Your RTO details
RTO name
Code
City
Address
Pincode
Contact No.
  • City & RTO
  • Car Brand
  • Car Model
  • Car Fuel Type
  • Car Variant
  • Registration Year
Looking for Car Insurance?
Compare & Save upto 85%* on Car Insurance
  • Renew policy in 2 minutes*

  • 20+ Insurers to choose

  • 1.2Cr+ Vehicles Insured

Processing
    Other models
    Other variants
    Select your variant
    View all variants
      Secure
      We don’t spam
      View Prices
      Please wait..
      By clicking on “View Prices”, you agree to our Privacy Policy & Terms of Use
      Get Updates on WhatsApp
      Select Make
      Select Model
      Fuel Type
      Select variant
      Registration year
      Registration month
      Save & update
      Please wait..
      Search with another car number?

      We have found best plans for you!! Our advisor will get in touch with you soon.

      How Does The E-Challan System Work in India?

      The ever-increasing number of traffic accidents has been a matter of concern for people and authorities alike. While the Road Regular Rules (1989) make it mandatory for every driver to follow traffic rules, India still sees a high number of traffic-related accidents caused by violations. Challans has been long in use to check these offenders. Read on to learn about the latest way of rounding up rogue traffic violators- the e-challan.

      Read more

      What Is E-Challan?

      As per the Motor Vehicles Act of 1988, a challan can be issued by a traffic police officer in the name of any traffic-rules violators. It is an official text which initially used to be issued on a piece of paper and is now generated electronically on a wide scale.

      These e-challans have been a great success to ensure that people follow traffic rules even when nobody is watching. Also, an e-challan can be generated on the spot as well as later when they're caught on camera footage. An official app is downloaded on the traffic policeman's phone through which they can click pictures and enter the violations immediately.

      As per the service provided by the respective state, those who are issued an e-challan can now be paid online, also reducing the chances of corruption through bribes, etc. because of cashless transactions. With the help of the electronic traffic challan system, the traffic police have been successfully monitoring any violations.

      How are E-Challans Issued?

      Now that it's clear that e-challan is just an electronically generated challan, you should also learn about how it works to avoid any misunderstandings later. Thanks to digitalization, many stages are involved in a challan, and its fine payment can be easily done online. These are made possible because of CCTV cameras that continuously record the ongoing traffic.

      Here is the whole process simplified:

      • Every act is recorded in the footage, including any traffic rule violation.
      • After this, the police can easily extract the vehicle number from this CCTV footage screenshot.
      • Once it's confirmed, the offense will be registered in the police records.
      • The traffic police will then contact the RTO(Regional Transport Office) and find further details of the vehicle along with its owner (name, address, model number, etc.)
      • Once the number and address are confirmed, the offense will be communicated to them via SMS along with the exact date, time, description, and location of the offense.

      After receiving the e-challan, you can head to the suggested website/location to pay the fine. If you feel there has been a mistake, then you can take this matter to the court.

      How Does the E-Challan System Work in India?

      According to different reports, the number of drivers that were informed about their violations through e-challans was almost double the number of those caught on the road by an officer.

      Thanks to CCTV surveillance, the violators can't talk or bribe their way out of a challan. Earlier, they could make excuses or even threaten traffic policemen, often evading fines.

      The whole process has become contactless and different cameras serve different purposes. For instance, there are specific cameras only to monitor red-light jumping and others for over-speeding. This increases the efficiency and accuracy of the violation as there is a timestamp that doesn’t allow any tampering with the evidence later.

      Since the date, time, and camera number are encrypted, it is hard for even the authorities to tamper with this footage. This footage is sent to the National Vehicle Registry Database of the Ministry of Road Transport and Highways (VAHAN) after which the offender is notified.

      This has reduced a lot of time and conflict which is not uncommon. However, this has also drastically increased the number of challans being generated. The good news is that these can be contested in a judicial court if a mistake has been made.

      Paying for e-Challan

      If an e-challan is issued in your name, there are two ways to pay for it- online or offline. The steps have been briefly provided below:

      Online Payment of e-Challan

      • Visit the website provided in the SMS through which you've been informed of the e-challan
      • The website may vary for different states, you can select accordingly
      • Find the unique challan number provided to you to enter in the website's column
      • You'll be directed to the payment page

      Offline Payment of e-Challan

      You can do so by visiting the nearest police station using your e-challan number which was provided to you.

      Explore add-ons for your car insurance

      Plans starting from @ ₹2,094/year*
      Car Insurance
      Zero Depreciation Car Insurance
      Car Insurance
      Compulsory Personal Accident Cover
      Car Insurance
      Bumper to Bumper Insurance
      Car Insurance
      NCB Protector Add-On Cover
      Car Insurance
      Bundled Policy
      Car Insurance
      Roadside Assistance Cover
      Car Insurance
      Return To Invoice
      Car Insurance
      Multi-Year Car Insurance
      Car Insurance
      Engine Protection Cover
      Car Insurance
      Personal Possessions Cover
      Car Insurance
      Voluntary Deductible in Car Insurance
      Car Insurance
      Key Replacement Cover
      Car Insurance
      Daily Allowance Cover
      Car Insurance
      Tyre Protector Cover
      Car Insurance
      Rim Damage Cover
      Car Insurance
      Car Accessories Cover

      How to Avoid e-Challans?

      Nobody wants to pay fines. If you want to avoid paying one, avoid getting one. While many offenders deliberately break traffic rules, it is always suggested to follow all traffic rules irrespective of time. Here are some ways to avoid getting an e-challan:

      • Ignorance of the law is not an excuse. Make sure you do your own research and know the important traffic rules. For example, it's illegal to take selfies while driving. Not knowing this won't save you from a fine!
      • Ensure optimum condition of your vehicle. This can be done by buying comprehensive car insurance online so that you are financially capable of handling its repairs and damages.
      • Follow all the rules like lane discipline, traffic signals, wearing proper seat belts, not exceeding speed limits, and others.
      • Carry all important documents related to your vehicles including your driving license, motor insurance, (PUC) pollution control certificate, etc. If caught driving without these, you will end up paying a hefty amount of fine up to Rs. 10,000.

      To conclude,

      While e-challans have made it quick and convenient to handle traffic violations, it is best to steer clear of them. Make sure you have comprehensive car insurance which includes any third-party liabilities and other damages to your vehicle. If you follow these small rules diligently, you can drive carefree without worrying about any hefty fine or emergency vehicular expenses.

      Find similar car insurance quotes by body type

      Hatchback Sedan SUV MUV
      Save upto 85% on Car Insurance
      Search
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
       Why buy from policybazaar

      Car insurance articles

      • Recent Article
      • Popular Articles
      22 Feb 2024

      IDV in Car Insurance

      In layman's terms, the IDV full form is the Insured Declared Value

      Read more
      31 Jan 2024

      Must-Have Car Insurance Addons for Brand New Cars

      Investing in a full-coverage car insurance policy is essential for

      Read more
      29 Jan 2024

      No Claim Bonus (NCB) in Car Insurance

      No Claim Bonus (NCB) is a reward given by an insurer to a

      Read more
      17 Jan 2024

      How to Choose the Right Car Insurance for Your First Car?

      Buying their first car is no less than a milestone unlocked for

      Read more
      12 Dec 2023

      Things To Know Before Purchasing Sedan Car Insurance

      The type of four-wheeler you purchase also impacts its insurance

      Read more
      11 Aug 2021

      Steps to Check Vehicle & Car Insurance Status/Validity...

      It doesn’t matter if you are an excellent driver or take your car out only once in a few months; your car must be

      Read more
      20 Dec 2021

      Find Car Insurance Details By Registration Number

      Sometimes, you may face situations when you need car insurance or vehicle owner details but cannot readily access

      Read more
      20 Jun 2019

      Getting Your Duplicate Car Insurance Policy is...

      Losing your car insurance documents can be daunting. In such a state of affairs, the first thing that comes to your

      Read more
      03 Jun 2016

      How to Transfer Car Insurance Policy?

      An integral part of selling a car for both the buyer and the seller is ensuring a successful car insurance transfer

      Read more
      06 Oct 2021

      Bharat (BH) Series Number Plate: Registration, Fees...

      With the introduction of the Bharat series number plate, the Government of India has solved the big hassle of

      Read more

      #Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc

      *Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.

      top
      View Plans
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL