Term Plans
The National Overseas Scholarship (NOS) is a prestigious program by the Indian government that offers financial support to students from marginalized communities, enabling them to pursue higher education abroad.
Administered by the Ministry of Social Justice and Empowerment, the scholarship promotes social equity by supporting talented individuals in gaining international exposure. If you're interested in applying, understanding the eligibility criteria for the National Overseas Scholarship is crucial. This blog covers all the details on eligibility requirements, key benefits, and tips to maximize your chances of selection.
Term Plans
The National Overseas Scholarship is designed to provide students from Scheduled Castes (SC), Scheduled Tribes (ST), Denotified Nomadic and Semi-Nomadic Tribes, Landless Agricultural Laborers, and Traditional Artisans with the resources they need to study at leading global institutions. The scholarship covers tuition fees, living expenses, travel costs, and other incidental expenses, empowering recipients to focus entirely on their studies and career goals.
Master’s Degree Applicants: Must have achieved a minimum of 55% or equivalent in their undergraduate degree.
Ph.D. Program Applicants: Must hold a minimum of 55% in their Master’s degree.
Note: Candidates should ensure that their degree is in a relevant field, as NOS prioritizes fields like Engineering, Medicine, Law, and Social Sciences.
Maximum Age: Applicants must be 35 years old or younger at the time of application.
This criterion ensures that young professionals and recent graduates benefit from the scholarship, gaining valuable skills early in their careers.
Annual Family Income Cap: The family’s annual income from all sources must not exceed INR 8 lakh.
Income proof is required to verify this criterion, as the scholarship primarily targets economically disadvantaged communities.
The NOS is specifically available to applicants from certain categories:
Scheduled Castes (SC)
Scheduled Tribes (ST)
Denotified Nomadic and Semi-Nomadic Tribes
Landless Agricultural Laborers and Traditional Artisans
Applicants must submit valid caste and community certificates to confirm eligibility.
The scholarship is available for professional fields including but not limited to:
Engineering and Management
Medicine and Public Health
Law and Legal Studies
Social Sciences and Humanities
Preference is given to fields where applicants can make a significant impact in their home communities after completing their studies.
Candidates must have secured admission to a Master’s or Ph.D. program at a recognized foreign university.
To proceed with the scholarship application, you must provide proof of admission, such as an offer letter or acceptance.
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To confirm your eligibility, ensure you have the following documents:
Academic Transcripts: Marksheets and certificates for undergraduate or Master’s degrees.
Proof of Admission: Offer letter or other official documents from the foreign university.
Age Proof: Birth certificate, passport, or any other government-issued ID.
Income Certificate: Documentation of family income certified by a relevant authority.
Caste and Community Certificates: Valid certificates verifying community status as required by the scholarship.
The NOS offers several financial and practical benefits to selected candidates, including:
Tuition Fee Coverage: Partial or full tuition fees, based on the program and institution.
Living Allowance: Monthly allowance to cover living expenses abroad.
Travel Costs: Round-trip airfare for the duration of the study program.
Incidental Expenses: Additional support for books, supplies, and academic resources.
Medical Insurance: Reimbursement for health insurance to ensure medical support while studying abroad.
These benefits make studying overseas more accessible for students who otherwise may not have the financial means to pursue an international education.
The NOS application process involves several steps:
Online Registration: Register on the official NOS portal and complete the application form.
Upload Required Documents: Submit necessary academic and financial documents.
Application Review: The Ministry reviews applications based on eligibility criteria, academic merit, and financial need.
Interview (if applicable): Shortlisted candidates may be called for an interview.
Tip: Apply early to avoid last-minute rushes, as documentation and verification processes can take time.
Maintain Strong Academic Records: Consistently perform well in your studies to meet the minimum percentage requirement.
Keep Financial Records Updated: Ensure that income certificates and other financial documents are accurate and up-to-date.
Prepare in Advance: Research eligible universities and apply for programs within your preferred fields well ahead of the NOS deadline.
Stay Informed: Regularly check the official NOS portal for updates on eligibility requirements, deadlines, and application procedures.
The National Overseas Scholarship (NOS) program provides financial assistance to underprivileged students from India, enabling them to pursue advanced studies abroad and improve their career prospects. This scholarship, like term and life insurance, emphasizes the importance of financial support and security in achieving one's long-term goals. Term insurance offers a protective cover for families in the event of the policyholder's untimely death. In contrast, life insurance combines protection with a savings component, often supporting wealth accumulation over time. Together, these financial tools and the NOS program empower individuals by reducing financial worries and facilitating future planning—whether it's for education, family security, or personal financial growth.
The National Overseas Scholarship eligibility criteria are designed to ensure that the most deserving candidates from economically and socially disadvantaged backgrounds receive support to achieve their academic dreams abroad. By meeting the requirements and preparing a strong application, eligible students can take advantage of this transformative opportunity to study at top institutions worldwide, gain valuable skills, and make a positive impact back home.
If you meet these criteria, consider applying for the National Overseas Scholarship and take a significant step toward realizing your academic and professional aspirations.
Note: You should also check the term insurance benefits if you are planning to purchase the term insurance plan.
˜Top plans are based on annualized premium, for bookings made through https://www.policybazaar.com in FY 25.
Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
+Rs. 487/month (Rs.16/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.
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+Rs. 820/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.
+Rs. 1,443/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.
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