ManipalCigna Health Insurance Super Top up Plan

Eligibility Criteria

Types of ManipalCigna Health Super Top Up Plans

ManipalCigna Health offers two types of Super Top Up plans that are:

• ManipalCigna Super Top-up Plus
• ManipalCigna Super Top-up Select

Key Features of ManipalCigna Super Top-up Health Plans
ManipalCigna Super Top-up Plus and Super Top-up Select health plans come with the following features:

• Coverage is provided on an individual and family floater basis for maximum of 2 adults and 3 children
• The policy term options are 1 year, 2 years, and 3 years
• The premium can be paid annually, half-yearly, quarterly, and monthly

Inclusions of ManipalCigna Super Top-up Health Plans

ManipalCigna Super Top-up Plans cover the below-mentioned expenses:

• Pre and Post Hospitalisation of 60 and 90 days, respectively
• Medical expenses are covered for non-allopathic treatments such as Ayurveda, Yoga, Naturopathy, Unani, Siddha, and Homeopathy under any government-recognized institution
• Day care treatment for less than 24 hours of hospitalization in case of surgery or a cure
• Critical illness add-on cover for 11 life-threatening conditions is available
• Non-medical expenses are also covered up to a specified limit
• In-patient hospitalization expenses of the donor for any major organ transplant are covered

For more details, you can go through the ManipalCigna Health Super top-up plans brochure online. ManipalCigna health super top-up premium chart table is also given in the same.

Exclusions of ManipalCigna Super Top-up Health Plans

The following medical expenses are not covered under ManipalCigna Super Top-up Plus and ManipalCigna Super Top-up Select plans:

• Expenses rose due to primary diagnosis or evaluation
• Rehabilitation and respite care cost
• Surgery related to weight control unless it falls under specific criteria as mentionedin the policy documents
• Gender alteration cost
• Cosmetic or plastic surgery unless it fits the specific criteria written in policy documents
• Injury occurred due to participation in adventure sports with few exceptions
• Injury or illness while attempting breach of law
• Unproven treatments
• Eyesight correction surgery for less than 7.5 dioptres
• Expenses related to sterility or fertility
• Dental treatment unless necessary due to an injury or accident

For a complete list of exclusion, please check ManipalCigna Health Top-up Plan Brochure. If you want to get this plan you can write to us at care@policybazaar.com or call us at 1800-708-8787.

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