Most Trusted Car Insurance
Raheja QBE Car Insurance
Raheja QBE car insurance is designed to cover financial liabilities when the insured vehicle meets with an unanticipated mishap such as accidents, theft, fire, etc. With its customer-centric approach, Raheja QBE General Insurance Company offers car insurance plans at affordable prices with hassle-free claim settlements.
About Raheja QBE General Insurance Company
Raheja QBE General Insurance Co. Ltd. is one of the leading private insurance companies in the Indian general insurance market. It is a joint venture between Rajan Raheja Group and QBE Insurance, both of which are global leaders in the business and insurance industry.
Raheja QBE General Insurance Company provides customised motor insurance plans in addition to other sectors. It aims at providing innovative insurance solutions to its diverse range of customers. The company also strives to make claims services super simple and hassle-free.
Key features of Raheja QBE Car Insurance
Third-Party Coverage
Yes
Claim Settlement Ratio
N/A
Personal Accident Insurance
Up to Rs. 15 Lakhs
Network Garages
1,300+
No Claim Bonus
Yes
No. of Zero Dep Claims
Unlimited
No. of Comprehensive Claims
Unlimited
Benefits of Raheja QBE Car Insurance
Raheja QBE motor insurance offers the following benefits with its car insurance plans:
Simple and hassle-free communication, buying, renewing and settlement process
The insurance company offers customised car insurance plans with the best coverage.
Customer-oriented approach with an aim to offer complete customer satisfaction
Types of Raheja QBE Car Insurance Policy
Raheja QBE General Insurance Company offers three motor insurance plans to cater to all the insurance requirements of your car. They are:
Third-Party Liability Only Policy
The Raheja QBE liability-only plan for a private car compensates the policyholder against any damages arising out of third-party death, injury or third-party property involving the insured car in an accident. Third party insurance is a mandatory cover for every car owner in India and excludes damages to the insured car.
When it comes to covering liabilities, this policy covers third-party injury or death to an unlimited extent. However, liability towards third party property is up to Rs. 7.5 lakh.
Standalone Own Damage Insurance Policy
This policy offers compensation to the policyholder against loss or damage sustained by the insured vehicle due to theft, accidents, natural calamities, etc. Own damage policy can be further extended by purchasing add-on covers at an additional premium.
A policyholder can purchase a standalone own damage insurance policy in addition to a third party liability only policy to cover the insured car.
Comprehensive Car Insurance
A comprehensive or private package car policy by Raheja QBE motor insurance covers the insured car against damages arising from unforeseen events like theft, fire, road accident, earthquake, riots, and more
Comprehensive policy is an extensive one as it also covers third-party liabilities arising out of accidents involving the insured car. Moreover, a comprehensive plan can be enhanced by purchasing additional covers at some extra premium amount.
Raheja QBE Car Insurance Premium Calculator
With the help of a Raheja QBE car insurance premium calculator, you can also calculate car insurance premium before purchasing a car insurance policy and check whether it fits your budget requirements.
Coverage Under Raheja QBE Car Insurance
What is Covered?
Theft
Damages arising due to theft, housebreaking or burglary
Fire
Loss of insured car due to events like fire, self-ignition or explosion
Manmade Acts
Damages sustained by the insured car due to strikes, riots, terrorist acts, etc.
Natural Calamities
Loss or damages due to earthquakes, landslides, rockslides, etc.
Third Party Liability
Liabilities against the third party, such as third-party death, injury or property damage
External Means
Damages to the insured car due to accident by external means
Whilst in Transit
Damages to the insured car while in transit via road, rail, airway or waterway.
What is not Covered?
Depreciation
Normal wear, tear and depreciation of the insured car
Breakdown
Damages arising due to mechanical and electrical breakdown
Invalid Driving Licence
Damages sustained when the person is driving without a valid driving licence
Drunk Driving
Damages caused when the driver was under the influence of alcohol
War
Loss or damage due to mutiny, civil war or nuclear risks
Contractual Liability
Damages arising due to contractual liabilities of the insured vehicle
Usage Limitations
Damages sustained when the insured vehicle is being used for a purpose other than specified in the policy documents
Raheja QBE Car Insurance Add-Ons
Consumable Expenses Cover
Any damage to the consumables of an insured car is not covered under a standard car policy. Consumable add-on cover compensates for the repairs or replacement of consumables cover, such as bolts, screws, nuts, etc.
Daily Conveyance Benefit
Daily allowance add-on cover the expenses incurred on hiring another mode of transport while the insured vehicle is under repairs for more than three days.
Engine Protector
Engine Protector add-on covers damages sustained by the engine and engine parts of the insured car. Damages to the engine and gearbox of the insured car due to water ingression are not covered under a standard car insurance policy. This add-on can be useful by covering such damages.
Key Protect Cover
Under the Key Protect cover, the insurer compensates for the repair or replacement cost of the damaged, lost or stolen keys of the insured car.
How to Renew a Raheja QBE Car Insurance Policy?
For Raheja QBE car insurance renewal, you can follow the steps mentioned below:
How to File a Claim Under Raheja QBE Car Insurance?
To file a claim under the Raheja QBE car insurance policy, you can follow the below-mentioned steps:
Registration:
Register your car insurance claim by intimating the insurer about the incident. You can call their customer care number or send them an email.
Inspection:
After claim registration, a surveyor will be sent to inspect the extent of damages sustained by the insured car.
Documents Approval:
You may be asked to show certain documents for the claim to be approved. Therefore, make sure to keep the needed documents with you at the time of claim processing.
Repairs & Payment:
The insured car will then be repaired at an authorised network garage, and the insurer will pay for these repairs. If the car has been repaired in a non-network garage, the insurance company will pay back the claim amount to you after you have paid the bill at the garage.
Documents Required to Raise a Claim Under Raheja QBE Car Insurance
To raise a claim under the Raheja QBE motor insurance policy, you will be required to show the following documents for verification:
Car Insurance for Popular Brands in India
FAQs - Raheja QBE Car Insurance
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How can I check the policy status for Raheja QBE car insurance online?
The best way to check the status of your Raheja QBE car insurance policy is from the provider's website. You can log in to the website with your policy details, enter the right policy number and get the details of the status. If you have purchased a policy from us, you can check its status from your Policybazaar account. -
Can I transfer my existing NCB to my Raheja QBE car insurance policy?
Yes, you can transfer your No Claim Bonus discount from your existing car insurance policy when you renew your policy from Raheja QBE General Insurance Company. -
What is the company's process to settle the Raheja QBE car insurance claim?
The Raheja QBE General Insurance Company settles a claim within 7 days of the claim receipt. After you file the claim, an officer will investigate the entire matter and settle the case. You can file a claim on the website and by calling on the insurer's toll-free number. -
Can I get any discount on the purchase of Raheja QBE car insurance?
Following car insurance discounts are available under Raheja car insurance policy purchase: Anti-theft discount, Discount on membership of the Automobile Association of India, NCB discount, Voluntary Deductibles.
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Raheja QBE Car Insurance Reviews & Ratings
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#Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc
*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
+Savings are based on the maximum discount on own damage premium as offered by our insurer partners.
^Lowest Price Guaranteed is based on certifications shared by insurers with us. Policybazaar will facilitate price matching subject to the terms and conditions of select insurers.
##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.
