Universal Sompo Aapat Suraksha Bima Policy

Universal SompoAapatSurakshaBima Policy provides onetime payment equal to sum assured to the insured or to the nominee in the case if the insured is diagnosed with the critical diseases like

  • Paralytic Stoke
  • Cancer
  • Renal Failure
  • Coronary Artery Disease
  • Major Organ Transplant

The money is also paid if the insured is dead or totally disabled due to an accident.

Universal Sompo Aapat Suraksha Bima Policy Coverage

The policy covers 3 special cases under which an insured person or its nominee can get benefit under this scheme

  • Critical Illness
  • Accidental Death Cover
  • Permanent Total Disablement.

Exclusions in Universal Sompo Aapat Suraksha Bima Policy

  • No benefit is provided for any illness diagnosed in first 90 days of the policy issuance.
  • Pre-existing illness will not be covered.
  • Any suicidal attempt or any disease occur under intoxication will not be covered.
  • Death within 30 days following the diagnosis of the Critical Illness.
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

Universal Sompo Aapat Suraksha Bima Policy Reviews & Ratings

/ 5 (Based on 31 Reviews)
(Showing Newest 9 reviews)
Omkar
Chennai , October 26, 2021
Great features
I have got day care hospitalization feature under the mediclaim policy which i have purchased from the policybazaar. It offered me lifelong renewability Cover. It includes tax exemption benefits, cashless hospitalization and many other facilities. overall i like my plan.
Angoor
Kolkata , October 26, 2021
Trustworthy website
I rarely trust the online purchasing because of the possibility of fraud but Policybazaar has built my trust up. I went through the online process when I was taking care health insurance from here and i found this website trustworthy.
Kush
Surat, October 26, 2021
Helpful staff
I rarely trust the online purchasing because of the possibility of fraud but Policybazaar has built my trust up. I went through the online process when I was taking care health insurance from here and i found this website trustworthy.
Ranveer
Pune, October 26, 2021
Low cost plan
Such a simple and easy process to buy a policy was provided to me by Policybazaar. Someone suggested me to check the health plans on Policybazaar website. i went through a lot of plans and i found the right plan here. i bought star health insurance at low cost.
Kushal
Jaipur, October 26, 2021
Good Coverage
I have bought Bajaj Allianz Health Insurance for my family and by taking a health plan, I have secured my entire family. I have got coverage against medical expenses and buying my policy online has saved my money as I did not have to pay agent fees.
Jitendra
Lucknow, October 26, 2021
Affordable plan
A friend of mine told me about Policybazaar. He said that he has found an affordable health plan deal in Policybazaar. I went to Policybazaar to buy the same plan. I wanted a family health plan so I took Aditya Birla health insurance and it has covered every member of my family.
Rajesh
Kanpur, October 26, 2021
Easy to compare
Last week i went to Policybazaar for taking health plan for my family. An executive explained the policy very well and showed me various plans out of which i chose digit health insurance and it has covered me and my wife.
Kuvar
Nagpur, October 26, 2021
Good plan
I was able to compare the various plans easily on the website of Policybazaar. At first, i was confused about what i should choose as so many options were given there but then i bought sbi general health insurance for my parents. I got really good senior citizen health plan.
Abhijeet
Allahabad, October 26, 2021
Hassle free experience
I had an amazing and hassle free experience with policybazaar. Everything has beem very smooth when i was purchasing health insurance from policybazaar. Their team assisted me in well mannered way.

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