Bajaj Allianz Car Insurance

Bajaj Allianz car insurance allows you to cover your four-wheeler in case of unforeseen emergencies like accidents, theft, fire and more. This policy by Bajaj Allianz General Insurance Company offers customized insurance solutions along with a customer-oriented approach.

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Cashless garages1024

Plans starting @₹ 2094

*TP price for less than 1000 CC cars. All savings are provided by insurers as per IRDAI approved insurance plan. Standard T&C apply.
Car Insurance Premium Price

Bajaj Allianz

Cashless Garages

1024

Plan type

Comprehensive

Starting from

₹ 2,868

Check premium
Claim Advantage
  • Spot Claims Upto Rs. 30,000
  • Repair service at select cashless garages

Bajaj Allianz

Cashless Garages

1024

Plan type

Third Party

Starting from

₹ 2,094

Check premium
Claim Advantage
  • Covers damages to third party property
  • Covers damages to third party person

Above-mentioned prices are for a 7-year-old Maruti WAGON R AVANCE LXI (998 CC) registered in Gurgaon and 15 days before expiry of previous policy

About Bajaj Allianz General Insurance Company

Bajaj Allianz General Insurance Co. Ltd began its operations in 2001. It is a joint venture between Bajaj Finserv Limited and the world's leading insurer Allianz SE. Bajaj Allianz car insurance has its presence in different cities across India. The insurer is known to provide pan India service to its customers along with digitally-enabled processes.

Bajaj Allianz General Insurance Company has been a leader in the motor insurance market with world-class products, efficient service, and after-sales support. The company has been offering various types of economical insurance plans in the motor insurance sector.

Key Features of Bajaj Allianz Car Insurance

Features Coverage and Benefits
Third-Party Coverage Yes
Incurred claim ratio 68.06%
Personal Accident Insurance Up to 15 Lakhs
Network Garages 1024
No Claim Bonus Yes

Benefits of Bajaj Allianz Car Insurance Plans

The features and benefits of Bajaj Allianz motor insurance plans are listed below:

  • Car repairing assistance at 1024+ network garages where a policyholder can get cashless claim settlement
  • The company also offers  24x7 emergency roadside assistance, which is just a call away.
  • 24x7 claim assistance through SMS, emails, and phone call, even on holidays
  • Tracking and monitoring of the vehicle with Bajaj Allianz Drive Smart Service
  • A policyholder can also transfer his/her No-Claim Bonus from a previous motor insurance policy to Bajaj car insurance.
  • A policyholder can avail motor on the spot service and conduct a self-survey of his/her vehicle in case of a breakdown or collision and get claim settlement on the spot.
  • Add-on covers, such as Conveyance Benefit and Consumable Expenses, can be purchased for increased protection under the car insurance plan.
  • Bajaj Allianz car insurance plans also offer Personal Accident Cover to the policyholder.
  • The claim settlement ratio of Bajaj Allianz car insurance is 98%.

Types of Bajaj Allianz Car Insurance Policy

The Bajaj Allianz General Insurance Co. Ltd issues three types of car insurance plans that are described below:

Third-Party Car Insurance Policy

A third-party liability only plan by Bajaj Allianz General Insurance Company covers a policyholder against third party property damage, third-party bodily injury and death of the third party. This policy excludes covering damages sustained by the insured car.

Standalone Own Damage Insurance Policy

Bajaj Allianz Standalone Own Damage motor insurance plan covers the insured car against damages arising due to unanticipated events like a road accident, theft, fire, natural calamities, etc. A policyholder can opt for a standalone motor insurance plan along with an existing third-party liability plan.

Comprehensive Car Insurance Policy

A comprehensive car insurance policy offers protection to the insured car against theft, collision and accidental damage. It also includes damages resulting due to fire, earthquake, floods, etc. It also covers third-party liabilities. A comprehensive motor insurance policy can also be enhanced by purchasing add-on covers at an extra premium.

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Bajaj Allianz Car Insurance Premium Calculator

Using the Bajaj Allianz car insurance premium calculator, you can easily get the amount of insurance premium charged for your preferred car insurance policy. It is advisable to use this tool before zeroing down on a car insurance plan. This will give you a fair idea about the premium that you will pay.

Coverage Under Bajaj Allianz Car Insurance

  • Inclusions
  • Exclusions
  • Manmade Calamities: Loss or damage to the insured car resulting from manmade calamities such as strikes, riots, etc.
  • Natural Calamities: Damages resulting from flood, earthquake, cyclone, hurricane, inundation, landslide, etc. are covered under your car insurance plan.
  • Third-PartyLegal Liability: Any legal liabilities arising due to accidental loss or damage caused to third-party property, vehicle or person including accidental death or injuries.
  • Theft: Damages sustained by the insured car due to theft, housebreaking or burglary.
  • In-transit Damages: Any car damage that has taken place while in transit by rail, road, air, inland waterway, lift or elevator.
  • Fire: Damages to the insured car due to fire, explosion, self-ignition and lightning are also covered in the Bajaj Allianz car insurance plan.
  • Contractual Liability: Claims arising out of contractual liabilities involving the insured car are not covered under the Bajaj Allianz vehicle insurance plan.
  • Consequential Losses: The insurance company will not cover any consequential loss of the car under its car insurance plans.
  • Depreciation: Regular wear and tear resulting in the depreciation of car body parts are also excluded.
  • Drunk Driving: Damages sustained by the insured car if the driver was under the influence of alcohol are not covered.
  • Invalid Driving License: No cover will be provided if the driver was driving without a valid driving license.
  • Breakdown: Damages arising due to mechanical or electrical breakdown of the car are not covered.
  • Used for Other Purpose: If a private insured car is being used for commercial purposes, the damages sustained will not be covered.

Bajaj Allianz Car Insurance: Add-ons

To ensure wider coverage in the time of crisis, you can get the following add-on covers in your car insurance policy -

  • Personal Baggage Cover

    In the event of any loss or damage caused to the personal belongings that are kept in the car, the Personal Belongings cover will reimburse the losses incurred.

  • 24x7 Spot Assistance

    Under this cover, emergency roadside assistance is provided to the insured car all over India. It includes assistance in the event of car battery damage, flat tire, breakdown due to an accident and similar circumstances.

  • Lock And Key Replacement Cover

    If the car keys are lost or left inside the car, assistance will be provided to recover the same under this add-on cover, including the cost of new keys and locks.

  • Consumables Expenses

    Under this add-on cover, the insurance company will compensate the expenses incurred in replacing or repairing the engine oil, coolant, brake oil, gearbox oil and other consumables while the car is being repaired.

  • Conveyance Benefit

    If the insured car is getting repaired in a cashless workshop, the policyholder will get a 'per day' cash benefit for the everyday commute.

  • Zero Depreciation Cover

    Under the zero depreciation add-on cover, the insurance company will compensate for the depreciation borne by the insured car during claim registration. Thus, in the event of a claim, a policyholder will receive the full value of the insured car and its spare parts.

  • Engine Protector Cover

    The Engine Protector add-on will cover the expenses incurred in replacing or repairing the engine of the insured car due to oil leakage, water ingression, and more.

How to File a Claim Under Bajaj Allianz Car Insurance?

 You can file a claim under Bajaj Allianz car insurance by following these steps:

  • Inform the Insurer: Immediately inform Bajaj Allianz General Insurance Company about the incident so that they can register a claim as soon as possible. You can register the claim online, over email or by contacting their toll-free number.
  • Submit Documents: Fill out the claim registration form and upload all the required documents. Make sure to keep all the relevant documents handy.
  • Car Inspection: Once the claim has been registered, a surveyor from Bajaj Allianz car insurance will inspect your car and estimate the damages incurred.
  • Claim Processed: Once the inspection is done, the car will be repaired and the Bajaj Allianz car insurance team will make the payment for the car damage repair to the network garage. If the repairs have been done at a non-network garage, you can pay the bill and the insurance company will reimburse you the repair amount later.

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Documents Required to Raise a Claim Under Bajaj Allianz Car Insurance

Keep the following documents handy while registering a Bajaj car insurance claim-

  • Copy of Police FIR
  • Duly signed claim form
  • Proof of the car insurance policy
  • Copy of valid driving licence
  • Estimate bill for repairs
  • Repair bills and payment receipts
  • Copy of Registration Certificate
  • Claims discharge signed across a revenue stamp

How to Renew a Bajaj Allianz Car Insurance Policy?

Bajaj Allianz car insurance renewal can be easily done online. Take a look at the steps for Bajaj car insurance renewal online below:

  1. Visit the Car Insurance page on Policybazaar.com
  2. Enter the car number on the given form and select “View Instant Quotes”
  3. Fill in the required details and select view prices
  4. Select the policy expiry date and previous claim details
  5. From the mentioned plans, find the Bajaj Allianz car insurance plan you want to renew. You can also view policy details.
  6. Include the add-ons you want to add to your plan
  7. Select the NCB discount of your existing policy
  8. Fill out the proposal form and verify the details
  9. Once the details are verified, select summary and payment.
  10. After the premium verification, make payment.
  11. As soon as the payment is received, your Bajaj Allianz car insurance renewal will be complete.
  12. Your Bajaj Allianz car insurance renewal online papers will be sent to you at your registered email.

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Bajaj Allianz Car Insurance Reviews & Ratings

4.4 / 5 (Based on 172 Reviews)
(Showing Newest 10 reviews)
Shamsher
Jakhal, December 08, 2021
Claim settlement
Bajaj Allianz Insurance company has fulfilled all the promises which was made while buying the plan from Policybazaar. my car got repaired cashless with the help of my policy which i had taken from Policybazaar. i would love to recommend Policybazaar to everyone.
Kannu
Nagpur, November 10, 2021
Great experience
The services i have received from Policybazaar were efficient. i can avail so many benefits which i got at reasonable rate. process was easy and the response was very satisfactory. i had a great experience with Policybazaar while buying bajaj Allianz car insurance.
Akshay
Nagercoil, September 14, 2021
Low premium
I have insured my newly bought car by taking bajaj Allianz car insurance from Policybazaar. it offered high coverage and benefits to me under the plan. i have got several of benefits at low premium rate. i am happy and satisfied that i have taken my plan from PolicyBazaar.
Lalita
Hapur, September 13, 2021
Low cost
I was searching for car insurance and i wanted it at low cost. But i could not find the plan that provides good coverage at low cost. I consulted with some of my friends and most of them suggested me Policybazaar. I finally found an affordable car plan from Policybazaar.
Naresh
Bikaner, September 06, 2021
customer support
Policybazaar provides the best support to its customers and is always ready to help. Policybazaar provides 24*7 customer support. I am also a customer of Policybazaar for two years. I took car insurance from here and my experience with them was great.
Jaydeep
Latur, September 02, 2021
Good guidance
If someone wants to take a policy then they should try Policy Bazaar. You will get very good service from Policy Bazaar, like I got. the team guided me very well at every step and cleared all my doubts.
Keshav
Akola, September 02, 2021
Helpful staff
I went to the policy Bazaar office. from here I got my car insured. i took bajal Allianz car insurance in which I did not face much trouble and took very less time to insure my car. The facilities of the company were good, the staff was very helpful.
Hina
Dombivli, August 27, 2021
Roadside assistance
I have bought the Bajaj Allianz Car Insurance Plan policy from the market. There are different variants in the plan in which you can pick it up as per your choice. i have got cashless claim settlement feature, roadside assistance and many more features.
Navesh
Nashik, August 26, 2021
Well trained staff
I went to the policy Bazaar on the suggestion of my friend as I had to get the car insured. Their team is quite well trained and knowledgeable. They shared all the details with me and answered all my questions.
Rekhs
Virar, August 25, 2021
Great features
After visiting many website i Landed to the policy bazaar website. Policy Bazaar provides very good features like Faster Claim Settlement, Easy Online Renewal, High Coverage and so on. I have taken Bajaj Allianz car insurance from here.