Universal Sompo Aapat Suraksha Bima Policy

Universal SompoAapatSurakshaBima Policy provides onetime payment equal to sum assured to the insured or to the nominee in the case if the insured is diagnosed with the critical diseases like

• Paralytic Stoke
• Cancer
• Renal Failure
• Coronary Artery Disease
• Major Organ Transplant

The money is also paid if the insured is dead or totally disabled due to an accident.

Universal Sompo Aapat Suraksha Bima Policy Coverage

The policy covers 3 special cases under which an insured person or its nominee can get benefit under this scheme

• Critical Illness
• Accidental Death Cover
• Permanent Total Disablement.

Exclusions in Universal Sompo Aapat Suraksha Bima Policy

• No benefit is provided for any illness diagnosed in first 90 days of the policy issuance.
• Pre-existing illness will not be covered.
• Any suicidal attempt or any disease occur under intoxication will not be covered.
• Death within 30 days following the diagnosis of the Critical Illness.