Bajaj Allianz General Insurance Co. Ltd is a joint venture between Bajaj Finserv Limited and the world's leading insurer, Allianz SE. Bajaj Allianz car insurance has a presence in different cities across India. The insurer is known to provide pan India service to its customers along with digitally-enabled car insurance purchase and renewal.
Bajaj Allianz General Insurance Company has been a leader in the motor insurance market with world-class products, efficient service, and after-sales support. The company has been offering various types of economical insurance plans to car owners in India.
|Features||Coverage and Benefits|
|Claim Settlement Ratio||98.5%|
|Personal Accident Insurance||Up to 15 Lakhs|
|No Claim Bonus||Yes|
The features and benefits of Bajaj Allianz motor insurance plans are listed below:
The Bajaj Allianz General Insurance Co. Ltd issues three types of car insurance plans that are described below:
A third-party liability-only plan by Bajaj Allianz General Insurance Company covers a policyholder against third-party property damage, bodily injury and death of the third party. This policy excludes covering damages sustained by the insured car.
The coverage offered in case of third-party property damage is limited to up to Rs. 7.5 Lakh, while for death, the compensation can be unlimited.
Bajaj Allianz Standalone Own Damage motor insurance plan covers the insured car against damages arising due to unanticipated events like a road accident, theft, fire, natural calamities, etc. A policyholder can opt for a standalone car insurance plan along with an existing third-party liability plan.
A package or comprehensive car insurance policy offers protection to the insured car against theft, collision and accidental damage. It also includes damages resulting from fire, earthquake, floods, etc. It also covers accidental third-party liabilities due to the insured vehicle.
A comprehensive car insurance policy can also be enhanced by purchasing add-on covers at an extra premium.
Using the Bajaj Allianz car insurance premium calculator, you can easily get the estimated amount of insurance premium charged for your preferred car insurance policy. It is advisable to use this tool before zeroing down on a car insurance plan. This will give you a fair idea about the premium that you will pay.
In the event of any loss or damage caused to the personal belongings that are kept in the car, the Personal Belongings cover will reimburse the losses incurred.
By purchasing this add-on, you can get compensated for loss of personal belongings like laptop, cellphones, vehicle documents, etc., present in the insured car.
Under roadside assistance cover, emergency roadside assistance is provided to insured cars all over India.
It includes assistance in the event of car battery damage, flat tire, breakdown due to an accident and similar circumstances.
Under the Bajaj Pay as you consume cover, the insurer will offer a lower premium based on the chosen kilometre slab. Damages to the insured car will be covered only up to the chosen limit.
The annual driving slab offered under this add-on includes 3,000, 5,000, 7500, 10,000, 12500 and 15,000 kilometres. If a policyholder is about to exceed the chosen limit, he/she can recharge by paying an additional amount
If the car keys are lost or left inside the car, assistance will be provided to recover the same under key replacement add-on cover.
The cost of new keys and locks are included under this add-on.
Under consumables add-on cover, the insurance company will compensate the expenses incurred in replacing or repairing the damages sustained by the car’s consumables.
These include engine oil, coolant, brake oil, gearbox oil and other consumables.
Under the zero depreciation add-on cover, the insurance company will compensate for the depreciation borne by the insured car during claim registration.
Thus, in the event of a claim, a policyholder will receive the full value of the insured car and its spare parts.
Bajaj Allianz car insurance renewal can be easily done online. Take a look at the steps for Bajaj car insurance renewal online below:
You can file a claim under Bajaj Allianz car insurance by following these steps:
Inform the Insurer:
Immediately inform Bajaj Allianz General Insurance Company about the incident so that they can register a claim as soon as possible. You can register the claim online, over email or by contacting their toll-free number.
Fill out the claim registration form and upload all the required documents. Make sure to keep all the relevant documents handy.
Once the claim has been registered, a surveyor from Bajaj Allianz car insurance will inspect your car and estimate the damages incurred.
Once the inspection is done, the car will be repaired, and the Bajaj Allianz car insurance team will make the payment for the car damage repair to the bajaj network garage. If the repairs have been done at a non-network garage, you can pay the bill, and the insurance company will reimburse you for the repair amount later.
Keep the following documents handy while registering a Bajaj car insurance claim-
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