TATA AIG Car Insurance

4.2 / 5 based on 29 User Reviews
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TATA AIG Car Insurance Plan Overview

TATA AIG Car Insurance is offered by TATA AIG General Insurance Company which is one of the most trusted company in insurance sector. TATA AIG offers a wide range of general insurance products. TATA AIG, a joint collaboration between TATA, a trusted name in India and an American Company AIG, market leader in insurance as well as financial services. TATA AIG has specially designed one of the most important car insurance plans. Car is always considered as an asset and hence required full protection against any unanticipated situations and hence TATA AIG Car Insurance steps with its various car insurance plans for doing the same.

TATA AIG Car Insurance renewal is easy and pretty much mandatory for every car owner to avoid any mishap while plying on roads. Today, with so many cars on roads and increasing number of accidents, car insurance has become important for every car owner. With Tata AIG Car Insurance policy, you can surely avoid any hassle arising from a road accident causing any financial or legal liability. You can browse through this page to know how to renew TATA AIG Car Insurance policy in detail.

TATA AIG Car Insurance Plan at a Glance

Features

Coverage and Benefits

Third Party Coverage

Upto 7.5 Lacs

Incurred Claim Ratio

75.63%

Personal Accident Insurance

Yes

Network Garages

2000+ network garages across India

No Claim Bonus

Yes

 

Coverage under Auto Secure Plan

  • Loss or Damage to the Car: Part or full loss arising due to accident or fire and associated  perils are covered under this plan.
  • Complete salvage value with no deduction.
  • Third Party Legal Liability: Third party property damage and body damage are also covered under this plan.
  • Green Channel Settlement
  • One can avail Auto Restore Warranty on accident repairs when a customer opts for Green Channel Settlement under this plan.
  • Superior through 12 distinguished 

TATA AIG Car Insurance Policy Highlights

  1. TATA AIG car Insurance provides both comprehensive and third-party coverage.
  2. The company has more than 2000 cashless network garages.
  3. The plan provides third-party coverage up to 7.5 lakhs.
  4. Personal accident damages are covered under the comprehensive policy
  5. The plans offered by TATA AIG provides discount on the own damage premium to individuals who are a member of Automobile Association of India.
  6. The company provides a simple and hassle-free renewal process.
  7. Special additional coverage as depreciation reimbursement, NCB protection, etc. is offered by TATA AIG car insurance plans.
  8. The company offers 24X7 claim assistance service to the insured.

Key Benefits of TATA AIG Car Insurance

There are various benefits offered by TATA AIG Car Insurance. Let’s take a look at some of the benefits offered:

1. This plan covers accidental damage or loss of the insured car. In case of damage due to explosion, lightning, fire, burglary, theft, housebreaking, external accident, damages from terrorism, damages from malicious activities, natural calamity, etc., the expenses incurred are taken care by TATA AIG car insurance.
2. TATA AIG car insurance offers personal accident cover to the owner-driver, in case of any injury or death due to an accident. The compensation as personal accident cover is provided to the insured:

  • 100% in case of the death
  • 100% in case of loss of sight in both the eyes and loss of both the limbs.
  • 50% in case of loss of sight of one eye and loss of one limb.
  • 100% in case of total or permanent disability.

3. TATA AIG car insurance provides third-party insurance coverage, which is specifically designed to ensure that the car owner is safe against any type of third-party legal liability that may occur due to the accident the coverage under this option includes death/ injury or property damage occurred by the third party.

Sum Insured with TATA AIG Car Insurance

The sum assured by TATA AIG Car Insurance is the maximum sum assured as fixed by the insurer and is payable to the insured in any of the cases like theft, loss or total loss of the vehicle. In simple words, IDV is the present market value of the insured vehicle.

The depreciation computed on the car for constructive total loss claims will be as following:

  • Up to 6 months: 5%
  • 6 month – 1 years: 15%
  • 1-2 years:20%
  • 2-3 years: 30%
  • 3-4 years:40%
  • 4-5 years:50%
  • Above 5 years and obsolete models: As decided between the insured and the insure

Add-On Covers which can be Categorized as below under this Plan

  1. Daily Allowance- Under this plan, a daily reimbursement is given by TATA AIG Car Insurance to the insured person to cover the transport expenses for the time span for which the car was I the authorized garage for repairs. However, the number of days is restricted to 10 days in case of damage claims and 15 days in case of theft or total loss claims.
  2. Depreciation Reimbursement- Under this plan, TATA AIG will pay the depreciation value of the replaced parts for the first 2 own damage claims and provided the same is shown in the schedule.
  3. Return to Invoice- Under this plan, the amount paid in case of total loss/ theft is equal to the difference between claim received and the car’s actual purchase price as mentioned in the invoice or current market price whichever is less including first time registration charge and road tax.
  4. Courtesy/ Hire Car- To make the life easy for the policy holder in absence of the damaged car, TATA AIG at its own cost will provide a hired car under this plan. And if the hired car is not available, travel allowances to the maximum of 10 days will be provided.
  5. Repair of glass, Fiber, Plastic & Rubber Parts-One claim is permissible during the insurance period. Claims for the mentioned repairs instead of replacement will not affect the No Claims Bonus due upon renewal.
  6. No Claim Bonus Protection Cover-Under this TATA AIG Car Insurance plan, only one instance of own damage claim during the insurance period and renewal is done within 90 days. This plan ensures payment of No Claim Bonus as mentioned in the contract.
  7. Key Replacement-The cost of replacement of key will be reimbursed in case of theft /lock outs/break ins.
  8. Tyre Secure- Under this plan, the expenses will be taken care of relating to replacement or repair of tyres by TATA AIG.
  9. Engine Secure- TATA AIG will reimburse for repair and replacement for engine damage which includes gearbox, internal parts, transmission and different assembly due to water flow in or oil leakage.
  10. Consumable Expenses-TATA AIG cover the cost of consumables that are necessary after the accident and the payments will be made as mentioned in the schedule.
  11. Loss of Personal Belongings- The loss of personal belongings will also be covered under this plan.
  12. Emergency Transport and Hotel Expenses-This covers the transport charges between the place of accident and insured person’s residence and the related expenses for an overnight hotel stay. The payment here is prefixed and the payout is given on submission of expense proofs.
  13. Predetermined added Add on Bundles are there under this plan which has 5 plans namely Gold, Pearl, Pearl Plus, Titanium and Platinum.

Choosing Right Car Insurance Add-on

TATA AIG car insurance is specifically designed to ensure that the car of the policyholder is safe against all types of unforeseen eventuality. The coverage offered by the policy includes any types of damages occurred due to an accident or permanent loss due to theft. Moreover, the plan also offered add-on coverage under which the policy takes care of the eventualities that are not covered under the basic policy. Let’s take a look at the add-on covers offered by the policy to enhance the basic coverage.

Depreciation Reimbursement

This is one of the most common add-on features offered by the policy. This feature entitles the insured to claim the total cost of replacement of the car parts damaged in an accident and saves them from burning a hole in the pocket. Generally, the depreciation reimbursement is valid for 5 years period from the date the car was purchased, up to a maximum of 2 claims in the tenure of the policy.

Roadside Assistance

This is one of the important additional features, which provides 24x7 roadside assistance to the insured like towing, refueling, technical problems related to battery, change of flat tyre, and provides mechanic’s services in case of car breakdown and so-on. Moreover, under this option, the plan also provides taxi service and any type of utility benefit, in case the insured is stuck in a remote location.

Engine Secure

This add-on benefit is for individuals who own a new car or high-end cars that are up to three years old. Under engine secure option, the insured gets the compensation for even those parts of the cars and engine that are not related to the accident. This option can be particularly used by those individuals who are living in flood-affected areas or where waterlogging in the monsoon happens frequently. However, one needs to pay an extra cost to avail this benefit, but it’s totally worth the cost.

NCB Protection

No Claim Bonus (NCB) is provided to the insured in case no claim is filed by them during the tenure of the policy. There are certain discounts offered by the insurer to the insured for making no claim every passing year, i.e. up to a maximum of 50%. Under the option of NCB protection, the insured can make claim for losses like total vehicle theft, replacement or repair of windshield glass, accessories and also for the total loss of the vehicle. The NCB protection coverage takes care of the first two claims made by the insured. However, this option is not applicable to the vehicles more than three years old. 

Consumable Cover

This option covers the expenses of consumables requiring such as oils, nuts, and bolts, screws, etc. that are not covered by the basic plan. Consumables are very expensive in high-end cars, so those individuals who own a high-end car are advised to buy this add-on cover along with the basic TATA AIG car insurance plan. 

Now Lets have a Brief Outlook on Each of TATA AIG Car Insurance Plans:

Add-On Bundles

Benefits of the Plans

Gold Add-On Plan

  • Key replacement
  • Travel & hotel expenses in case of accident or breakdown.
  • Loss of personal belongings
  • Repair of glass, Fiber, Plastic & Rubber Parts
  • No Claim Bonus Protection

Pearl Add-On Plan

  • Key replacement
  • Travel & hotel expenses in case of accident or breakdown.
  • Loss of personal belongings
  • Repair of glass, Fiber, Plastic & Rubber Parts
  • No Claim Bonus Protection
  • Depreciation reimbursement.

Pearl Plus Add-On Plan

  • Key replacement
  • Road side assistance in case of accidents.
  • Loss of personal belongings
  • Consumables coverage which needs replacing after an accident like nuts, bolts etc
  • Coverage of faulty engine.
  • Transport and hotel expenses in emergency due to problem in vehicles.
  • Depreciation reimbursement.

Titanium Add-On Plan

  • Key replacement
  • Travel & hotel expenses in case of accident or breakdown.
  • Loss of personal belongings
  • Repair of glass, Fiber, Plastic & Rubber Parts
  • No Claim Bonus Protection
  • Depreciation reimbursement.
  • Daily allowance for travel expenses for the time the car is in the garage.

Platinum Add-On Plan

  • Key replacement
  • Travel & hotel expenses in case of accident or breakdown.
  • Loss of personal belongings
  • Repair of glass, Fiber, Plastic & Rubber Parts
  • No Claim Bonus Protection
  • Depreciation reimbursement.
  • Daily allowance for travel expenses for the time the car is in the garage.
  • Return to Invoice


List of Tata Aig Car Insurance Plans

  • Private Car Insurance Plan
  • Commercial Vehicle Plan
  • Second Hand Car Insurance Plan

Lets discuss all plan in details:

Tata Aig Private Car Insurance Plans

TATA AIG understands the monetary loss which happens to an individual in case of any damage  occurs to vehicles . Therefore, to cope up with the loss, TATA AIG has come with a wide-ranging Private Car Insurance Plan named Auto Secure.


Features of TATA AIG Private Car Insurance

  • Free pick of car.
  • Upto 6 month accident repair warranty.
  • Direct settlement facility at certain specified garages.
  • Guaranteed quality spares and materials.
  • Claim settlement within 7 days.
  • This plan can be purchased and renewed online.

TATA AIG Private Car Insurance Eligibility

All car owners are eligible to apply under this plan.

Commercial Vehicle Plan by TATA AIG Motor Insurance

 It’s a TATA AIG Car Insurance plan which not only covers the vehicle from third party damage but also covers the loss or damage which happens to the vehicle.

Features & Benefits of Commercial Vehicle Plan by TATA AIG Motor Insurance

This TATA AIG Motor Insurance plan covers the loss arising out of the following

  1. Accident
  2. Fire  and associated perils, burglary& thefts
  3. Riots and strikes
  4. Damage in transit by air, rail, road and sea.
  • Third party legal liability - Third party property damage and body damage are also covered under this plan.
  • Discount (NCB) for claim free experience.
  • Simple process and hassle free documentation.
  • If the vehicle is immobilized, then spot survey facility is available under this plan.
  • Direct settlement at all manufacture authorized workshops.
  • A faster claim settlement process.
  • All India Claim service network.

TATA AIG Commercial Vehicle Eligibility

All car owners who has a light or heavy commercial vehicles are eligible to apply under this plan.

Claims / Queries / Grievances can be Filed Through the Following Ways

  • Calling at the toll free number of the company
  • Writing to general.claims@tata-aig[dot]com and customersupport@tat-aig[dot]com for queries / Grievances.

TATA AIG Car Insurance Claim Process

TATA AIG Car Insurance plans have the following stages in claim:

Cashless Claims:

  1. Reporting of the accident or the loss to the company through the 24 hours helpline nos
  2. A survey of the damaged vehicle will be done from the company by the technical experts and a loss evaluation will also be done within 48 hours.
  3. The company will thereafter inform the insured person about the settlement amount  which will be provided as per the insurance taken by the insured person for his vehicle, post which the same will be settled with the authorized garage.

Reimbursement Claims:

  1. Reporting of the accident or the loss to the company through the 24 hours helpline nos
  2. A survey of the damaged vehicle will be done from the company by the technical experts and a loss evaluation will also be done within 48 hours.
  3. The insured person will have to submit the necessary documents post which the claim is processed and the company reimburses the amount. The documents are namely:
  • Completed Claim Form
  • Driving License of the individual driving the vehicle at the time of the accident /loss.
  • FIR copy where the claims are against bodily injury or theft and property damage.
  • Vehicle Registration document.

TATA AIG Second Hand Car Insurance Plan

It’s a TATA AIG Car Insurance policy where the second hand cars or the used cars are also provided coverage.

Features of TATA AIG Second Hand Car Insurance Plan

  • Comprehensive Value Added Insurance
  • Special Add On covers provides extra guard to the second hand vehicles.

Compulsory Personal Accident Cover Plan with TATA AIG Car Insurance

The TATA AIG General Insurance company will pay the compensation of personal accident from injury/ death for owner driver for all vehicles registered under individual’s name.  And such pay will be as below

  • 100% in case of Death
  • 50% in case of loss of one limb and or one eye sight
  • 100% in case of loss of both limbs or both eye sight and one limb and one eye sight
  • 100% in case of total Permanent Dismemberment (other than above mentioned)

TATA AIG Third Party Car Insurance Plan

TATA AIG Third Party Liability Insurance Policy protects the vehicle owner from the risk and the damage rising due to third party due to an accident which includes injury, death and /or property damage by third party.

Coverage given under TATA AIG Third Party Car Insurance Plan

  • Coverage against injury or death caused to third party.
  • Coverage against accidental damage of property of the third party.

Coverage not given under TATA AIG Third Party Car Insurance Policy

  • Claims arising out of contractual liability.
  • Accidental damage or loss arising due to consequential loss.
  • Accidental damage or liability occurred outside the geographical region.

TATA AIG CAR Insurance Inclusions

  1. Provides protection to the vehicle against damage or loss that may occur due to an accident anywhere in India.
  2. The policy provides comprehensive coverage, including third-party liability.
  3. Provides add-on protection through 5 add-on covers.
  4. Provides coverage against injury and death, in case of third-party accidental damages.
  5. The insurer pays for the hire/ courtesy car up to maximum 10 days period, in case of repaid claim and 15 days in case of total loss/theft claim during the tenure of the policy.

Exclusions under TATA Aig Car Insurance Plans

There are certain conditions or situations where the payment will not be made under any TATA AIG car insurance plans which can be summarized as follows:

  • Consequential loss
  • Depreciation /wear and tear.
  • Tyre/ tube damage other than during car damage.
  • Breakdowns/breakage / failures –whether its mechanical or electrical.
  • Accidental damage or liability occurred outside the geographical region.
  • Consumption of alcohol while driving.
  • Occurrences beyond specific usage limits.
  • Excluded or disallowed claims.
  • Incidents happening due to an unauthorized driver.
  • Eventualities of war and related activities.
  • Nuclear damage.

Insured Declared Value (IDV) under TATA Aig Car Insurance Plans

The IDV of a vehicle and accessories is arrived at manufacturers ex showroom price of the brand and model at the inception of the TATA AIG Car Insurance policy or at the time of the renewal. The schedule of depreciation for fixing the IDV is as below:

  • Upto 6 months  :5%
  • 6 months -1 year :15%
  • 1-2 years :20%
  • 2-3 years :30%
  • 3-4 years :40%
  • 4-5 years :50%
  • And above 5 years /obsolete models: As decided between the insurer and the insured.

Discounts under TATA AIG Car Insurance Plans

Under this Tata Aig Car Insurance policy, own damage discounts are given:

  • For memberships with a reputed automobile association.
  • If approves anti theft devices are installed.

TATA AIG Car Insurance Renewal - Renew Car Insurance Policy Online from Tata AIG

We are blessed to be living in a time when online transactions save us plenty of time and effort, making our lives easier. The technological advancements have made purchasing products and services, a matter of a few seconds. Renewing TATA AIG car insurance can easily be done online from the comfort of your home.

Just like purchasing car insurance is important, renewing car insurance policy before its due date is equally important. It makes sure that you along with your vehicle are safeguarded from various risks that you are exposed to when you drive.

Procedure to Online Renewal of TATA AIG Car Insurance Policy

The process of your TATA AIG car insurance renewal has made car insurance renewal process very easy by offering online service to its clients. Gone are the days when you had to visit TATA AIG branch office, stand in long queues, fill up the form and make the insurance payment. In a matter of few clicks, you can renew your policy online.

It is very easy, simple and convenient to renew your TATA AIG car insurance plan. Before you start this renewal process, keep your car insurance policy related information handy. There are two ways to renew your insurance plan online which are mentioned below:

Log on to TATA AIG Insurance website and click on the car insurance tab. You'll be redirected to a page, click on the option - 'Renew Existing Policy'. Once you've clicked on that, you'll be redirected to 'Renew Online' tab.

The new page will be opened and you will be asked to fill your existing TATA AIG car insurance policy details. The first field will ask you to enter your existing car insurance policy number. There will be several fields where you need to enter the following details to process your TATA AIG car insurance renewal:

  1. Policyholder's Name (It'll be mentioned on your policy schedule or renewal notice)
  2. Client ID (It'll be mentioned on your policy schedule or renewal notice)
  3. Engine Number of your insured car
  4. Chassis Number of your insured car
  5. Registration Number of your insured vehicle (It'll be mentioned on your policy schedule or renewal notice)

In addition to these details, you need to fill the information related to your source of income - salary, business, or any other source. Also, you need to provide your contact information such as your email address, mobile number, so that the renewal process can be finished.

You can go ahead with the first option but if you want to save money on your car insurance renewal premium, you can compare premium on Policybazaar's website and opt for the one that offers you maximum saving.

Why to apply Online for TATA Aig Car Insurance?

TATA AIG provides online purchase of car insurance plans and the reasons why one should avail the same can be summed up as follows:

  • Transparent, fast, easy and reliable: The plans are very translucent, faster in processing, easy to understand and can be relied upon.
  • Simple Documentation: Easy and hassle free documentation makes all the online plans very simple.
  • Non stop Coverage: With an e-copy of the policy, the life becomes much easier and simple.

So online insurance plans for car, be it purchase of insurance plans or renewal of insurance plans, all becomes much more user friendly and customer focused. 

Tata AIG Car Insurance - FAQs

Q. How is IDV for Tata AIG car insurance policy calculated?

Tata AIG calculates Insured Declared Value (IDV) on the basis of age, model and brand of a vehicle. The registration and insurance costs are excluded from IDV. As the car grows old, its IDV also depreciates. To calculate IDV, Tata AIG follows the following depreciation schedule:

Age of the vehicle

% depreciation for calculating IDV

Not exceeding 6 months

5%

Exceeding 6 months but less than 1 year

15%

Exceeding 1 year but less than 2 years

20%

Exceeding 2 years but less than 3 years

30%

Exceeding 3 years but less than 4 years

40%

Exceeding 4 years but less than 5 years

50%

 

Q. Can I pay the premium of Tata AIG car insurance in installments?

The Insurance Act, 1938 doesn’t allow you to pay your car insurance premium in installments. If you buy Tata AIG Car Insurance policy online, you can use the credit card to make the entire payment and then repay it to the credit card company in installments.

Q. What are the risks covered under Tata AIG’s comprehensive policy?

Besides offering coverage against third party liability, Tata AIG’s comprehensive policy covers the insured vehicle against various losses or damages such as :-

  • Earthquake (Fire and Shock Damage);
  • Flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost, landslide rockslide
  • Whilst in transit by road rail inland - waterway lift elevator or air;
  • Landslide, rockslide
  • Accidental external means

Q. Can I get cashless facility with Tata AIG Car Insurance?

Yes, cashless facility is available with Tata AIG Car Insurance.

Q. What is the range of fuel support given under Tata AIG Car Insurance?

If the insured vehicle runs out of fuel and hence is immobilized, Tata AIG Car Insurance will give an emergency fuel up to 5 liters on a chargeable basis at the location of breakdown.

Q. Does Tata AIG Car Insurance offers NCB protection cover?

Yes, there is a NCB protection cover available under Tata AIG Car Insurance Plan. If you get plastics, rubber or fiber part repaired at authorized center of Tata, it will not affect your NCB. However, this coverage is available up to 1 claim only.

Q. I have lost my original document of Tata AIG car insurance policy; can I get the duplicate copy?

Yes, contact the nearest branch with a written request. A nominal fee is charged for issuing duplicate copy of the Tata Aig car insurance policy.

Q. Does Tata AIG Motor Insurance offer roadside assistance services?

The roadside assistance of Tata AIG Car Insurance can be broadly classified under the following heads:-

  • Repair and towing assistance service for flat tyre:- If the insured vehicle is immobilized due to a flat tyre, the insurer gives you the assistance of a vehicle technician to replace the flat tyre.
  • Flat battery jump start service:- If the vehicle is immobilized due to rundown battery, the TATA AIG company’s vehicle technician will start the vehicle with appropriate means.
  • Spare key retrieval:- If the keys of the insured vehicle are locked inside the vehicle or lost or misplaced and you need to arrange for another set from your home or office, Tata AIG will help you to get your spare keys.
  • Fuel support:- If your vehicle runs out of fuel, you will get emergency fuel up to 5 liters on a chargeable basis.

Q. Under TATA AIG Car insurance policy, what is the maximum limit to loss of personal belonging cover?

Rs. 10,000 is the maximum limit to loss of personal belonging cover.

Q. Is loss of personal belongings cover cash?

No, cash is not covered under personal belongings cover.

Q. How do I renew my Tata AIG Car Insurance Policy?

Renewing your car insurance policy is very convenient. You can do so in three simple methods mentioned below.

A. Online Mode - You can renew your plan online by using your Debit card, Credit card or Net banking.

B. Cheque Pick-up - You can avail a free cheque pick-up facility by calling toll-free number.

C. IVR Payment - For making payment using IVR, call their toll-free number and follow the instructions.

Q. How do I renew my Tata AIG Car Insurance Policy if it has already expired?

If your car insurance policy has lapsed, it can’t be renewed without an inspection. Within 90 days from the expiry date of the policy, you can place your inspection request and renewal on their toll-free number. 

In case the expiry date has exceeded more than 90 days, you need to apply for a fresh car insurance plan.

TATA AIG Car Insurance Reviews

TOTAL REVIEWS (29)
Vimal
Rajganjpur
October 25, 2016

drive safe

I buy car insurance plan from tata aia general insurance. Service provided is fantastic and the executives are assist the customer 24X7. Policy cover maximum expenditure during repairing. The tow facility is also provided to the policyholder.

Yajan
Srinagar
October 06, 2016

New Car Try This Insurance

My personal experience of having car insurance is very nice with tata aig general insurance company. Service is quick given by the executives and staff member of the company. Online renewals are simple to do and anybody can access it easily.

Harshit
Meral
October 03, 2016

AIG Car Plan

Very fine car insurance policy I have which is very much in budget of mine. Policy coverage is very good ~91% and the claims are easy to cleared. The service is awesome even the car tow service is for free at any location. Renewals is also simple through online portal service.

Himanshu
Kheralu
August 30, 2016

"Good"

It's good to have a car insurance policy from tata aig general insurance company ltd. The car is insured but the tires are not covered in the insurance policy. Large amount of garages are providing fast and on time service. Good behaviour is the best part given by the executives and staff members.

Abhinav
Adivada
August 23, 2016

CAR CARE

My car insurance is very much beneficial to me in very low price. Policy coverage is high and the claims are even better. Service is fantastic and tow car service is at any location for free of cost. Renewals are simple to make through online portal.

Rudhar
Bargaon
July 25, 2016

Tata car policy

The car insurance policy by tata aig general insurance is very nice. The whole expenditure is covered by the insurance plan. Except tires full vehicle insurance in low premiums. Service is fantastic given by the staff members and executives of the company. The tow service is also provided for free at any location and in any area.

Prashant
Nagal
July 08, 2016

Car insurance

I have a car insurance policy which has many benefits, low premiums but the policy coverage is high. Good service provided by the company and from the garages which are in very large numbers. The tow facility is provided which is absolutely free.

Monali
Bengaluru
June 24, 2016

Fair Car Deal

The car insurance plan I purchased in very less premiums. Policy coverage is good and claims are high. The tire and fiber parts is not covered in the policy plan. Tow car facility is available at any location. Number of garages are also high which makes service quick and on time. Good policy.

Gyanesh
Dwarka
March 14, 2016

"Awesome"

TATA AIG GENERAL INSURANCE gives me awesome car insurance which has low investments but the returns are many. Like the toe car facility is free, fiber parts and interiors of the car is included in claims for recovery. Policy coverage is 91% and the huge amount of garages are there for assist the customers.

Ramesh
Surat
March 14, 2016

okay plan

My car insurance policy plan is with tata aig general insurance. Policy is okay types, premium is low policy coverage is good. Claims are nice but the fiber parts and interiors are not included in claims. Few number of garages are working, so the waiting is normal. But the work is good and car looks perfect.

Nilesh
Mumbai
March 14, 2016

"Damn Good"

I took the car insurance policy plan from tata aig general insurance. Policy coverage is 97% and the claims are high. Toe up facility of the car is for free. Garages gives fast and good services and recovery of the cars is very quick. Great work.

Umakant
Nasik
March 14, 2016

Fine Policy Plan

After long time i finally find the policy of my choice i.e., tata aig car insurance policy plan. Premiums are low and the benefits are high. Toe car facility is not chargeable. Huge number of garages are there for giving A class services. Claims are good and even the fiber parts and the interior of the car is included in claims.

Karan
Faridabad
March 14, 2016

Good Service

TATA AIG general insurance provide me car insurance policy plan which has good number of garages which gives great services with good taking care of cars. Policy coverage is 90% and the claims are high but the premiums are low. Toe car facility is free of charges.

Saurabh
Kanpur
March 14, 2016

Poor Policy Plan

My Car insurance policy plan is with tata aig general insurance. Policy is not like i expected. Policy coverage is 50% and the claims are not for whole car only few parts is recovered. Small number of garages are present for service. Toe car facility is not for free. Premiums are high and the behaviour of staff members are not good.

Laxman
Navi_mumbai
March 14, 2016

Best Car Plan

I got car insurance policy plan which i buy from tata aig general insurance. Policy is best because of its benefits like toe car facility is there for free, large number of garages are there, premiums are low and claims are high. Policy coverage is ~93% and the fiber parts of the car is also included in recovery.

Waqar
Adaspur
March 14, 2016

Claims Are Good

Tata AIG general insurance provide good services. Claiming is easy due to fast service and the fiber parts and interiors are included in recovery with the car. Garages are many so no problems occurs like waiting or any delay with recovery.

Shekhar
Bengaluru
March 14, 2016

Excellent Work

Good work tata aig general insurance. You provide me nice car insurance policy plan which exactly the same what i m searching for. Policy coverage is 83% and the claims are high with low premiums. Large number of garages are there and the toe car facility is there for free. Good policy plan, i like it.

Raju
Agra
March 14, 2016

Bad Claiming Experience

Last month I had an accident thank god i had no major injury but my car was badly cashed. TATA AIG car insurance i have for my car insurance but i got nothing, the claims i get is not enough for my car recovery. Please give enough amount to recover my loss.

Rohit
Delhi
March 14, 2016

superb plan

Best car insurance policy plan ever. Thank you tata aig general insurance. Policy coverage is high approx. 93% and the claims are high and the fiber parts and the interior of the car is included in the claims. Service is really very fast and the large number of garages are working for perfect recovery.

Abhishek
Panipat
March 14, 2016

Fair Policy Plan

I purchase car insurance policy plan with tata aig general insurance. Policy coverage is 82% and the claims are high which includes interiors of the car too. Large number of garages are there for good and fast recovery of the cars.

Yogesh
Sonipat
March 14, 2016

Bad Policy Coverage

My car insurance policy plan is with tata aig general insurance which has low premiums and claims are good but the policy coverage is very low. This is the only issue with this policy. Even the garages are in good amount and in good range. Please improve the coverage.

Jitender
Faridabad
March 14, 2016

Perfect Policy Plan

Thank you tata aig general insurance for providing me great car insurance policy plan in low premiums. Policy coverage is 90% and the claims are high with recovery of fiber parts and interior of the car. Service is quick due huge number of garages. Good work term.

Shashank
Gurgaon
March 14, 2016

above average

My car insurance policy plan is with tata aig general insurance and it is an above average policy plan. Service is fast due to huge number of garages. Policy coverage is 80% and claims are high including fiber parts of the car. Toe car facility is available with taking any charges.

Ishant
Jaipur
March 14, 2016

Nice Car Insurance

I own car insurance policy plan which i bought from tata aig general insurance. Policy coverage and claims are high with low premiums but the fiber parts and car interiors are not included in policy recovery. Number go garages are working for fast services.

Gautam
Delhi
March 14, 2016

Average Policy Plan

My car insurance policy plan is an average one which i bought from tata aig general insurance. Policy coverage is 70% and the claims are less not for fiber parts and interiors of the car. Service is bit slow and garages are few, so the car recovery take time.