Sukanya Samriddhi Yojana Calculator - Bank of Baroda

The Sukanya Samriddhi Yojana (SSY) Calculator – Bank of Baroda is an efficient online tool designed to help parents plan investments for their daughter's future. This user-friendly calculator provides accurate projections for maturity amounts, total investments, and interest earned, based on inputs like deposit amount, interest rates, and the child's age. By simplifying financial planning, it empowers families to secure funds for education, marriage, and other milestones.

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What is Sukanya Samriddhi Yojana Calculator – Bank of Baroda?

The Sukanya Samriddhi Yojana (SSY) Calculator for the Bank of Baroda (BOB) is a digital tool that enables parents to estimate the maturity amount of their SSY savings. This calculator simplifies investment planning by offering clarity on how much to save annually or monthly to secure their daughter's future.

Sukanya Samriddhi Yojana Calculator
Latest SSY interest rates: 8.20%
You can invest a maximum amount up to ₹1,50,000
Yearly ₹
  • ₹250
  • ₹1,50,000
Govt. allows maximum age of enrollment to 10 years
Years
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • 8
  • 9
  • 10
Investment term is 21 years
Year
Total investment
₹1.5 Lakh
Total interest
₹3.3 Lakh
Maturity year
2047
Maturity value
₹4.8 Lakh
Explore Tax Saving Funds
*for market linked plans only

How to Use Sukanya Samriddhi Yojana Calculator – Bank of Baroda from Policybazaar?

Using the BOB SSY Calculator via Policybazaar is easy:

  • Find the calculator: Access the Bank of Baroda  SSY Calculator on the current page.

  • Enter Key Details:

    • Input your annual deposit amount.

    • Specify your daughter’s current age.

    • Choose the starting year of investment.

  • Pre-Set Interest Rate: The 2026 interest rate (e.g., 8.2%) is pre-filled.

  • View Results: The calculator will provide the maturity amount, total investment, and total interest earned.

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₹10,000/Month
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Illustration of Sukanya Samriddhi Yojana Calculator – Bank of Baroda

Here’s an example:

  • Yearly Deposit: ₹1,50,000

  • Girl’s Age: 6 years

  • Starting Year: 2026

  • Interest Rate: 8.2%

Results:

  • Total Investment: ₹22,50,000

  • Total Interest Earned: ₹47,12,345

  • Maturity Year: 2045

  • Maturity Value: ₹69,62,345

Invest More Get More
Invest ₹10K/Month YOU GET ₹1 Crores* For Your Child View Plans
Invest ₹8K/Month YOU GET ₹80 Lakhs* For Your Child View Plans
Invest ₹5K/Month YOU GET ₹50 Lakhs* For Your Child View Plans
Standard T&C Apply *

Overview of Sukanya Samriddhi Yojana

The Sukanya Samriddhi Yojana is a savings scheme under the Beti Bachao Beti Padhao initiative.

  • Eligibility: For a girl child under 10 years.

  • Tenure: 21 years or until the girl’s marriage (after 18 years).

  • Minimum Deposit: ₹250 per year.

  • Maximum Deposit: ₹1.5 lakh per year.

  • Interest Rate (2026): 8.2% per annum (subject to periodic changes).

Who Can Use the SSY Calculator – Bank of Baroda in 2026?

The BOB SSY Calculator is suitable for:

  • Parents/Guardians: Planning for a girl child’s education or marriage.

  • Financial Advisors: Supporting clients with SSY investments.

  • General Users: Exploring potential SSY returns.

How Can SSY Calculator – Bank of Baroda Help You?

The calculator offers:

  • Financial Planning: Helps determine how much to save periodically.

  • Goal Achievement: Assists in setting realistic financial objectives.

  • Flexibility: Compare various savings strategies for better decisions.

How Does Sukanya Indian Overseas Bank Samriddhi Yojana Calculator Work?

The calculator uses the formula for compound interest
A = P (1+r/n)^nt
Terms used in Calculator
A
Maturity amount
P
Principal amount (total contributions)
r
Rate of interest (as a decimal)
n
Number of times interest compounds per year
t
Number of years

What are the Benefits of Using a BOB SSY Calculator by Policybazaar?

Below are the benefits of using a BOB SSY calculator: 

  • User-Friendly Interface: Simplified design for ease of use.

  • Accurate Projections: Provides reliable estimates for maturity amounts.

  • Customisation: Adjust variables to match individual goals.

  • Convenience: Available online, 24/7.

  • Instant Results: Delivers immediate calculations based on input.

Conclusion

The Sukanya Samriddhi Yojana Calculator – Bank of Baroda is an effective tool for parents to plan their investments for their daughter’s future. With features like real-time results and customisable inputs, it ensures accurate financial planning. Use it to make informed decisions and secure your child’s dreams effortlessly.

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FAQs

  • What is the purpose of the Sukanya Samriddhi Yojana Calculator – Bank of Baroda?

    The calculator helps estimate the maturity value of SSY investments, making it easier for parents to plan periodic savings and achieve financial goals for their daughters.

  • Is the interest rate fixed for SSY investments?

    No, the interest rate is reviewed quarterly by the Government of India. For 2026, it is set at 8.2%.

  • Can I use the BOB SSY Calculator for multiple investment scenarios?

    Yes, the calculator allows you to modify variables such as deposit amounts, investment start year, and child’s age to compare outcomes.

  • Who can use the Sukanya Samriddhi Yojana Calculator?

    The tool is ideal for:

    • Parents planning their daughter’s future.

    • Financial advisors assisting clients with SSY investments.

    • General users exploring savings schemes.

  • Is the calculator free to use?

    Yes, the Sukanya Samriddhi Yojana Calculator is completely free and accessible online.

  • How accurate are the results provided by the calculator?

    The calculator uses government-provided SSY parameters for reliable estimations, ensuring high accuracy in projections.

  • Where can I access the BOB SSY Calculator?

    You can find the calculator on financial platforms like Policybazaar.

˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved insurance plan.
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
#The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CARG 8%; ₹50,45,591 @ CAGR 4%
+Returns Since Inception of LIC Growth Fund
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.

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