Reliance General Insurance Company is wholly owned by Reliance Capital, which is a subsidiary of the Reliance Group. With over 139 offices and about 28,900+ intermediaries spread all over the country, the Reliance General Insurance Company aims at providing world-class service to all its customers.
The company offers all types of insurance products including car insurance at affordable pricing. Besides, it offers the option of customizing the motor insurance plans, thereby, ensuring complete customer satisfaction and working towards safeguarding policyholders interests.
Features | Coverage and Benefits |
Third-Party Coverage | Yes |
Claim Settlement Ratio | 98% |
Personal Accident Insurance | Up to 15 Lakhs |
Network Garages | 8200 |
No Claim Bonus | Yes |
Reliance car insurance plans offer the below-mentioned features and benefits:
Reliance General Insurance Company offers car insurance under three categories, namely, third-party insurance, own damages insurance and comprehensive insurance.
Third party insurance, as mandated by the law, is an insurance plan which covers any kind of bodily damage, injury or death caused to a third party or his/her property. It excludes covering damages sustained by the insured car.
The coverage offered under a third party liability plan is unlimited for third party injury and death. However, for third party property damage, the compensation is limited to Rs. 7.5 lakh.
An own damage insurance policy offers coverage against damages sustained by the insured car due to unforeseen events like accidents, theft, fire, manmade disasters, etc. This policy does not cover third party liabilities and thus, can be purchased additionally with the liability-only policy.
A comprehensive motor insurance policy provides coverage against any damages caused to the insured vehicle due to events like accidents, theft, fire, earthquakes, riots, etc. This four-wheeler policy also covers third party injuries, death or damages to the property of a third party.
Furthermore, the coverage of a comprehensive car insurance policy can also be enhanced by purchasing additional covers for the insured car on payment of a higher premium amount.
By using Car Insurance Premium Calculator, a car owner can calculate the premium of the car insurance policy before purchasing it. It not only helps to know the premium beforehand but also helps to customize the policy so that it does not overshoot the budget.
By paying an additional amount of premium, a policyholder can opt for additional add-on covers in the base car plan to enhance the coverage on the vehicle. The various add-on covers available under the Reliance car insurance plan are as follows:
NCB Retention add-on cover enables the policyholder to retain his/her NCB even after he has made a claim during the policy tenure.
If the car suffers damage due to any of the causes mentioned in the plan, the company will cover the expense of consumables required to be replenished or replaced during the repairs carried out on the damaged vehicle. The consumables covered under the plan include engine oil, gearbox oil, fuel filter, bearings, washers, etc.
A pay-as-you-drive add-on by Reliance General Insurance Company offers discount on own damage premium based on the kilometres driven by the car in a year. Car owners can select an annual driving limit while choosing the plan. They also need to upload odometer reading at the time of policy booking. If a policyholder is about to exceed the selected limit, he/she can top-up the limit at an additional cost.
Damages to the insured car can only be claimed up to the selected Km limit.
This add-on cover provides coverage against expenses incurred towards fixing any damage caused to engine parts, differential parts or gearbox parts due to water ingression or leakage of lubricating oil. However, the claim has to be made within 7 days of the damage caused.
This Reliance car insurance cover provides protection against the reduction in the value of the vehicle owing to the depreciation of the vehicle. No deductions are done on the car’s parts, except tyres and tubes.
This add-on cover provides compensation for the repairing or replacing of the insured car’s keys if they have been lost, stolen or broken in the event of theft.
Under this add-on cover, the insurer will pay the car owner with a daily allowance if the insured car is under repairs in a network garage.
: Under this cover, the policyholder will receive the full amount equal to the final invoice value of the insured car if the vehicle has suffered a total loss.
To file a claim under Reliance car insurance, follow the steps mentioned below:
To raise a claim under Reliance car insurance, the policyholder will be required to have the following documents:
To renew a Reliance car insurance policy, car owners can visit Policybazaar.com and follow the steps mentioned below:
You can pay Reliance General car insurance premium online through Policybazaar.com.
For online payments, the policyholder can pay via:
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*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
Policybazaar Insurance Brokers Private Limited CIN: U74999HR2014PTC053454 Registered Office - Plot No.119, Sector - 44, Gurgaon - 122001, Haryana Tel no. : 0124-4218302 Email ID: enquiry@policybazaar.com
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