ManipalCigna Lifestyle Protection Critical Care Insurance Policy

Life is unpredictable. We never think of something life-threatening diseases. When such a situation arises, it can leave us feeling unsecured. Such events adversely affect our lifestyle. ManipalCigna brings you Lifestyle Protection-Critical Care that takes care of all unanticipated expenses. Moreover, it gives you an option to choose how you would like to get your payout.

Read More

Get insured from the comfort of your home No medicals required

Tell us about you

ManipalCigna Lifestyle Protection Critical Care Insurance Policy

Get insured from the comfort of your home No medicals required
I am a

My name is

My number is

By clicking on 'View Plans' you, agreed to our Privacy Policy and Terms of use
Close
Back
I am a

My name is

My number is

Select Age

City Living in

    Popular Cities

    Do you take any daily medication? Apart from vitamins & supplements
    Get updates on WhatsApp

    The following guide would give you much better understanding of the plan

    Below are the points that will give you better understanding of the health insurance policy:

    • Sum Insured - An individual has an option of choosing a sum insured up to Rs 3 Crore.
    • Entry Age and Renewal - To enrol in the plan, you should be in the age group of 18-65 years. Also this plan offers lifetime renewal option which means you can secure your entire life.
    • Medical Test Requirement - It depends on the age, sum insured and medical history of the individual.
    • Family Discount - A discount of 10% on the premium is given for enrolling more than 2 members in a single policy.
    • Long term Discount - On choosing the policy for 2 and 3 years, there will be a discount of 7.5% and 10% respectively.
    • Critical Illnesses Covered - The plan covers up to 30 critical illnesses, which are listed below-
      • Failure Requiring Regular Dialysis
      • First Heart Attack - of Specific Severity
      • Cancer of specific severity
      • Open Kidney Chest CABG
      • Open Heart Replacement or Repair of Heart Valves
      • Stroke Resulting in Permanent Symptoms
      • Coma of Specified Severity
      • Major Organ / Bone Marrow Transplant
      • Permanent Paralysis of Limbs
      • Motor Neurone Disease with Permanent Symptoms
      • Medullary Cystic Disease
      • Muscular Dystrophy
      • Loss of Speech
      • Systemic Lupus Erythematous
      • Multiple Sclerosis with Persisting Symptoms
      • Primary Pulmonary Hypertension
      • Aorta Graft Surgery
      • Hearing loss
      • Vision loss
      •  Coronary Artery Disease
      • Aplastic Anaemia
      • End Stage Lung Disease
      • End Stage Liver Failure
      • Major Burns
      •  Fulminant Hepatitis
      • Alzheimer’s Disease
      • Bacterial Meningitis
      • Benign Brain Tumor
      • Apallic Syndrome
      • Parkinsons Disease

    How to cancel ManipalCigna Lifestyle Protection Critical Care Policy?

    You can terminate the policy at any time during the policy period. The company shall refund the premium on the short-time basis.

    Exclusions in ManipalCigna Lifestyle Protection Critical Care Policy

    The insurer doesn’t offer coverage in case of the following situations

    • Any illness other than specified critical illness ailments
    • Any pre-existing disease
    • Genetic disorder
    • Mental disorder
    • Suicide or drug abuse
    • Any health problem resulting from pregnancy or abortion

    Note- It is not a complete list of exclusions. Please check the policy wordings for more details.

    Latest Health Insurance Articles

    Does Health Insurance Cover Zika virus Treatment?

    Does Health Insurance Cover Zika virus Treatment?

    Does Health Insurance Cover Zika virus Treatment? The past five years have witnessed the outbreak of various dreadful diseases such as SARS, MERS, Ebola, Zika, and Nipah virus. Now in 2021, cases of Zika virus outbreak have been report...
    Updated: 27th July 2021
    What Are GPA and GMC Insurance Policy?

    What Are GPA and GMC Insurance Policy?

    What Are GPA and GMC Insurance Policy? Businesses and corporate houses thrive to provide a significant level of satisfaction to their employees. It directly impacts the way their business expands, competes in the market, and expands. The organiz...
    Updated: 26th July 2021
    Insurance vs Assurance: Know the Difference

    Insurance vs Assurance: Know the Difference

    Insurance vs Assurance: Know the Difference The terms insurance and assurance are the most common words used in the insurance industry. Both the terms are used when the insurance company provides financial aid after raising the claim. This ...
    Updated: 8th July 2021
    AYUSH Health Insurance Benefits

    AYUSH Health Insurance Benefits

    AYUSH Health Insurance Benefits AYUSH is an abbreviation used for Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy. It is an alternative treatment system offered by the healthcare industry. The drugs and medicines used under these t...
    Updated: 13th July 2021
    Cooling off Period in Health Insurance

    Cooling off Period in Health Insurance

    Cooling off Period in Health Insurance The Cooling-off period is the duration during which a Covid-19 affected person cannot buy health insurance coverage. This ‘cool off’ period can range from a few days to a couple of months. During this ...
    Updated: 29th June 2021
     
    Close
    Download the Policybazaar app
    to manage all your insurance needs.
    INSTALL