit receipt once the payment is successful
Alterantively, you can pay via cash/cheque at any of the nearest at collection center.
4. What is the company’s process to settle claim for L&T personal accident insurance?
Download the suitable claims form from e-portal. Fill it and attach with relevant documents. Submit it at the nearest branch. Upon successful completion of the process, the claims will be settled within 30 days.
5. What is the policy cancellation process for L&T personal accident insurance?
You can cancel the policy with necessary documents before the expiry date. Just visit the nearest branch with your policy documents.
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L&T Personal Accident Insurance Reviews
I bought L&T personal accident insurance plan. The policy coverage is high and the premium is low. Service is fast which facilitate by the executives. Good plan which secure the future unwanted problems. I like my policy. Good job guys.