IFFCO Tokio Car Insurance

About IFFCO-Tokio General Insurance Company

IFFCO-Tokio General Insurance Company Ltd. is a joint venture between IFFCO (Indian Farmers Fertiliser Co-operative), Tokio Marine and Nichido Fire Group.  The company believes in building customer satisfaction via transparency and quick response. 

The company with its diverse range of products, such as motor insurance, ensures that all the assortment of misfortune events are well covered. Apart from conventional insurance services, IFFCO-Tokio General Insurance Company also offers niche products like Cyber Insurance, Credit Insurance, P& I Insurance, Fine Arts Insurance and more. 

Key Features of IFFCO-Tokio Car Insurance

Benefits of IFFCO Tokio Car Insurance

IFFCO Tokio car insurance offers the following features and benefits to the policyholders:

• A vast network of 4300 network garages/workshops to provide tranquil claim settlement.
• Complete peace of mind to customers by covering all possible aspects of calamities, such as natural calamities, physical damage, theft etc.
• The insurance company offers hassle-free claim processing and simple documentation.
• IFFCO Tokio car insurance offers pan India helpdesk for 24x7 assistance relating to claims.
• Well trained in-house surveyors to ensure that every claim is being attended to within the least expected time frame.
• IFFCO Tokio car insurance claim settlement ratio is 95.80%.
• The company also offers Personal Accident Cover to the customers under its car insurance plans.

Types of IFFCO Tokio Car Insurance Policy 

The IFFCO Tokio Car insurance offers three four-wheeler insurance policies. These are: 

1. Third-Party Liability Only Policy

The third-party liability motor insurance plan by IFFCO-Tokio General Insurance Company provides coverage to the policyholder against accidental liabilities arising out of third-party property damage, third party injury or death involving the insured car. Under this plan, the third-party liability for injury or death is unlimited and for property damage, the liability is limited to up to Rs. 7.5 lakh. Any damage sustained by the insured car is not covered under a third-party car policy.

2. Standalone Motor Own Damage Policy

To cover a car owner against damages to an insured car arising due to accident, calamities, theft, etc., the IFFCO-Tokio General Insurance Company offers a car Own Damage policy. This plan can be purchased along with the third party plan to cover the insured car additionally.

3. Comprehensive Car Insurance Policy

This is an all-inclusive IFFCO Tokio car insurance policy to ensure protection from all possible catastrophes involving the insured vehicle. This plan covers a policyholder against damages sustained by the insured car due to events like a road accident, theft, fire, earthquake, etc. The comprehensive plan also offers third-party liability cover against damages arising due to road accidents involving the insured car.

IFFCO Tokio Car Insurance Premium Calculator

By using an IFFCO Tokio Car Insurance Premium Calculator, you can calculate car insurance premium before purchasing a car insurance plan for your four-wheeler. It can help you know if the IFFCO Tokio vehicle insurance fits within your budget.

How to File a Claim Under IFFCO Tokio Car Insurance?

Filing a claim under IFFCO Tokio car insurance is a simple process. Let’s see how you can do so:

• Inform the Company: Inform the insurance company about the incident involving your car as soon as possible so that they can register your claim.

• Keep the Required Documents Handy: To register your claim, you will be required to fill out the claim registration form and attach certain documents with it. Make sure to keep the relevant documents handy.

• Car Inspection: Once the claim has been registered, the insurance company will send a surveyor who will inspect the insured vehicle and make an estimate of the repairs needed. 

• Claim Processing: After the inspection is done, the insured car will be sent to the network garage for repairs and the company will pay for all the repairs done. If the repairs have been done in a non-network garage, you will have to pay the repair bill and the insurance company will reimburse the amount later at the time of claim settlement.

Documents Required to Raise a Claim Under IFFCO Tokio Car Insurance

These are some mandatory documents that you will require to raise a claim under your IFFCO Tokio motor insurance policy:

• Duly signed claim form
• A copy of Registration Certificate (RC)
• A copy of valid driving license
• Copy of the police complaint (FIR)
• Original repair bills
• Insurance policy papers

How to Renew IFFCO Tokio Car Insurance?

To avoid claim rejections, you should renew the IFFCO Tokio car insurance policy before its expiry date. Follow these steps for IFFCO Tokio car insurance renewal online:

Step 1: Go to the Car Insurance page on Policybazaar.com

Step 2. Enter your car number on the renewal form and view instant quotes

Step 3: In the given form, fill in the required details and select ‘View Prices’

Step 4: Select the expiry date of your motor insurance policy and details of your previous claim

Step 5: Find your IFFCO Tokio car insurance renewal plan from the mentioned plans. To view the plan details, select the ‘View Policy Details’ tab 

Step 6: Select the add-on covers you wish to add and select the renewal plan

Step 7: Enter No Claim Bonus of your existing policy and proceed.

Step 8: Fill out the given proposal form and proceed with premium payment.

Step 9: Once the premium is verified, you can make your payment.

Step 10: As soon as the payment is made, your IFFCO Tokio car insurance renewal will be complete. 

You will receive your policy documents at your registered email address.