“The first step is the hardest but you will never regret.” Lifestyle protection accident care plan will cover your expenses in case of untimely death, loss of employment and permanent disablement so that you family remains secure.
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Some plans are available only after a certain time
You can buy the policy by filling up an ‘application form/ proposal form’ and submit it alongwith the address proof. In some cases, there may be a need of medical test, if the proposer is very old or if the sum insured is high.
This policy can be bought by persons in the age group of 18-80 years and children should be in the age group of 5-25 years. For persons above 70 years, coverage is limited to accidental benefit and total permanent disability.
|Plan A||Accidental Death, Emergency Ambulance Cover, Funeral Expenses.(plan A)|
|Plan B||Accidental Death, Permanent Total Disablement, Education Fund, Emergency Ambulance Cover, Funeral Expenses(plan B)|
|Plan C||Accidental Death, Permanent Total Disablement, Permanent Partial Disablement, Education Fund, Emergency Ambulance Cover, Orphan Benefit, Loss of Employment, Funeral Expenses|
|Accidental death||100% of sum insured in case of accidental death and 200% of sum insured if death occurs while traveling as a fare paying passenger on a common carrier.|
|Education fund||One-time payment equal to 10% of sum insured per surviving dependent child for a maximum of 2 children subject to a limit of Rs.10 lakhs per policy.|
|Orphan benefit||An amount equal to the sum insured towards dependent child as ‘orphan benefit’ will be paid.|
|Permanent total disability||100% of sum insured in case of permanent total disability due to accident|
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