ManipalCigna Lifestyle Protection Critical Care Insurance Policy

Life is unpredictable. We never think of something life-threatening diseases. When such a situation arises, it can leave us feeling unsecured. Such events adversely affect our lifestyle. ManipalCigna brings you Lifestyle Protection-Critical Care that takes care of all unanticipated expenses. Moreover, it gives you an option to choose how you would like to get your payout.

Read More

ManipalCigna Lifestyle Protection Critical Care Insurance Policy

Get insured from the comfort of your home No medicals required
I am a

My name is

My number is

By clicking on ‘View Plans’ you, agreed to our Privacy Policy and Terms of use
I am a

My name is

My number is

Select Age

City Living in

    Popular Cities

    Do you have an existing illness or medical history?

    This helps us find plans that cover your condition and avoid claim rejection

    Get updates on WhatsApp

    What is your existing illness?

    Select all that apply

    When did you recover from Covid-19?

    Some plans are available only after a certain time

    The following guide would give you much better understanding of the plan

    Below are the points that will give you better understanding of the health insurance policy:

    • Sum Insured - An individual has an option of choosing a sum insured up to Rs 3 Crore.
    • Entry Age and Renewal - To enrol in the plan, you should be in the age group of 18-65 years. Also this plan offers lifetime renewal option which means you can secure your entire life.
    • Medical Test Requirement - It depends on the age, sum insured and medical history of the individual.
    • Family Discount - A discount of 10% on the premium is given for enrolling more than 2 members in a single policy.
    • Long term Discount - On choosing the policy for 2 and 3 years, there will be a discount of 7.5% and 10% respectively.
    • Critical Illnesses Covered - The plan covers up to 30 critical illnesses, which are listed below-
      • Failure Requiring Regular Dialysis
      • First Heart Attack - of Specific Severity
      • Cancer of specific severity
      • Open Kidney Chest CABG
      • Open Heart Replacement or Repair of Heart Valves
      • Stroke Resulting in Permanent Symptoms
      • Coma of Specified Severity
      • Major Organ / Bone Marrow Transplant
      • Permanent Paralysis of Limbs
      • Motor Neurone Disease with Permanent Symptoms
      • Medullary Cystic Disease
      • Muscular Dystrophy
      • Loss of Speech
      • Systemic Lupus Erythematous
      • Multiple Sclerosis with Persisting Symptoms
      • Primary Pulmonary Hypertension
      • Aorta Graft Surgery
      • Hearing loss
      • Vision loss
      •  Coronary Artery Disease
      • Aplastic Anaemia
      • End Stage Lung Disease
      • End Stage Liver Failure
      • Major Burns
      •  Fulminant Hepatitis
      • Alzheimer’s Disease
      • Bacterial Meningitis
      • Benign Brain Tumor
      • Apallic Syndrome
      • Parkinsons Disease

    How to cancel ManipalCigna Lifestyle Protection Critical Care Policy?

    You can terminate the policy at any time during the policy period. The company shall refund the premium on the short-time basis.

    Exclusions in ManipalCigna Lifestyle Protection Critical Care Policy

    The insurer doesn’t offer coverage in case of the following situations

    • Any illness other than specified critical illness ailments
    • Any pre-existing disease
    • Genetic disorder
    • Mental disorder
    • Suicide or drug abuse
    • Any health problem resulting from pregnancy or abortion

    Note- It is not a complete list of exclusions. Please check the policy wordings for more details.

    Health insurance articles

    Recent Articles
    Popular Articles
    Does Health Insurance Cover Sports & Gym Injuries?

    27 Jun 2022

    Gone are the days when only athletes and professional sports...
    Read more
    Health Insurance for Rural India

    24 Jun 2022

    Healthcare is expensive in India and is increasing with each...
    Read more
    Health Insurance for a Down Syndrome Child in India

    23 Jun 2022

    Down Syndrome is one of the most common genetic disorders in...
    Read more
    Income Tax Slab for Women: Guide to Exemptions and Rebates

    22 Jun 2022

    In India, every person who earns beyond a certain limit is liable...
    Read more
    Is Coconut Water Diabetic Friendly?

    22 Jun 2022

    Coconut water is an excellent beverage for people struggling with...
    Read more
    PMJAY Scheme: Ayushman Bharat Yojana Eligibility & Registration Online
    Prime Minister Shri Narendra Modi announced the launch of (PMJAY) Ayushman Bharat Yojana in his Independence...
    Read more
    Best Health Insurance Plans in India 2022
    Finding the best health insurance plan from so many different health insurance companies can get confusing for many...
    Read more
    Best Maternity Insurance Plans
    Maternity insurance offers comprehensive coverage for medical expenses incurred during pregnancy, including the cost...
    Read more
    How to apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)
    Ayushman Bharat health insurance is a flagship scheme launched by the Government of India, as per the...
    Read more
    10 Major Benefits of Ayushman Bharat Yojana
    Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the second component under Ayushman Bharat Scheme. PM Narendra Modi...
    Read more
    Download the Policybazaar app
    to manage all your insurance needs.