Car Insurance is an agreement through which the insurance provider promises to compensate the policyholder with the sum assured amount in case of any loss, specified damage, bodily injuries, and even accidental death. Edelweiss car insurance policy is formulated to protect the vehicle and its passengers from any financial setbacks. Assistance is also provided in case of any road mishap.
Edelweiss car insurance policies offer their customers timely compensation for the damage and loos. By purchasing car insurance from Edelweiss General Insurance you can avail the following benefits:
Edelweiss car insurance plans come with a range of benefits and its customer-centric approach makes it all the more worth it. Here’s why it is a good idea to buy car insurance from Edelweiss.
Usually, there are two types of car insurance policies third-party car insurance and comprehensive car insurance (3rd party + own damage cover). It is mandatory to buy third-party insurance whereas a comprehensive car insurance policy is recommended to enhance your coverage against the risks. Let’s have a look at the type of car insurance policies:
It is a basic car insurance policy that Edelweiss provides. It is required to be eligible to drive on the city roads. Compensation is provided for loss or damage caused to other vehicles, people, and property in the event of an accident. This type of policy will not cover loss or damages caused to the insured car. For that, you will have to buy a comprehensive or third party + own damage cover.
However, you can enhance your Edelweiss third-party car insurance by opting for the following covers:
Edelweiss car insurance for third-party shall not cover:
For details, you can refer to the Edelweiss third-party car insurance policy wordings.
As car sales are over the roof, the risk of road accidents has also been magnified. This imposes a threat to the lives of car owners, fellow car drivers, as well as the pedestrians. A comprehensive vehicle insurance plan ensures your financial safety even in the worst case scenarios. In addition to that, as per the local laws, it is mandatory for vehicle owners to buy motor insurance for their vehicles.
If you really want to drive in a carefree manner, then you should buy third-party + own damage car insurance from Edelweiss. It covers loss or damage caused to the insured car, the policyholder, and a third-party (including a person, car or property)
However, you can enhance your Edelweiss comprehensive car insurance by opting for the following covers:
Depreciation, or reduction in the car’s value and its parts due to routine wear and tear is not covered in this type of Edelweiss car insurance policy
The insurer shall indemnify the policyholder against loss or damage caused to the insured car and its accessories whilst thereon:
Situations that Edelweiss car insurance plans don’t cover:
In case you meet with an accident you can call Edelweiss Car Insurance on their helpline number at 1800 12000 1800 12000 and the insurer will quickly settle your claim. Let’ see how it should be done:
Step 1 - Contact Edelweiss car insurance provider as soon as possible
Step 2 - Cooperate and provide complete information such as your full name, policy number, policy duration, date & time of the accident, a copy of the driver's license & license plate number of the involved parties, names & contact details of the involved people
Step 3 - Visit the nearby police station and file a complaint. Make sure you get a copy of your complaint as some insurance providers ask for it
Step 4 - Once you have informed Edelweiss car insurance, a professional will be assigned to your case for its assessment. The surveyor will evaluate your case and will take you through the process
Step 5 - Your case will be resolved by the professional on the basis of your opted plan and its coverage
If you have already moved your car to the workshop then also there is no problem. Simply call the insurer and they will guide you with your claim. There are more than 1000 preferred workshops in India where you can get your car repaired. You can also email them on support[@]edelweissinsurance[.]com for any claim related queries.
Mentioned below are the documents that you would need to submit as part of your Edelweiss car insurance claim procedure-
In case of an accident the insurer will ask for the following documents:
Documents Required for Personal Accident Claims are as follows:
You need to submit the following documents to lodge a personal accident claim with Edelweiss car insurance:
In general, car insurance premiums are determined on the basis of the insured car details and other details such as:
The insurer also takes into consideration your age and driving experience, driving and claim history, the age of the car and also the type of coverage.
You must be wondering how to choose the best car insurance plan. Well, it's as simple as buying clothes. There are plenty of car insurance companies that offer various car insurance plans. Thanks to a large number of insurance companies in India, you can get auto insurance plans at a competitive price. It is so because there is a cut-throat competition among insurance providers. Every insurance provider aims to earn the trust of insurance buyers so that it can capture a large share of the flourishing insurance sector in India.
To avail the continuous benefits of Edelweiss car insurance policy, it is important to renew it before the expiry date. Usually, Edelweiss car insurance offers an easy online renewal facility. You easily renew your Edelweiss car insurance policy online in a matter of a few clicks. You can opt out of the features that you don’t want to avail and save some premium. You can also opt for the benefits that you were missing from your policy.
If you have some other car insurance policy, then also you can opt for an affordable and customizable Edelweiss Car Insurance Policy.
Q1. Is there anything specific that my Edelweiss car insurance policy won’t cover?
It depends on the type of policy and the coverage you have opted for. Please note that the routine wear and tear of the car’s body parts and any damage caused due to nuclear perils and war like conditions won’t be covered.
It is recommended that you check the policy inclusions and exclusions before making the purchase.
Q2. Is it possible to transfer my NCB from my last insurance providers?
Yes, you can transfer your NCB when you switch your insurer. To avail your No-claim-bonus or NCB it is required to renew your Edelweiss car insurance policy before it expires or within 90 days of the expiry date. Failure to do so will nullify your NCB.
Q3. What is the maximum No-Claim-Bonus that I can avail of?
The maximum No-Claim-Bonus that you can enjoy is 50% discount on your own damage car insurance premium. And, this maximum limit is applicable if you have not lodged any claim in the previous 5 years.
Q4. How long will I be covered under Edelweiss Car Insurance policy?
Edelweiss car insurance policy is valid for a year. The policy commencement and expiry date are clearly mentioned in your policy documents. Also, you don’t need to worry about renewing your Edelweiss car insurance policy as the insurer will send you a reminder in advance so that you can renew your policy within the stipulated time.
Q5. How long will it take for my claim to be processed?
Edelweiss car insurance claims are generally settled within 7 working days. All you need to do is submit all the essential documents and your claim will be settled immediately.
Q6. Can I find Edelweiss network garages in my area?
Edelweiss has got a great network of workshops, so you will be able to find a cashless garage nearby. so you can also check the list of all the garages on the insurer’s site.
Q7. What will happen if I lose my Edelweiss car insurance policy documents?
Once you have made the payment, the insurer will send you a soft copy on your registered email id. In case you lose your hard copy, you can refer to the soft copy that is there in your inbox. To get another hard copy you can call the insurer on 1800 12000. You can also send them an e-mail at support[@]edelweissinsurance[.]com and you will get your copy right away.
Q8. If i file an Edelweiss car insurance claim, will a surveyor be appointed to check out my insured car?
Yes, the insurer will appoint a surveyor to examine your car. It is important to keep your Edelweiss car insurance documents handy during the inspection.