Future Generali Car Insurance

Future Generali Car Insurance: Add-ons

Future Generali car insurance also offers add-on covers that a policyholder can opt for along with the base policy to enhance the coverage provided to his/her car. Take a look at these add-on covers below:

• NCB Protect Cover

  An NCB Protect cover allows a policyholder to protect his/her No Claim Bonus even if a claim has been filed with the insurance company. Usually, the NCB gets nullified as soon as the policyholder raises a claim but with this add-on, it will stay intact even if the claim has been made.

• Consumables Cover

  The Consumables cover provides coverage against repair or replacement of consumable parts, such as bolts, nuts, screws, oil, etc., of the insured car.

• Engine Protect Cover

  Under an Engine Protect cover, the policyholder will be compensated against any damage sustained by the engine and gearbox of the insured car due to water ingression or leakage of oil.

• Roadside Assistance Cover

  This add-on cover will provide basic roadside assistance service in case the insured car stops somewhere on the road. The insurer will provide compensation for towing, minor repairs, battery breakdown, etc.

• Loss of Personal Belongings

  Under the Loss of Personal Belongings add-on cover, if personal belongings in the vehicle are lost, the customer is provided compensation for up to Rs. 50,000.

• Tyre Damage Cover

  Under Tyre Damage cover, the policyholder will be compensated for the repair or replacement of the tyres and tubes of the insured car.

• Zero Depreciation Cover

  A Zero Depreciation cover protects the customer against the depreciating value of the car parts and ensures that he/ she gets the full claim amount.

• Loss of Keys Cover

  Under the Loss of Keys cover, the owner is insured against the loss or theft of keys of the insured vehicle. The compensation amounts to a maximum of Rs. 50,000.

• Inconvenience Allowance

  The Inconvenience Allowance cover entitles the policyholder to a daily allowance of Rs. 3,000 for 15 days in case the car is getting repaired at a network garage.

Future Generali Car Insurance – FAQs

• Q1: How can I make payments for my Future Generali car insurance premium?

  Ans: There are three payment modes available to pay the premium of your Future Generali four wheeler insurance policy:

  • Auto Debit:You can choose to get the premium payment debited automatically from your bank account.
  • Cheque Deposit:You may choose to deposit your Future Generali Car insurance premium payment through a cheque.
  • Direct Online Payment:You may even choose to make a direct online payment for your Future Generali Car insurance policy.

• Q2: How do I check the status of my Future Generali car insurance policy?

  Ans: You may easily check your policy details online at Future Generali India Insurance Co. Ltd. official website. All you have to do is create a profile and log in to your account. You will have your car insurance policy details listed under your profile.

• Q3: How long will it take to settle my Future Generali car insurance claim?

  Ans: The Future Generali Car insurance settles all the car insurance claims directly upon submission of all required documents within 7 working days.

• Q4: What is the process for cancellation of car insurance by Future Generali car insurance?

  Ans: To cancel your car insurance from Future Generali India Insurance Company, you can contact your customer care team physically or via phone/email. You can walk into one of the nearest branch offices along with your car insurance policy documents and a duly filled surrender form to get your policy cancelled. It, typically, takes 5 business days for the cancellation to be processed and a refund to be made. After the policy is cancelled, a letter intimating the cancellation of the policy is sent to you at your registered address.

• Q5: From where should I get my car repaired?

  Ans: For cashless repair to your cars, you must approach one of the many Future Generali Car insurance Convenient Workshops. You may seek help from the insurer’s Contact Centre or their surveyors to find out more about these workshops.

• Q6: What should I do if my car insured under the Future Generali Car insurance policy gets stolen?

  Ans: Immediately inform the nearest local police station about the theft of your car. A surveyor appointed by Future Generali India Insurance Company will, then, contact you and subsequently assist you to raise a claim.

• Q7: From where can I get a Future Generali car insurance claim form?

  Ans: You may find a copy of the Future Generali car insurance claim form in the kit received at the time of purchasing the policy. In addition, you may also get claim forms from one of the Future Generali car insurance representatives or one of the convenient workshops. Alternatively, you may download the car Insurance claim form directly from Future Generali India Insurance Co. Ltd. official website.

• Q8: What if someone else was driving my insured car at the time of the accident? Will Future Generali Car Insurance cover my losses?

  Ans: If your vehicle is insured under the comprehensive car insurance policy or own damages policy  offered by Future Generali India Insurance Company and the individual driving the car has a legal driving license, then the accidental damages shall be covered subject to the terms and conditions.