Universal Sompo Hospital Cash Insurance

(22 Reviews)
Highlights

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Back
Get insured from the comfort of your home
Get insured from the comfort of your home
  • 1
  • 2
  • 3
  • 4

Who would you like to insure?

  • Previous step
    Continue
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Previous step
    Continue

      Popular Cities

      Previous step
      Continue
      Previous step
      Continue

      Do you have an existing illness or medical history?

      This helps us find plans that cover your condition and avoid claim rejection

      Get updates on WhatsApp

      What is your existing illness?

      Select all that apply

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step
      Advantages of
      entering a valid number
      You save time, money and effort,
      Our experts will help you choose the right plan in less than 20 minutes & save you upto 80% on your premium

      Universal Sompo Hospital Cash Insurance

      Universal Sampo Hospital Cash Insurance provides double benefit to you as well as your family. it takes care of daily cash which is required to take care of your hospital expenses. Also it provides extra benefit in case of treatment under ICU.

      Read More

      Key Features and Benefits fo Universal Sompo Hospital Cash insurance

      • Any person in the age group of 18 - 70 years can buy this policy.
      • You can renew this policy lifetime.
      • Entry age of dependent children is as low as 6 months.
      • No medical test is required up to an age of 55 years.
      • Policy can be taken for 1,2 or 3 years as per your convenience.
      • A family discount of 5% on the total premium is available.
      • Total of 5 varieties of options are provided to choose in terms of daily benefit amount- Rs. 500 Rs. 1000, Rs. 1500,Rs. 2000& Rs.2500.
      • Under Sec. 80 D of Income Tax Act the premium paid is exempt from Income Tax.

      Coverage under Universal Sompo Hospital Cash insurance

      Three benefits are provided under this hospital cash insurance policy

      • Hospital Confinement Benefit.
      • Intensive Care Benefit.
      • Convalescence Benefit.

      Details about Hospital Cash Insurance premium (Option 1– for 500rs)

      Hospital Cash – Premium chart Annual Premium

      Proposer Age

      15 Days

      30 Days

      30 Days

      45 Days

      60 Days

      90 Days

      180 Days

      500

      0.6-25 Years

      188

      375

      563

      750

      1125

      2250

      26-40 Years

      263

      525

      788

      1050

      1575

      3150

      41-50 Years

      375

      750

      1125

      1500

      2250

      4500

      51-60 Years

      413

      825

      1238

      1650

      2475

      1950

      61-70 Years

      450

      900

      1350

      1800

      2700

      5400

      71-80* Years

      750

      1500

      2250

      3000

      4500

      9000

      80* Years

      900

      1800

      2700

      3600

      5400

      10800

       

      *The above rates may change. Please refer the policy wordings for more information.

      Universal Sompo Hospital Cash Insurance Policy at a Glance

      • Daily Benefit Amount- 5 options are provided- Rs. 500, Rs. 1000, Rs. 1500, Rs. 2000, and Rs.2500.
      • Coverage type – Individual as well as family.
      • Portability: If you are insured under any other health insurance policy of Non-life insurer you can transfer to Hospital Cash policy by Universal Sompo General Insurance with all your accrued benefits after due allowances for waiting periods.
      • Policy termination: Policyholder is allowed to terminate the policy at anytime by giving a 15 day written notice. In case no claim has been made under the policy, percentage of premium will be refunded.
      • Free look period: If you would not be pleased with the coverage, and terms and conditions of the policy, you have the option of cancelling the policy within 15 days of receipt of the policy documents, provided there has been no claim.

      Exclusions in Hospital Cash Insurance by Universal Sompo

      • Contraction of any disease during the first 30 days of commencement of the policy.
      • Waiting period of 1 year from commencement of Policy for certain diseases like cataract, hysterectomy, etc.
      • Any illness or disease contracted due to intake of alcohol or other addictive substances will not be covered.
      • Any illness or disease due to war or invasion.

      Documents Required to buy Hospital Cash Insurance Plan by Universal Sompo

      An individual has to fill up an ‘Application form/ proposal form’ with accurate medical history along with the address proof. Medical examination may be required in some cases, based on the sum assured and the age of the person.

      Health insurance articles

      Recent Articles
      Popular Articles
      Should You Buy a Super Top-up Health Insurance Policy?

      18 Jan 2023

      India is abuzz with a variety of health insurance plans to cater
      Read more
      6 Reasons Why Your Cashless Health Claims Can Get Denied

      18 Jan 2023

      Cashless claims are one of the most lucrative benefits of buying a
      Read more
      Check Out the Mandatory KYC Documents for Health Insurance

      30 Dec 2022

      The Insurance Regulatory & Development Authority of India
      Read more
      What to Look for in a Health Insurance for Cancer Plan?

      20 Dec 2022

      Cancer is one of the biggest demons that the world faces today
      Read more
      What are the Factors Affecting Health Insurance Premium?

      20 Dec 2022

      Demand for insurance products in India, especially health
      Read more
      What are the Normal Thyroid Stimulating Hormone (TSH) Levels as Per Age?
      The thyroid gland is an important gland responsible to produce the right amount of hormones for normal body
      Read more
      How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
      Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal
      Read more
      Income Tax Slab for Women: Guide to Exemptions and Rebates
      In India, every person who earns beyond a certain limit is liable to pay income tax to the government. The tax
      Read more
      Best Health Insurance Plans for Senior Citizens in 2023
      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance
      Read more
      10 Major Benefits of Ayushman Bharat Yojana
      Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the second component under Ayushman Bharat Scheme. PM Narendra Modi
      Read more

      top
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL