HDFC ERGO Car Insurance

3.9 / 5 based on 27 User Reviews
*Please note that the quotes shown will be from our partners

HDFC ERGO Car Insurance Policy Overview

HDFC ERGO Car Insurance provided by HDFC ERGO General Insurance Company Ltd, which is a joint venture (JV) between a leading housing finance firm in India - HDFC Limited and ERGO International AG, vital part of Munich Re Group. HDFC Limited owns 74 per cent shares, while ERGO International AG owns 26 per cent shares in the company. A complete range of general insurance products are provided from Health, Mediclaim, Home, Motor, Personal Accident and Travel insurance. Further they offer a wide range of bespoke products such as Marine, Property, and Liability Insurance in Corporate Level. At HDFC Ergo, their car insurance policies and products are innovated in such a manner to fulfil their Endeavour to keep life as normal despite the shortcomings that come to you.

HDFC ERGO car insurance continuously tries to upgrade itself and cater to the needs of every individual in the fast moving world. They try doing the same by excellent customer support service that too automated. It is aiming to expand its network across the country and currently it has 109 branches 89 cities with over 1900 employees. It surely has a robust distribution network which includes brokers, retail, corporate agents, bancassurance and of course its own direct sales team. ICRA recognized the highest claim-paying ability of HDFC ERGO and assigned the company iAAA rating based on that. It has also been awarded the ISO certification for their claim services, policy issuance, customer servicing and seamless Information Security processes being followed at all their offices.

The HDFC car insurance company seeks to have a vision of becoming the most admired insurance firm in India, enabling its customers to progress, thereby responding to their needs preferences and necessities constantly. The set of values that they follow is SEED - Sensitivity - building the business on empathy and the effort to understand the needs of both internal and external customers, Excellence- strive to bring about more innovative products and set new benchmarks for themselves, Ethics- fulfil the commitments and maintain transparency, Dynamism - the “can-do “approach. Ethical approach and maintain high levels of integrity.

Feature Specification
Third Party Coverage Up to 7.5 Lakhs
Network Garages 3400+ Network Garages Across India
Claim Ratio 90.35% (For year 2014-2015)
Coverage Offered In addition to the basic cover, the insurer also offers depreciation cover, road side assistance, emergency assistance add-ons, etc.


Why to Buy HDFC ERGO Car Insurance Plans?

Our investments have a lot of importance and especially when we purchase a vehicle. Motor Insurance Plans aim at giving our vehicle an extensive coverage against damage, losses, and third-party liability. And when it comes to motor insurance, it is difficult not to talk about HDFC Ergo Car Insurance. The car insurer ensures that a big hole is not burnt in our pockets in case our vehicle meets with any accident, gets stolen, and faces an accident on the road. The motor insurance plan offers easy issuance of policy online, 24x7 helpful and friendly customer support, access to cashless claims at 1600 plus authorized garages and a wide range of other benefits. The HDFC Ergo Car Insurance plan gives you the necessary coverage instantly. This motor insurance plan also gives you the leverage to calculate the car insurance premium online and allowing you to choose the best plan for yourself. No sooner is the four wheeled vehicle on the road than it becomes prone to any kind of damage. Hence a car insurance plan is but necessary to cover all the damages caused herewith.

HDFC Ergo Car Insurance IDV Rs. 5,78,179 IDV Rs. 11,67,272 IDV Rs.12,73,431
Premium Rs.25,501 Rs. 32,314 Rs. 28,722
Garage Network Over 3000 network garages across India Over 3000 network garages across India Over 3000 network garages across India
Third Party Coverage Up to Rs.7,50,000 Up to Rs.7,50,000 Up to Rs.7,50,000
Personal Accident Insurance Coverage Up to Rs.2,00,000 Up to Rs.2,00,000 Up to Rs.2,00,000

 

Features and Benefits of HDFC ERGO Car Insurance:

This HDFC Ergo Car Insurance plan provides comprehensive support through customer care team.

  • The HDFC Car Insurance plan can be bought online instantly
  • Liability to 3rd Party - These insurance plans covers the legal liabilities that arise out of an Injury or death of a 3rd party or property damage, in case of an accident involving the vehicle.
  • Personal Accident insurance cover for Driver or Owner - This HDFC Ergo Car Insurance plan provides compulsion Personal Accident insurance Cover of Rs.2 lacs covering Accidental Death and Permanent Disability.
  • Loss or damage to the car caused due to any of the following - accident by external means, Burglary, Housebreaking theft, fire, explosion, Lighting, Terrorism, Riots, Transit by road, rail, air etc, earthquake, flood etc.
  • The insurance coverage of the Vehicle in the HDFC Motor Insurance plan would depend on its insured declared value, which would be the maximum amount payable when a claim is made for Total Loss / Theft.
  • The HDFC Car Insurance premium amount shall be determined by a lot of factors in this plan - Sum Insured, Vehicle type, Vehicle’s age, Place of Registration, and Fuel Type. This plan also allows one to enjoy a lot of other benefits by paying some additional premium amount - Personal Accident Insurance cover for the owner or driver legal liability for paid driver in connection with the operation of the vehicle, etc.
  • Add on plans for enhancing car insurance coverage - A comprehensive HDFC motor insurance plan aimed at optimizing insurance coverage. With add-on plan feature it provides added security, minimizes expenses, the scope of car insurance coverage has widened.

Optional Coverage in HDFC ERGO Car insurance Policy

HDFC ERGO Motor insurance Company offers a wide range of optional covers to provide comprehensive and iron-clad protection to all its policyholders.

Listed below are optional insurance covers provided by the company:

  • Named/Unnamed Personal Accident Cover: The car insurance policy provides personal accident cover rto the person named in the policy, from the commencement of the car insurance policy. The co-passengers or paid drivers mentioned in the policy are also covered by the policy. In addition, this car insurance policy also provides coverage to the unnamed individual apart from the named individual in the policy.
  • Electrical/ Non-Electrical Accessories Cover: This optional car insurance cover provides comprehensive coverage for the accessories including but not limited to fog lights, music system, etc. of the covered car. On the other hand, non-electrical accessories cover provides coverage against damages to fittings such as alloy wheels, seat covers, etc.
  • CNG Kit Cover: Those purchasing HDFC ERGO car insurance can opt for this optional car insurance cover at the time of the purchase of the car insurance. Policyholders are compulsorily required to declare the installation of CNG kit in the vehicle at the time of purchasing the policy.

Add On Covers in HDFC Ergo Car Insurance Policy

HDFC Ergo insurance offers a wide range of add-on covers to make it easy for its policyholders to ensure extra protection both for them and their vehicles.

Here’s a list of just some of the many add-on covers offered by HDFC Ergo Car Insurance.

  • Zero Depreciation Cover - Thisadd-on cover makes it easy for policyholders to access the full claim fund without having to worry about the depreciation value of their car. Depreciation is the decrease in the total value of the car because of age and the normal wearing away that occurs to the car, over the years of usage.
  • Down Time Protection - This is anamazingadd-on cover that offers you coverage against your expenses incurred in traveling or commuting, if your car is in the garage for a long period of time or in case you have lost the car and are waiting for a replacement.

There are some limitations that apply to this add-on cover. These limitations are as follows:

      • An amount equal to Rs.500 each day is allowed as a daily allowance for private cars.
      • Coverage is allowed only for 5 days in case of partial loss and 15 days for theft or total loss claims.
      • Coverage is allowed a max of 3 times for partial loss and 1 time for total loss or theft.
  • Engine and Gearbox - This add on car insurance cover helps you protect against any damages to your engine and gear box of your covered car. The add-on covers a wide number of gearbox and engine issues arising due to waterlogging, oil leakages and accidental damages.
  • NCB Protection - For starters,NCB stands for No Claims Bonus. This is a bonus given by the insurer each claim free year. NCB protection add on cover ensures that your NCB bonus doesn’t get lost when you need to make a claim. You can avail a maximum of up to 3 claims per policy with this add-on cover.
  • Consumable Expense Cover - This add-on cover car covers you against any expenses that may arise due to the purchase or acquisition of consumable products that you may require in case of damage made to your car.

HDFC ERGO Car Insurance - Emergency Assistance

HDFC ERGOCar Insurance Company provides its policy holders with amazing emergency assistance add-on cover plan to help protect them in the event of any emergencies. This add-on cover ensures iron-clad financial protection and decreases financial liabilities for the policy holders in the event of accidents or total loss of the vehicles.

This add-on cover Car Insurance plan helps policyholders provides:

  • On-Site Repair Assistance - The add-on cover provides easy access to onsite minor repairs relating to electrical or mechanical breakdowns to the insured vehicle. This facility comes in handy in the event of a breakdown that renders the vehicle immobile.
  • Duplicate Keys Assistance - The add-on cover plan also ensures that a new key set for the insured car is delivered to the policy holder, in case the keys are lost.
  • Lost or Locked Keys Assistance - The add-on cover car insurance plan also ensures help to the policyholders in the event of lost or locked keys. In the event of keys getting lost, the insured vehicle is towed to a safe location nearby and taken care of till the time policy holder arranges new key set.
  • Battery Jump Start Assistance - The add-on cover plan also helps insurance holders in the event of battery in the insured vehicle gets dead or malfunctions. In such situations, the company arranges for dead or misfunctioning battery jump start services.
  • Flat Tyre Assistance - The add-on cover also helps in the event of the insured vehicle enduring a flat tyre. Under this add-on cover plan, the policy holders can get their flat tyres replaced with a spare tyre as provided by them. In the situation where the tyre is not in the condition of being replaced, the insured vehicle is towed to nearest garage or tyre repair store or the policy holder is transferred between the nearest tyre repair shop and the insured vehicle.
  • Fuel Delivery - This add-on cover also provides the insurance holders with the access to up to 5 litters of fuel if their insured car runs out of fuel. However, the fuel cost is to bore by the policy holder.
  • Fuel Tank Assistance - In the event of thefuel tank getting filled with low-quality or wrong fuel, this add-on cover provides company technicians to help policy holders empty the fuel tank and assist them with any related issues.
  • Towing Assistance - In case there is a breakdown or an accident that renders the insured vehicle immobile, this add-on cover plan provides assistance to tow the vehicle to the nearest network garage or non-network garage approved by the company.

Exclusions under HDFC Ergo Car Insurance Policy:

  • Damage by a person without a driving license.
  • Damage by a person under the influence of Alcohol or drugs.
  • Loss/damage outside India.
  • Depreciation
  • Damage to tubes and tyres unless the vehicle is damaged at the same time in which case the liability of the company shall be limited to 50% of the cost of replacement.

Private Car Insurance by HDFC Ergo Motor Insurance:

The Private Car Insurance plan selection has to be one of the first things you buy for your car. A financial safeguard such as car insurance becomes one of the most important purchases that one has to make. No matter if it is a natural or manmade disaster, such as a flood, earthquake, loss, or damage, car Insurance plans are to take care. Few highlights of the plans are approval within 24 hours of the vehicle in reaching the garage, cashless services at authorized garages, toll-free helpline, hassle free settlement, value-added services like towing, ambulance etc.

Features and Benefits of Private Car Insurance Plan:

  • This HDFC Ergo Car Insurance plan provides comprehensive support through the customer care team.
  • The car policy can be bought online instantly.
  • Liability to 3rd Party - These car insurance plans covers the legal liabilities that arise out of an Injury or death of a 3rd party or property damage, in case of an accident involving the vehicle.
  • Personal Accident insurance cover for Driver or Owner - This car insurance plan provides a compulsion Personal Accident Cover of Rs. 2lacs covering Accidental Death and Permanent Disability.
  • Damage to or loss of the vehicle caused due to any of the following - accident by external means, Burglary, Housebreaking theft, fire, explosion, Lighting, Terrorism, Riots, road, rail or air transit, etc., earthquake, flood etc.
  • The insurance coverage of the Vehicle in this HDFC Car Insurance plan would depend on its insured declared value, which would be the maximum amount payable for a claim for Total Loss / Theft.
  • The car insurance premium amount shall be determined by a lot of factors in this plan - Sum Insured, Vehicle’s type, Vehicle’s age, Registration place, and type of fuel. This plan also allows one to enjoy a host of other awesome benefits by paying some additional premium amount - Personal Accident cover for the owner or driver legal liability for paid driver in connection with the operation of the insured vehicle, etc.
  • Add on plans for enhancing insurance coverage - a comprehensive motor insurance plan aimed at optimizing coverage. With add-on plan feature it provides added security, minimizes expenses, the scope of coverage has widened.
  • Claim Bonus - an incentive provided in this car insurance plan that if no claim is made then you get discounts.

This table will allow you give you a better understanding of Incentive and discounts.

Period of Insurance % of Discount on own damage Premium
Preceding Year 20%
Preceding 2 consecutive years 25%
Preceding 3 consecutive years 35%
Preceding 4 consecutive years 45%
Preceding 5 consecutive years 50%


Exclusions Under Private Car Insurance Plan By HDFC Ergo Motor Insurance:

  • Damage by a person without a driving license.
  • Damage by a person under the influence of Alcohol or drugs.
  • Loss/damage outside India.
  • Depreciation - aging / wear and tear
  • Damage to tubes & tyres unless the vehicle is damaged in the accident.

Commercial Vehicles Insurance by HDFC Car Insurance:

Since commercial vehicles are meant for the business purpose, hence it’s extremely important that the business goes on efficiently. HDFC Ergo insurance offers plans for commercial vehicles which protect the vehicles and protecting the business from financial loss. If there is any damage caused to the vehicle, then there is accidental loss, the financial loss, legal liability, and property damage. All of this is protected by these insurance plans. This HDFC ERGO Car Insurance plan offered by them is a package of plans for various classes like Goods Carrying Vehicles (both Public and Private Carriers), Carrying vehicles, Trailers, Passenger vehicles, and some specific vehicles like a Tractor, Mobile Rig, Excavator, Shovel etc.

Few highlights of the car insurance plans are approval within 24 hours of the vehicle in reaching the garage, cashless services at authorized garages, toll-free helpline, hassle free settlement, value-added services like towing, ambulance etc.

Features and Benefits under Commercial Vehicles Insurance Plan:

  • Loss or damage to the vehicle caused due to any of the following - accident by external means, Burglary, Housebreaking theft, fire, explosion, Lighting, Terrorism, Riots, Transit by road, rail, air etc, earthquake, flood etc.
  • The insurance coverage of the Vehicle under this HDFC ERGO Car Insurance plan would depend on the IDV or Insured Declared Value. The IDV would be the maximum amount payable for Total Loss / Theft claim.
    You May also like to Read about: Insured Declared Value(IDV)
  • Personal Accident cover for Driver or Owner - This plan provides a compulsion Personal Accident Cover of Rs. 2lacs covering Accidental Death and Permanent Disability.
  • The car insurance premium amount shall be determined by a lot of factors in this plan - Sum Insured, Vehicle’s type, Vehicle’s age, Registration place, and type of fuel. This plan also allows one to enjoy a lot of other benefits by paying some additional premium amount - Personal Accident cover for the owner or driver legal liability for paid driver in connection with the operation of the insured vehicle, etc.
  • Simple documentation for claims settlement - this car insurance plan ensures that the claim process is very simple and hassle free - Duly filled and signed claim form, driving license, registration book copy, copy of insurance certificate, load challan, route permit, FIR etc.
  • This HDFC Ergo Car Insurance plan provides you with the facility of Spot Survey - it can be carried within 6 hours and waived after 6 hours.
  • State of the art of technology for claims and processing and standardized quality service across all branches.

Exclusions under Commercial Vehicles Insurance Policy:

  • Damage by a person without a driving license.
  • Damage by a person due to drunken driving or driving under the influence of drugs.
  • Loss/damage outside India.
  • Depreciation - aging / wear and tear
  • Damage to tubes & tyres unless the vehicle is damaged in the accident.

Liability only Insurance:

Liability Insurance is one of the compulsory requirements for purchasing a vehicle. It is a legal compulsion, motor insurance plans enable you to cover the liability that arises out of third party property damage, death or injury to a third party.

Features:

  • This HDFC Ergo Car Insurance plan provides comprehensive support through customer care team.
  • This car insurance plan can be bought online instantly
  • No lengthy procedure
  • Liability to 3rd Party - These car plans covers the legal liabilities that arise out of an Injury or death of a 3rd party or property damage, in case of an accident involving the vehicle.
  • Personal Accident insurance cover for Driver or Owner - This plan provides a compulsion Personal Accident insurance Cover of Rs. 2lacs covering Accidental Death and Permanent Disability.

Exclusions:

  • Claim arising out of any contractual liability.
  • Any liability caused either directly or indirectly or contributed to by or arising from nuclear weapons material

HDFC Ergo Motor Insurance Network Garages

HDFC Ergo Motor Insurance offers all its policy holders quick and easy access to over 3000+ authorized network garages located across the country. HDFC Ergo Motor Insurance owners get to enjoy cashless claim services at one of the many network garages. In addition, the car insurance company also offers roadside assistance to its customers.

HDFC ERGO Car Insurance Premium Calculator

At Policy Bazaar, we facilitate you to calculate the premium payable so as to avail the coverage against the loss or damage to your car in the event of theft or an accident. We provide you with the HDFC ERGO Car Insurance Premium Calculator to be informed about the premium you are going to pay to your insurer in exchange for the coverage and benefits offered to you in the event of an emergency caused by a road accident or an unfortunate event like theft. Simply, enter your car’s details and quickly calculate the premium.

HDFC ERGO Car Insurance - Discounts

HDFC ERGO Car Insurance Company not only offers a host of awesome services and features, but it also provides special discounts to reward its policyholders. Here are just some of the many types of discounts offered by HDFC ERGO Motor Insurance Company.

  • Age Specific Discount - HDFC ERGO Motor Insurance Company provides additional discounts to policyholders depending on their age. These discounts are worded as listed below:
    • 5% discount is offered to the insurer, on Own Damage Section of the policy, if their age is between 35- 45 years.
    • 10% discount is offered to the policyholders between the age of 46 and 60 years, on the Own Damage Section of the policy.

Points to Remember:

    • Policyholders must submit a copy of your valid pan card to avail the age discount offered by HDFC ERGO Car Insurance Company.
    • Policyholders are required to submit a valid proof of age at the time of claim to avail the age related discounts offered by the insurer.
  • Occupation Specific Discount - HDFC ERGO Car Insurance Company offers a 5% discount to the policyholders, on the Own Damage Section of the policy, depending upon their occupation. People who may avail this discount are:
    • A practicing Chartered Accountant.
    • Defence, paramilitary and Indian armed forces personnel.
    • Teachers in Government approved school (or other educational institutions)
    • State or Central Government employees.
    • Doctors recognized by Medical Council.

Points to Remember:

    • Policy holders need to submit a proof of their occupation at the time of claim.
  1. No Claim Bonus Discount - Policyholders can avail discounts on Own Damage Section of the policy, for each claim-free year.
  2. Other Discounts:
    • Policyholders can also earn huge discounts by installing anti-theft devices approved by ARAI in their insured car.
    • Policyholders, who are members of AAI (Automobile Association of India), also get to earn huge discounts on their HDFC ERGO car insurance premiums.

How to Apply For HDFC ERGO Car Insurance online?

If you’re interested in applying for HDFC ERGO car insurance, you may:

  • Directly contact company’s sales helpline representatives, discuss your options and purchase a policy directly.
  • Fill in the sales form, providing name, call-back number and email id, on company’s official website.
  • Visit company’s official website and buy a policy directly from the website.
  • Visit a nearby HDFC ERGO branch.
  • Compare different insurance quotes from HDFC ERGO Car Insurance at Policybazaar.com and purchase a policy directly.

HDFC ERGO Car Insurance Renewal

Now, renew you existing HDFC ERGO Car Insurance policy online at policybazaar.com and make quick payment through your Debit or Credit Card, or via Internet Banking as the payment mode. Simply, log onto www.policybazaar.com and choose the Car option to begin. Provide the registration number of your car along with your personal details marked as mandatory, and proceed to the payment. Once the payment is done successfully, you will get the e-copy of your policy document delivered into your inbox via an email.

HDFC Car Insurance - FAQs

Q1: Do I need Car Insurance?

Ans: Each car plying on the road must be insured with a third-party liability only coverage at the very least, states Motor Vehicle Act, 1988.

Q2: Can I purchase HDFC EGRO Car Insurance policy online?

Ans: Yes, HDFC ERGO allows you to purchase car insurance online with your Debit or Credit card, or Internet Banking as a choice of the payment.

Q3: How much coverage does HDFC ERGO Car Insurance policy provide?

Ans: The car insurance coverage provided by copany depends on the IDV as well as the listed selling price of the car. One can purchase a policy and file a claim online through company’s website. For quick assistance, call 1800-2-700-700.

Q4: Can I renew my existing HDFC ERGO Car Insurance online?

Ans: Yes, HDFC ERGO allows you to renew your existing car insurance policy online. Simply, log on to the company’s website and log in with your username/email and password to proceed.

Q5: Can I renew my other car insurance policy with HDFC ERGO?

Ans: Yes, HDFC ERGO car insurance allows you to renew your other car insurance plan with HDFC ERGO with your Debit or Credit card, or Internet Banking as a choice of the payment.

Q6: What types of car are typically insured by HDFC ERGO?

Ans: You can purchase comprehensive car insurance coverage for your new as well as used car from HDFC ERGO.

Q7: What is the claim settlement process of HDFC ERGO Car Insurance?

Ans: Generally, HDFC ERGO does not take more than 3 business days in case of theft or a minor accident. The company claims to settle all types of claims within 7 business days. The documents required by this car insurance company to process your claim include the proof of policy document along with a duly signed claim form.

Q8: Does HDFC ERGO Car Insurance Company offers any age specific and/or occupation specific discounts?

Ans: Yes, the car insurance company does offer a discount of 5% on own damage to a policyholder between the age group 35 years and 45 years. The percentage of discount increases to 10% for anyone with the age between 46 years and 65 years. Charted accountants, employees of state and central government, charted accountants, government school teachers, doctors in government hospitals can avail 5% discount on own damages.

Q9: Can I transfer my NCB discount?

Ans: Yes, you can transfer your no claim bonus accrued on your previous car insurance policy to the new one purchased from HDFC ERGO. You are entitled to get similar benefits along with your new car insurance policy with HDFC ERGO car insurance.

Q10: Can Liability Only insurance policy be transferred to HDFC car insurance?

Ans: Yes, you simply need to transfer your no claim bonus accrued with your previous car insurer to HDFC car insurance. Once you do it, the benefits you get with HDFC ERGO will be the same as you used to get from your previous insurer.

HDFC ERGO Car Insurance Reviews

TOTAL REVIEWS (27)
Manav
Pratapgarh
October 21, 2016

Get your motor secured

Having trouble to choose in wide range of car insurance plans. Then my colleague suggested me hdfc ergo general insurance, I see terms and conditions which is very beneficial so i buy it in less premium. Policy coverage is high and claims are easy to sanctioned.

Lavanya
Nilgiris
October 06, 2016

Unbeatable Policy

Car insurance plan which I purchase from hdfc ergo insurance company is very good with high coverage rate. Premium of the plan is low but the refunds are high. Service given by members of the company is fantastic and always on time.

Tarun
Karnal
September 30, 2016

HDFC Car Plan

Policy coverage is very high approx. 89% and the premium is less in compare to investment. Service is high as because the number of garages are very big in number. Tow service is also facilitated by the company and it may not cost anything at some terms. Great experience with hdfc ergo general insurance.

Dinesh
Basantpur
August 23, 2016

Good Insurance

Good policy coverage ~90% and car tow is at any location without any charges. The service is fantastic which reduces paperwork. Online renewal of the insurance policy is very easy to make by online portal service. Regular updates send by the executives on my email id.

Hemant
Mulleria
July 22, 2016

CAR CARE

I have car insurance plan for my new car. The policy provides the best deal which includes the whole car security including interiors of the vehicle. Service is very fast and tow facility is for free at any location. Claiming is easy because of executives fast response.

Movika
Muthur
July 07, 2016

Car policy

The car insurance policy plan of my car is fantastic which has full coverage but the tires are not included in the insurance plan. Service is fast because the number of garages are many and tow facility is available at any location.

Jiten
Bengaluru
March 14, 2016

Superb Policy

HDFC ERGO general insurance provides me best car insurance policy plan. The investments is low and the policy coverage and claims are high. Number of garages are good that's why the service is fast and the recovery of the car damage is quick with full safety. Great work team.

Gagan
Dwarka
March 14, 2016

above average

My car insurance policy plan is an above average plan. I buy it from hdfc ergo general insurance. Policy coverage is 80% and claiming is easy because of good service providers. Toe car facility and fiber parts are included in claims. Good job.

Harish
Navi_mumbai
March 14, 2016

Good coverage

I buy car insurance policy plan with hdfc ergo general insurance. The policy coverage of my policy plan is really very good approx. 94%. Service is very quick and number of garages are high and the premiums are low. Toe car is free facility by limited number of garages.

Abhinav
Amritsar
March 14, 2016

Perfect Plan

I have car insurance policy plan from hdfc ergo general insurance. Policy coverage is 93% and claims are high. Premium is low and the garages are high which provides good services. Toe car facility is available an it is absolutely free. Good work guys.

Tejas
Badlapur
February 28, 2016

Wrong Car Insurance

Wrong Name & Registration address mentioned in my policy.

Chandrasekhar
Jharsuguda
February 18, 2016

donot take hdfc motor insurance

very frustrating service as on date. not well behaved.please donot take any policy from HDFC ERGO motor insurance

Rajendra
Mumbai
February 11, 2016

Good car plan.

Car insurance with ergo general, the premium is low ~Rs.2100 per month. Policy coverage ~Rs.70,000 and the claim is approx. two lakh. Even the toe facility is for free of any charges. Nice policy plan, like it.
Plan Name: Basic Plan
Agent Code: BPW01368

Saurabh
Gurgaon
February 11, 2016

Amazing Services

Really happy with the assistance provided. I was able to renew my car insurance in a few mins. Thanks for your help!

Bhaskar
Hyderabad
February 07, 2016

Fine Car Plan.

I have car insurance and the policy is fine with low premiums. Policy coverage is also good including fiber parts. Claim is Rs.2 lakh. Service is fast and toe car facility available. Nice policy
Plan Name: Basic Plan
Agent Code: BPW01368

Bhimani
Rajkot
February 07, 2016

"Low Claim"

My car plan is okay but the claims are not enough for recovery. HDFC my insurer you have to improve the policy. Service is slow and the coverage is not for interior's of the car.
Plan Name: Emergency Assistance Cover
Agent Code: BPW01368

VISHWANATH
Mumbai
February 07, 2016

Nice Policy For Car.

My car policy is with ergo insurance and the plan is okay. Service is good with claim Rs.3 lakh and the premium is Rs.2300 per month. The extra payment for toe car. Nice policy, satisfied.
Plan Name: Basic Plan
Agent Code: BPW01368

ABHISHEK
Kanpur
February 07, 2016

"Basic Car Plan"

I had an accident and my car damage but i have car insurance through hdfc. My whole car damage is recover in car policy, thank you for giving such a fast service. Good car plan.
Plan Name: Basic Plan
Agent Code: BPW01368

DANDA
Hyderabad
February 07, 2016

"Nice Plan For Car"

I have my car insure with ergo insurance. The policy provide Two lakh for recovery and toe facility also. But the fiber part is not included in claim. I must say the service is fast and car become new again.
Plan Name: Silver Plan
Agent Code: BPW01368

Manivannan
Bengaluru
February 07, 2016

"Average Plan"

HDFC ERGO provide me the car insurance which is an average one. The service is slow and the premium is low. Coverage is nice but not for the fiber parts. Toe facility is not provided.
Plan Name: Basic Plan
Agent Code: BPW01368

Gagan
Mumbai
February 07, 2016

"Good Plan For Car"

My car is secure with ergo and the plan provide good benefits like policy coverage and claims are 90%. The service is fast and taking good care of the car. The toe facility is free of charge and from the door steps.
Plan Name: Basic Plan
Agent Code: BPW01368

Nikhil
Navi_mumbai
February 07, 2016

"Car Care"

I have car insurance like all have but few things in my policy which make's it more reliable like toe facility for free, whole coverage for damage and claim easily sanction. Fast service is best thing in it. Thank you.
Plan Name: Basic Plan
Agent Code: BPW01368

Anjali
Palwal
February 06, 2016

"Okay Plan"

My car insurance is from ergo. Plan is good and policy coverage is for main parts not for fiber parts. Service provided by garages is good and quick. I must say that it is an average policy.
Plan Name: Basic Plan
Agent Code: BPW01368

P
Bengaluru
February 06, 2016

"Average"

I bought car plan from ergo insurance. The policy coverage is 70% and the claim is around Rs.2 lakh and the toe up service is free of cost but the services provided is slow. The garages are not much. Okay plan...
Plan Name: Silver Plan
Agent Code: BPW01368

Libin
Rourkela
February 06, 2016

"Nice"

My car insurance is from ergo. Good policy, great benefits, policy coverage is good, claims are around three lakh fifty thousand. Toe up service is available without any cost. Garages are much more than i think.
Plan Name: Basic Plan
Agent Code: BPW01368