Universal Sompo Aapat Suraksha Bima Policy

Universal SompoAapatSurakshaBima Policy provides onetime payment equal to sum assured to the insured or to the nominee in the case if the insured is diagnosed with the critical diseases like

  • Paralytic Stoke
  • Cancer
  • Renal Failure
  • Coronary Artery Disease
  • Major Organ Transplant

The money is also paid if the insured is dead or totally disabled due to an accident.

Universal Sompo Aapat Suraksha Bima Policy Coverage

The policy covers 3 special cases under which an insured person or its nominee can get benefit under this scheme

  • Critical Illness
  • Accidental Death Cover
  • Permanent Total Disablement.

Exclusions in Universal Sompo Aapat Suraksha Bima Policy

  • No benefit is provided for any illness diagnosed in first 90 days of the policy issuance.
  • Pre-existing illness will not be covered.
  • Any suicidal attempt or any disease occur under intoxication will not be covered.
  • Death within 30 days following the diagnosis of the Critical Illness.
Written By: PolicyBazaar - Updated: 18 December 2020
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

Latest Health Insurance Articles

Are Wellness Benefits In Health Insurance Useful?

Are Wellness Benefits In Health Insurance Useful?

The real cost to insurance companies is low. It is not surprising to know that the impact achieved is low too. Let’s talk about this in detail. Last week Rhea called her insurer to inquire about the complementary health check-up benef...
Updated: 15th January 2021
10 Reasons why buying a Health Insurance in your 20s a Good Idea

10 Reasons why buying a Health Insurance in your 20s a Good Idea

In India, for a young person in his early 20s, availing a health insurance policy is imperative due to increasing health risks from a sedentary lifestyle. After COVID outbreak, the popularity and need of a health cover h...
Updated: 15th January 2021
High or Low Deductible Health Insurance - Which one to Opt for?

High or Low Deductible Health Insurance - Which one to Opt for?

There are so many health insurance plan options available that it gets difficult to understand all of them and their features. When you are purchasing a health insurance policy you might actually want to do some planning ...
Updated: 4th January 2021
Exploring Manipal Cigna Health Insurance and Claim Settlement

Exploring Manipal Cigna Health Insurance and Claim Settlement

As residents of a developing nation, we are exposed to the risk of contracting various illnesses. Despite thorough maintaining an active lifestyle, we are prone to various illnesses. A lot of factors such as pollution and f...
Updated: 4th January 2021
Everything you Need to Know about Digit Health Insurance Claims

Everything you Need to Know about Digit Health Insurance Claims

A health insurance claim is a formal request that you make to your insurance provider. The claim process helps you get compensation for your healthcare and medical costs from your health insurance provider. For instance, ...
Updated: 5th January 2021
 
Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL