Universal Sompo Aapat Suraksha Bima Policy

Universal SompoAapatSurakshaBima Policy provides onetime payment equal to sum assured to the insured or to the nominee.

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Universal Sompo Aapat Suraksha Bima Policy

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

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    In the case if the insured is diagnosed with the critical diseases like

    • Paralytic Stoke
    • Cancer
    • Renal Failure
    • Coronary Artery Disease
    • Major Organ Transplant

    The money is also paid if the insured is dead or totally disabled due to an accident.

    Universal Sompo Aapat Suraksha Bima Policy Coverage

    The policy covers 3 special cases under which an insured person or its nominee can get benefit under this scheme

    • Critical Illness
    • Accidental Death Cover
    • Permanent Total Disablement.

    Exclusions in Universal Sompo Aapat Suraksha Bima Policy

    • No benefit is provided for any illness diagnosed in first 90 days of the policy issuance.
    • Pre-existing illness will not be covered.
    • Any suicidal attempt or any disease occur under intoxication will not be covered.
    • Death within 30 days following the diagnosis of the Critical Illness.

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