Reliance Car Insurance

About Reliance General Insurance Company

Reliance General Insurance Company is wholly owned by Reliance Capital, which is a subsidiary of the Reliance Group. With over 139 offices and about 28,900+ intermediaries spread all over the country, the Reliance General Insurance Company aims at providing world-class service to all its customers.

The company offers all types of insurance products including car insurance at affordable pricing. Besides, it offers the option of customizing the motor insurance plans, thereby, ensuring complete customer satisfaction and working towards safeguarding policyholders interests.

Key Features of Reliance Car Insurance

Benefits of Reliance Car Insurance

Reliance car insurance plans offer the below-mentioned features and benefits:

• 24*7 on the road assistance is available
• Claims are settled across their 8200 network garages across the country
• The insurance company also offers the facility of a No Claim Bonus (NCB).
• Free towing facility available in the event of a breakdown or accident

Types of Reliance Car Insurance Policy

Reliance General Insurance Company offers car insurance under three categories, namely, third-party insurance, own damages insurance and comprehensive insurance.

1. Reliance Third Party Liability Insurance

Third party insurance, as mandated by the law, is an insurance plan which covers any kind of bodily damage, injury or death caused to a third party or his/her property. It excludes covering damages sustained by the insured car.

The coverage offered under a third party liability plan is unlimited for third party injury and death. However, for third party property damage, the compensation is limited to Rs. 7.5 lakh.

2. Reliance Car Own Damage Insurance

An own damage insurance policy offers coverage against damages sustained by the insured car due to unforeseen events like accidents, theft, fire, manmade disasters, etc. This policy does not cover third party liabilities and thus, can be purchased additionally with the liability-only policy.

3. Reliance Comprehensive Car Insurance

A comprehensive motor insurance policy provides coverage against any damages caused to the insured vehicle due to events like accidents, theft, fire, earthquakes, riots, etc. This four-wheeler policy also covers third party injuries, death or damages to the property of a third party.

Furthermore, the coverage of a comprehensive car insurance policy can also be enhanced by purchasing additional covers for the insured car on payment of a higher premium amount.

Reliance Car Insurance Premium Calculator

By using Car Insurance Premium Calculator, a car owner can calculate the premium of the car insurance policy before purchasing it. It not only helps to know the premium beforehand but also helps to customize the policy so that it does not overshoot the budget.

How to File a Claim Under Reliance Car Insurance?

To file a claim under Reliance car insurance, follow the steps mentioned below:

• Inform the Insurer: Inform the insurance company about the incident immediately to register a claim
• Inspection of Damages: A surveyor will be sent by the insurance company for damages inspection.
• Documents Submission: For the claim to be processed, you will be required to submit certain documents to the surveyor. Make sure to keep these documents handy with you.
• Claim Settlement: In the case of cashless claims, the insurance company will settle the claim by paying the claim amount directly to the network garage. But if the repairs have been done in a non-network garage, you will have to pay the garage bill and raise a reimbursement claim post which the claim amount will be reimbursed to you.

Documents Required to Raise a Claim Under Reliance Car Insurance

To raise a claim under Reliance car insurance, the policyholder will be required to have the following documents:

• Duly signed claim form
• A copy of a valid driving license.
• Copy of Registration certificate
• Copy of car insurance papers
• A copy of the Police FIR.
• Repair estimates
• Repair bills

How to Renew Reliance Car Insurance?

To renew a Reliance car insurance policy, car owners can visit Policybazaar.com and follow the steps mentioned below:

• Go to the Car Insurance from the Insurance Products dropdown
• Enter your car number and view renewal quotes
• Fill in the required details, such as name, email and mobile number
• Select policy expiry and previous claim details
• From the given car renewal plans, select the Reliance car insurance renewal plan and the preferred add-ons.
• Enter the No Claim Bonus discount of your existing car policy
• Fill in the required details and proceed with premium payment
• After premium verification, make the payment online via net banking, cards or UPI.
• After successful completion of payment, your Reliance car insurance renewal will be complete. You will receive your motor policy renewal papers on your email id.