Shriram Car Insurance

Shriram Car Insurance Add-On

Few additional covers are offered under Shriram car insurance that can be purchased by paying an extra premium. These add-ons include:

• Zero Depreciation Cover

  Under the Zero Depreciation cover, the insurance company will compensate against the depreciation borne by damaged or replaced parts of the insured car. In other words, this add-on covers the depreciation of the insured car at the time of claim settlement, which is generally excluded.

• Daily Reimbursement Cover

  Under the Daily Reimbursement add-on cover, the policyholder is entitled to a daily allowance till the time the insured vehicle is under repairs at a network garage.

• Return to Invoice Cover

  The Return to Invoice cover entitles a policyholder to receive the current invoice value of the car, registration fees and road tax if the car has suffered a total loss.

• Personal Belongings Cover

  Under the Loss of Personal Belongings cover, the policyholder will receive compensation against personal items lost or damaged during a car accident.

• Emergency Transport & Hotel Expenses

  This add-on cover will compensate the policyholder with the cost of hiring a taxi if the insured vehicle has met with an unforeseen accident. Moreover, it will also cover the cost of overnight stay opted by the policyholder.

• Key Replacement Cover

  Under this additional cover, the insurance company will pay for the replacement/repair of the damaged, stolen or lost insured car keys.

• Multicar Rebate

  A Multicar Rebate add-on cover is for those policyholders who own more than one car. This add-on cover extends the benefits of zero depreciation, key replacement and personal belongings add-on covers to other cars as well.

FAQs

• Q1. How to pay a Shriram car insurance premium? What are the modes of payment available?

  Ans. Shriram motor insurance premium can be paid online via bank cards, net banking and UPI payment modes.

• Q2. How can I check the policy status for Shriram car insurance?

  Ans. For checking the Shriram car policy status, you can dial the toll-free number of the company. The customer service associate will provide you with the status of your policy upon confirmation of your details. You can also check the status of your Shriram car insurance online by logging on to their official website.

• Q3. Can I renew Shriram car insurance online? Will I need any documents for that?

  Ans. Yes, you can easily renew your Shriram car insurance policy online from Policybazaar.com. However, you will not need any document for Shriram General Insurance renewal online.

• Q4. What are the details required to settle the claim for Shriram car insurance?

  Ans. You must have the following details handy so that the Shriram car insurance customer care executive can process your claim:

  • Policy number
  • Contact details of insured
  • Date and time of the accident
  • Description of the estimated loss
  • Location of the accident for the surveyor to inspect
  • Driver’s DL details including name and contact details

• Q5. What is the policy cancellation process for Shriram car insurance?

  Ans.To cancel your Shriram car insurance policy, visit the nearest branch with your policy documents and a duly filled surrender form to submit at the counter. Upon a satisfactory check of documents by the office, the policy will be cancelled and the refund will be directly credited to your bank account. Alternatively, you can also contact customer care via phone to get your policy cancelled.