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ManipalCigna Prohealth Insurance Policy

ManipalCigna Prohealth Insurance Policy Overview

ManipalCigna Prohealth Insurance Policy provides full protection against any illness or medical emergencies. It is a single policy for you and your family which manages all your medical expenses and ensures quality health and happiness.

This Policy Comes in 4 Different Variants

1) ManipalCigna Prohealth Protection Insurance plan

  • It provides sum assured up to an amount of 4.5 lac, in 3 different options Rs. 2.5 lakhs, Rs. 3.5 lakhs and Rs. 4.5 lakhs.
  • Worldwide emergency cover is provided under this plan.
  • Anyone can take this plan from an age of 91 days up to lifetime.
  • Policy period: One can choose between 1 year and 2 years term.
  • 10% discount is given on premium if you enrol more than 2 family members in the same policy.

2) ManipalCigna ProhealthPlus Insurance Plan

  • Sum assured upto10 lac, in 4 different options Rs. 4.5 lakhs, Rs. 5.5 lakhs, Rs. 7.5 lakhs and Rs. 10 lakhs.
  • Maternity, new-born expenses & vaccination cover is also provided under this plan.
  • Anyone can take this plan from an age of 91 days upto lifetime.
  • Policy period: One can choose between 1 year and 2 years term.
  • 10% discount is given on premium if you enrol more than 2 family members in same policy.

3) ManipalCigna Prohealth Preferred Insurance plan

  • Sum assured upto 50 lacs, in 3 different options Rs. 15 lakhs, Rs. 30 lakhs, Rs. 50 lakhs.
  • Maternity, New-Born Expenses & Vaccination Cover is also provided under this plan.
  • Worldwide Emergency Cover up to Rs 10 Lakhs
  • Health Check-up at each Renewal
  • Anyone can take this plan from an age of 91 days up to lifetime.
  • Policy period: One can choose between 1 year and 2 years term.
  • 10% discount is given on premium if you enrol more than 2 family members in same policy.

4) ManipalCigna Prohealth premier Insurance Plan

  • Sum Assured of 100 lacs.
  • Maternity, New-Born Expenses & Vaccination Cover is also provided under this plan.
  • Worldwide Emergency Cover up to Rs 10 Lakhs
  • Health Check-up at each Renewal
  • Anyone can take this plan from an age of 91 days up to lifetime.
  • Policy period: One can choose between 1 year and 2 years term.
  • 10% discount is given on premium if you enrol more than 2 family members in same policy.

Key Benefits of ManipalCigna Prohealth Insurance Policy

    ProHealth Protect ProHealth Plus ProHealth Preferred ProHealth Premier
Basic Coverage Benefits at a Glance   ₹ 2.5 Lac
₹ 3.5 Lac
₹ 4.5 Lac
₹ 4.5 Lac
₹ 5.5 Lac
₹ 7.5Lac
₹ 10 Lac
₹ 100 Lac
In-patient Hospitalisation
Pre-Hospitalisation Up to 60 days
Post-Hospitalisation Up to 90 days Up to 180 days
Day care Treatment
Domiciliary Treatment
Ambulance Expenses(Pre Hospitalisation) ₹ 2000 Up to ₹ 3000 Actual Expenses
Donor Expenses
Worldwide Emergency Cover
Restoration of sum Insured X
Health Maintenance Benefits Up to ₹ 500 Up to ₹ 200 Up to ₹ 15000
Maternity Expenses(Waiting Period 48 Months) X Normal Delivery
₹ 15000 C section
₹ 25000(per event)
Normal Delivery
₹ 50000 C section
₹ 100000(per event
New born baby expenses X
First year vacation X
Value Added Health Check-ups
Expert opinion on critical illness
Cumulative Bonus( % increase in sum insured 5% to Max 50% 10% to Max 50% X
Health Rewards
Optional Deductible ₹ 1/2/3 lacs as per plan and sum insured opted X X
Reduction In maternity waiting(24 month) X
Voluntary co-payment 10% to 20% as opted X X
Add on Critical illness

 

Documents Required for ManipalCigna Prohealth Insurance Policy

An individual needs to fill up an ‘Application form/ proposal form’ with accurate medical history and submit it with the address proof. Medical examination may be required in some cases, based on the sum assured and the age of the person.

Written By: PolicyBazaar - Updated: 06 March 2020
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