ZUNO Car Insurance

About Zuno Car Insurance Company

Zuno General Insurance Company (Formerly known as Edelweiss General Insurance Company Limited), is an investment and financial services company based in Mumbai. The company deals in various insurance-related services, including car insurance among others.

The Zuno General Insurance Company aims at offering insurance services in a simple and hassle-free manner. With its end-to-end customer services, the company also offers fast claim assistance to its policyholders.

Key Features of Zuno Car Insurance

Benefits of Zuno Car Insurance

By purchasing car insurance from Zuno General Insurance Company Ltd. (Formerly known as Edelweiss General Insurance Company Limited), you can avail the following benefits:

• The insurance company provides car repair services at more than 1500 network garages.
• Faster claim settlement with a customer-centric approach
• Priority repair services at the preferred workshops/network garages
• Zuno car insurance also offers discounts to members of the Automobile Association of India.
• Discounts on the installation of anti-theft devices are also offered
• Zuno General Insurance Company offers various add-on covers to its policyholders
• Zuno car insurance claim settlement ratio is 98%
• The company also offers Personal Accident Cover to its policyholders.

Types of Zuno Car Insurance Policy

Zuno car insurance offers three types of motor insurance policies. Let’s have a look at these:

1. Zuno Private Car Liability Only Insurance

   The Private Car Liability Only policy offers compensation to a third party on behalf of the policyholder for bodily injuries, death or loss or damage caused to a third party’s property in the event of an accident involving the insured car. Under this plan, the coverage offered for third-party injury or death is unlimited while for third-party property damage, it's limited to up to Rs. 7.5 lakh.

   However, the Zuno liability-only policy will not cover loss or damages caused to the insured car.

2. Zuno Private Car Package Insurance

   The Private Car Package policy is a comprehensive car insurance plan by Zuno General Insurance Company that ensures the financial safety of the insured car during unanticipated events like road accidents, theft, fire, natural disasters, etc. In addition, this policy also covers the policyholder against any third-party liability arising due to a road accident by the insured car.

   The Private car package insurance can also be enhanced by purchasing add-on covers at the payment of some extra premium amount.

3. Zuno Stand-Alone Own Damage Insurance Policy

   The Zuno Stand-Alone Own Damage policy covers a policyholder against damages to the insured vehicle in events like fire, theft, earthquake, riot, etc. This policy can be purchased in addition to a third-party liability-only policy to obtain enhanced coverage. Just like the package policy, this plan also allows the car owner to buy add-on covers on payment of an additional premium.

How to File a Claim Under ZUNO Car Insurance?

In case your car meets with an accident or any other mishap, you can call ZUNO Car Insurance to raise a claim. Let’s see how it should be done:

• Contact the Insurer: Contact ZUNO car insurance provider soon after the incident to register your claim
• Keep Relevant Documents: Keep all the relevant documents handy as you will need them during claim filling. Fill out the claim form and attach the required documents.
• Inspection: Once you have informed ZUNO General Insurance Company, a professional will be assigned to your case for car damage assessment. The surveyor will evaluate your case and will take you through the claim process.
• Claim Settlement: Your case will be resolved by the surveyor based on your opted plan and its coverage. In the case of a cashless claim, the insurance company will settle the claim directly with the network garage. In the case of non-network garages, you will have to pay the repair expenses, which will be reimbursed to you later by the insurance company.

Documents Required to Raise a Claim Under ZUNO Car Insurance

Mentioned below are the documents that you would need to submit as part of your ZUNO car insurance claim procedure-

• Duly signed claim form
• Police FIR copy
• Copy of valid Driving License
• Estimated cost of the repair work
• Repair bills as well as payment proof or discharge voucher
• Road tax receipts
• Copy of the car insurance policy
• Copy of Registration Certificate (RC)

How to Renew Zuno Car Insurance?

To avail the continuous benefits of the Zuno car insurance policy, it is important to renew your car policy before the expiry date. Zuno car insurance offers an easy online renewal facility. Follow the below-mentioned steps for Zuno car insurance renewal online:

Step 1. Visit the official website of Policybazaar Insurance Brokers Private Limited and go to the “Car Insurance” section from the homepage.

Step 2. On the given renewal form, enter your car number and select ‘View Prices’.

Step 3. Enter the expiry date of your policy and details of the previous claim

Step 4. Find the required Zuno motor insurance plan from the list of motor insurance plans. To view policy details, select the “Policy details” option

Step 5. Select the add-on covers you wish to add at an extra premium and proceed

Step 6. Enter the No Claim Bonus of your existing policy and proceed forward

Step 7. You have to fill out the proposal form and proceed with “Summary and Payment"

Step 8. Once the premium has been verified, you can pay the amount using your preferred payment method.

Step 9. Once paid, your Zuno car insurance renewal will be complete.

The Zuno motor insurance renewal documents will be sent to you on your registered email id.

FAQ’s