ManipalCigna Health Insurance Super Top up Plan

ManipalCigna Super top-up health insurance plans come in handy in covering the additional expenses over and above your current sum insured limit. ManipalCigna Health Top-up gives policyholders an opportunity to secure the health of their loved ones by getting additional coverage in case the existing health cover seems insufficient.

Read More

Get insured from the comfort of your home No medicals required

Tell us about you

ManipalCigna Super Top up

All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Get insured from the comfort of your home No medicals required
I am a

My name is

My number is

By clicking on 'View Plans' you, agreed to our Privacy Policy and Terms of use
Close
Back
I am a

My name is

My number is

Select Age

City Living in

    Popular Cities

    Do you have an existing illness or medical history?

    This helps us find plans that cover your condition and avoid claim rejection

    Get updates on WhatsApp

    What is your existing illness?

    Select all that apply

    When did you recover from Covid-19?

    Some plans are available only after a certain time

    ManipalCigna Health Insurance provides two Super top-up plan options i.e. Super Top-up Plus and Super Top-up Select. Under both the plans cashless hospitalization benefit can be availed in more than 6500 network hospitals.

    Eligibility Criteria

    Features

    ManipalCigna Super Top-up Plus

    ManipalCigna Super Top Up Select

     

    Sum Insured (Rs.)

    3 lakh-30 lakh

    1 lakh-30 lakh

    Deductible (Rs.)

    3 lakh-10 lakh

    1 lakh-10 lakh

    Minimum Entry Age

    Children: 91 days

    Adult: 18 years

    Children: 91 days

    Adult: 18 years

    Maximum Entry Age

    Children: 23 years

    Adult: No limit

    Children: 23 years

    Adult: No limit

    Waiting period for pre-existing diseases

    48 months

    48 months

    Types of ManipalCigna Health Super Top Up Plans

    ManipalCigna Health offers two types of Super Top Up plans that are:

    • ManipalCigna Super Top-up Plus
    • ManipalCigna Super Top-up Select

    Key Features of ManipalCigna Super Top-up Health Plans
    ManipalCigna Super Top-up Plus and Super Top-up Select health plans come with the following features:

    • Coverage is provided on an individual and family floater basis for maximum of 2 adults and 3 children
    • The policy term options are 1 year, 2 years, and 3 years
    • The premium can be paid annually, half-yearly, quarterly, and monthly

    Inclusions of ManipalCigna Super Top-up Health Plans

    ManipalCigna Super Top-up Plans cover the below-mentioned expenses:

    • Pre and Post Hospitalisation of 60 and 90 days, respectively
    • Medical expenses are covered for non-allopathic treatments such as Ayurveda, Yoga, Naturopathy, Unani, Siddha, and Homeopathy under any government-recognized institution
    • Day care treatment for less than 24 hours of hospitalization in case of surgery or a cure
    • Critical illness add-on cover for 11 life-threatening conditions is available
    • Non-medical expenses are also covered up to a specified limit
    • In-patient hospitalization expenses of the donor for any major organ transplant are covered

    For more details, you can go through the ManipalCigna Health Super top-up plans brochure online. ManipalCigna health super top-up premium chart table is also given in the same.

    Exclusions of ManipalCigna Super Top-up Health Plans

    The following medical expenses are not covered under ManipalCigna Super Top-up Plus and ManipalCigna Super Top-up Select plans:

    • Expenses rose due to primary diagnosis or evaluation
    • Rehabilitation and respite care cost
    • Surgery related to weight control unless it falls under specific criteria as mentionedin the policy documents
    • Gender alteration cost
    • Cosmetic or plastic surgery unless it fits the specific criteria written in policy documents
    • Injury occurred due to participation in adventure sports with few exceptions
    • Injury or illness while attempting breach of law
    • Unproven treatments
    • Eyesight correction surgery for less than 7.5 dioptres
    • Expenses related to sterility or fertility
    • Dental treatment unless necessary due to an injury or accident

    For a complete list of exclusion, please check ManipalCigna Health Top-up Plan Brochure. If you want to get this plan you can write to us at care@policybazaar.com or call us at 1800-708-8787.

    FAQs

    Health insurance articles

    Recent Articles
    Popular Articles
    Health Insurance for Autoimmune Diseases in India

    16 Sep 2021

    Every human body comes with an immune system to fight against...
    Does Health Insurance Cover Multiple Sclerosis In India

    15 Sep 2021

    Due to a hectic lifestyle leading to unnecessary stress and...
    Critical Illness Insurance Policy For Stroke Patients In India

    14 Sep 2021

    Medical emergencies are unpredictable and it brings a lot of...
    Which Health Insurance to Buy for People below Poverty Line?

    09 Sep 2021

    Although the penetration of health insurance in India is quite...
    List of Diseases Covered by Star Health Insurance

    07 Sep 2021

    Getting diagnosed with a major illness is not only stressful but...
    Best Health Insurance Plans in India 2021
    Finding the best health insurance plan from so many different health insurance companies can get confusing for many...
    Top Maternity Insurance Plans
    Maternity or pregnancy is an important phase of life, and one needs to prepare in advance to embrace parenthood...
    Top Family Health Insurance Policies in India 2021
    From the air we breathe to the food we eat; everything is intentionally or unintentionally subjected to...
    Health Insurance Claims Ratio- Things You Should Look Before Buying Health Insurance
    There has always been a doubt in customers mind about whether the private company will keep its side of the bargain...
    Best Health Insurance Plans for Senior Citizens in 2021
    Considering the increasing percentage of medical inflation in India, it has become an absolute necessity to buy...

    ManipalCigna Super Top up Reviews & Ratings

    / 5 (Based on 3 Reviews)
    (Showing Newest 3 reviews)
    Asha
    Hariyana, September 16, 2021
    Tax savings
    The term plan is beneficial to save the tax amount too. I have saved a lot of tax and got a rebate too under my plan. I am happy and it is a part of investment. I took the plan for the financial safety of me and my family. Thanks team for good plans.
    Arjun
    Punjab, September 16, 2021
    Time and money saving plans
    I have saved a lot of money when I bought the term insurane plan online. I visited the policybazaar and check the premium calculator page. From there I searched for various good plans. I saved a lot of money and time too. I would recommend the policy to my friends and also tell them to buy a plan from policybazaar.
    Ida
    Amritsar, September 16, 2021
    Customer experience team
    Great to know that the customer care team of Policybazaar is superb and friendly. I opted a term plan from policybazaar and found it the best one. I was facing the issue related to name spelling and connected to policybazaar. The team immediately worked into my case and it was resolved. Thank you so much team Policybazaar.
     
    Close
    Download the Policybazaar app
    to manage all your insurance needs.
    INSTALL