Edelweiss Car Insurance

Car Insurance is an agreement through which the insurance provider promises to compensate the policyholder with the sum assured amount in case of any loss, specified damage, bodily injuries, and even accidental death. Edelweiss car insurance policy is formulated to protect the vehicle and its passengers from any financial setbacks. Assistance is also provided in case of any road mishap.

Benefits & Features of Edelweiss Car Insurance

Edelweiss car insurance policies offer their customers timely compensation for the damage and loos. By purchasing car insurance from Edelweiss General Insurance Co. Ltd. you  can avail the following benefits:

  • The insurance company provides car repair services in the network garages
  • Compensation is offered in case the car is stolen
  • Any loss or damage resulting due to an accident or collision with another vehicle, animal or thing like a building or pillar
  • Any loss or damage that has occurred due to bad weather conditions or natural calamities is also covered
  • Any loss or damage due to external explosion or fire is also covered

Why Edelweiss Car Insurance?

Edelweiss car insurance plans come with a range of benefits and its customer-centric approach makes it all the more worth it. Here’s why it is a good idea to buy car insurance from Edelweiss car insurance.

  • First and foremost all the claims are settled quickly
  • Cashless repair services and easy access to 1000+ network workshops
  • Priority repair services at the preferred workshops
  • Discounts for Members of Recognized Automobile Associations ( both private cars And two wheelers)
  • Discounts on the installation of anti-theft devices
  • Discount on vintage cars (for private cars only)
  • Discount for modified/ specially designed vehicles for the handicapped, blind, and mentally challenged applicants

Types of Edelweiss Car Insurance Policies

Usually, there are two types of car insurance policies third-party car insurance and comprehensive car insurance (3rd party + own damage cover). It is mandatory to buy third-party insurance whereas a comprehensive car insurance policy is recommended to enhance your coverage against the risks. Let’s have a look at the type of car insurance policies:

Edelweiss Third-Party Liability Car Insurance (Edelweiss Private Car Liability Only Insurance)

It is a basic car insurance policy that Edelweiss car insurance provides. It is required to be eligible to drive on the city roads. Compensation is provided for loss or damage caused to other vehicles, people, and property in the event of an accident. This type of policy will not cover loss or damages caused to the insured car. For that, you will have to buy a comprehensive or third party + own damage cover.

However, you can enhance your Edelweiss third-party car insurance by opting for the following covers:

  • Personal accident cover up to Rs. 2 lakhs per person for everybody else traveling in the insured car
  • Legal liability cover for the paid driver

What is Not Covered in Edelweiss Third-Party Liability Car Insurance Policy?

Edelweiss car insurance for third-party shall not cover:

  • Any injury caused to the passengers traveling in the insured car without 'Personal Accident Cover'
  • Any damage caused to your own car in the event of an accident
  • Depreciation, or reduction in the car’s value and its parts due to routine wear and tear

For details, you can refer to the Edelweiss third-party car insurance policy wordings.

Third Party + Own Damage Car Insurance Policy (Edelweiss Private Car Package Insurance)

As car sales are over the roof, the risk of road accidents has also been magnified. This imposes a threat to the lives of car owners, fellow car drivers, as well as the pedestrians. A comprehensive vehicle insurance plan ensures your financial safety even in the worst case scenarios. In addition to that, as per the local laws, it is mandatory for vehicle owners to buy motor insurance for their vehicles.

Vehicle owners who don't buy insurance coverage for their automobiles are liable to be penalized.

If you really want to drive in a carefree manner, then you should buy third-party + own damage car insurance from Edelweiss car insurance. It covers loss or damage caused to the insured car, the policyholder, and a third-party (including a person, car or property)

However, you can enhance your Edelweiss comprehensive car insurance by opting for the following covers:

  • Personal Accident Cover for everybody else traveling in your car, up to Rs. 2,00,000 per person
  • Cover for your legal liability towards your paid driver

What is Not Covered in This Policy?

Depreciation, or reduction in the car’s value and its parts due to routine wear and tear is not covered in this type of Edelweiss car insurance policy

Inclusions of Edelweiss Car Insurance

The insurer shall indemnify the policyholder against loss or damage caused to the insured car and its accessories whilst thereon:

  • By theft, burglary, and housebreaking
  • By fire, lightning, explosion, and self-ignition
  • By strike and riots
  • By earthquake
  • By flood, storm, typhoon, tempest, hurricane, cyclone, inundation, hailstorm, and frost
  • By any malicious act
  • By terrorist activity
  • By landslide, rockslide
  • Accident by external means
  • While in transit by rail, road, lift, inland – waterways or air   

Exclusions of Edelweiss Car Insurance

Situations that Edelweiss car insurance plans don’t cover:

  • Accidents that take place outside the scope of the geographical area
  • Claims that arising due to any contractual liabilities with a third party
  • Illegally driving or using the insured car. For instance, claiming for an accident while the car was being driven by a person without a valid driving license
  • Any consequential damage or loss arising due to car accidents. For example, if you leave your damaged car unattended and later on you find out that some of its parts have been stolen, then the insurer will not pay for the loss
  • Any type of loss or damage resulting due to situations like enemy strikes, riots, other warlike incidents etc.
  • If the insured car is used beyond the scope of coverage. For e.g. a private car being used for motor trade, carrying goods, hiring or reward, speed testing or for any other commercial purposes

Edelweiss Car Insurance Claim Procedure

In case you meet with an accident you can call Edelweiss Car Insurance on their helpline number at 1800 12000 1800 12000 and the insurer will quickly settle your claim. Let’ see how it should be done:

Step 1 - Contact Edelweiss car insurance provider as soon as possible

Step 2 - Cooperate and provide complete information such as your full name, policy number, policy duration, date & time of the accident, a copy of the driver's license & license plate number of the involved parties, names & contact details of the involved people

Step 3 - Visit the nearby police station and file a complaint. Make sure you get a copy of your complaint as some insurance providers ask for it

Step 4 - Once you have informed Edelweiss car insurance, a professional will be assigned to your case for its assessment. The surveyor will evaluate your case and will take you through the process

Step 5 - Your case will be resolved by the professional on the basis of your opted plan and its coverage

If you have already moved your car to the workshop then also there is no problem. Simply call the insurer and they will guide you with your claim. There are more than 1000 preferred workshops in India where you can get your car repaired. You can also email them on support[@]edelweissinsurance[.]com for any claim related queries.

Documents Required for Edelweiss Car Insurance Claims

Mentioned below are the documents that you would need to submit as part of your Edelweiss car insurance claim procedure-

Documents Required for Edelweiss car insurance Accidental Claims:

In case of an accident the insurer will ask for the following documents:

  • The insured needs to submit the duly signed claim form
  • Police Panchanama/FIR copy
  • Registration Certificate (RC) of the Insured Car
  • Driving License
  • Estimate of the Repair Work
  • Repair bills as well as payment proof or discharge voucher

Additional Documents Required for Commercial Vehicle:

  • Fitness certificate
  • Permit certificate
  • Road Tax receipts
  • Load Challan

Documents Required for Edelweiss car insurance Theft Claims:

  • Submit the duly signed Edelweiss car insurance claim form
  • Original Edelweiss car insurance policy documents
  • Original Car’s Registration Certificate. For commercial vehicles, you would need to showcase Permit, Fitness certificate, and Tax
  • All the original keys, warranty cars, service booklet, and the original purchase invoice
  • Police FIR and Non-Traceable report
  • Acknowledgment letter addressed to the concerned Regional Transport Office intimating the theft and declaring the vehicle as ‘NON-USE’
  • Duly signed RTO Transfer papers
  • Consent towards the agreed claim settlement value from both the Financier and the Insured
  • NOC from the Financier for claims to be settled in the favor of the insured
  • Subrogation Letter, Discharge voucher, and the Indemnity bond

Documents Required for Edelweiss car insurance Personal Accident & Third-Party Claims:

Documents Required for Personal Accident Claims are as follows:

  • Certificate of disability in case of permanent or partial disabilities
  • Post-mortem report
  • Death Certificate
  • Legal Heir certificate

Documents Required for Edelweiss car insurance Third-Party Claims

You need to submit the following documents to lodge a personal accident claim with Edelweiss car insurance:

  • Copy of the Insurance Policy
  • Duly signed Edelweiss car insurance claim form
  • Copy of police FIR
  • Registration Certificate of the Insured Car
  • Copy of the driving license
  • Legal Notice
  • Details of the claimant
  • Any other supporting documents

How to Calculate Car Insurance Premium?

In general, car insurance premiums are determined on the basis of the insured car details and other details such as:

  • Make and model of the car
  • Car type and its features
  • Date and city of registration
  • Fuel type ( Petrol, Diesel, CNG/LPG)
  • The Year of manufacture
  • Geographical Location
  • Marital Status
  • Optional Features that you have opted for
  • Deductibles etc.

The insurer also takes into consideration your age and driving experience, driving and claim history, the age of the car and also the type of coverage.

You must be wondering how to choose the best car insurance plan. Well, it's as simple as buying clothes. There are plenty of car insurance companies that offer various car insurance plans. Thanks to a large number of insurance companies in India, you can get auto insurance plans at a competitive price. It is so because there is a cut-throat competition among insurance providers. Every insurance provider aims to earn the trust of insurance buyers so that it can capture a large share of the flourishing insurance sector in India.

Tips to Select the Best Car Insurance in India

  • Understand Your Insurance Needs and Expectations - When you know what you want, it becomes easier to analyze whether a plan fulfills your insurance expectations or not.
  • Reputation and reliability of the Insurance Provider - The reputation of an insurance company helps you understand the treatment it gives to a claim. Furthermore, the financial health of an insurer is the second most important factor as it reflects the financial status of your preferred insurance provider.
  • Compare Plans and Prices - If you want to enjoy the highest insurance coverage at an affordable price, don't simply buy the first plan that you come across. Compare the best car insurance companies and pick a plan that fulfils your insurance expectations without costing a bomb.
  • Evaluate the Insurance Coverage - While you aim for a policy, you need to consider adequate insurance coverage. Buying inadequate insurance coverage is worse than buying no insurance coverage at all. The plan that suits your friend might not suit you. It's better to evaluate insurance coverage and see if it fulfills your insurance expectations.

How to Renew Edelweiss Car Insurance Policy?

To avail the continuous benefits of Edelweiss car insurance policy, it is important to renew it before the expiry date. Usually, Edelweiss car insurance offers an easy online renewal facility. You easily renew your Edelweiss car insurance policy online in a matter of a few clicks. You can opt out of the features that you don’t want to avail and save some premium. You can also opt for the benefits that you were missing from your policy.

If you have some other car insurance policy, then also you can opt for an affordable and customizable Edelweiss Car Insurance Policy.

Things to Know about Edelweiss Car Insurance

  • Edelweiss car insurance offers both third party and third-party + own damage cover policy
  • Option to purchase personal accident cover up to 2 lakh rupees
  • Option to cover legal liabilities towards a paid driver
  • The insurer has more than 1000 network garages across India
  • Easy claim settlement within 7 days of filing the claim

Edelweiss Car Insurance - FAQs

Written By: PolicyBazaar - Updated: 14 January 2021
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
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Average Rating
(Based on 49 Reviews)

Edelweiss Car Insurance Reviews & Ratings

4.5 / 5 (Based on 49 Reviews)
(Showing Newest 25 reviews)
Ashutosh
Wadhwan, December 23, 2020
Renew it
I have renewed my edelweiss car insurance policy from the website of the policybazaar. And it is very easy to do so. Great work by the whole team.
Vikram
R.udayagiri, December 22, 2020
Repair work
My repair work of my car was done immediately I got my edelweiss car insurance policy and it was under the policybazaar and into my car insurance plan. Thanks to team policybazaar.
Ananya
East Godavari, December 21, 2020
Best services
I have received the best in class services from the edelweiss and policybazaar. I really like the services and it has been wonderful place for me and my car and also my family. Great work to whole team and thanks a lot.
Ravi
Vadali, December 17, 2020
Cashless claim
I have recently got my edelweiss claim assistance from the policybazaar and they have immediately assisted me to fulfil my claim. A great place to get insured.
Aarav
East Godavari, December 15, 2020
Get the best
I have taken the edelweiss car insurance policy from the policybazaar and have got the best plan. I have secured my car’s life. It is the best. Wonderful services.
Ahmed
Padampur, December 15, 2020
Anti-theft device discounts
I have got the discount into my edelweiss car insurance plan and also it was the one of the amazing thing which I have found. I bought the car insurance policy online. Thank you so much team policybazaar.
Veer
East Godavari, December 15, 2020
Priority services
I have got a priority services from the policybazaar as I have bought the car insurance policy of edelweiss and it is such a great company. I really like it and have recommended many. Wonderful services.
Raunak
Debra Bazar, December 14, 2020
Ultimate benefits
I have got a various benefits when I checked into the website of the policybazaar. I really like it and found some wonderful plans. One of the best team.
Saumya
East Godavari, December 11, 2020
Compare the plans
I have compared the various plans into the website of the policybazaar and got to know about the edelweiss car insurance policy. A best plan.
Raju
Udagamandalam, December 10, 2020
Documents required
I have taken the edelweiss car insurance policy from the policybazaar and no documents are required as such. It is excellent plan. Kudos to the whole team.
Darshan
Padampur, December 09, 2020
Legal liabilities
I have taken the edelweiss car insurance policy from the policybazaar and it has been giving me the protection from the legal liabilities. Appreciable services.
Apurva
Fakirpur, December 08, 2020
Third party cover
I have taken the third party insurance policy of edelweiss company and it was done via the policybazaar website. It is a plan which suits me and the third party too. I am the happy customer.
Shishir
Uchchhal, December 07, 2020
More efficient
I feel that my edelweiss car insurance policy is very good and it has been efficiently suited with certain features and the add on covers. Such great plans at the website of the policybazaar.
Farokh
Fakirpur, December 04, 2020
Coverage
I have taken the edelweiss car insurance plan and I have got the best coverage. It is excellent plan and very well given by the team policybazaar. Thanks a lot team.
Barkha
G.mahisani, December 03, 2020
Great insurance
Edelweiss car insurance has been wonderful and great insurance for my car and I really love the services. Excellent services by the team.
Ridhima
R.k.nagar, December 02, 2020
Legal liabilities
My edelweiss car insurance policy has given me the coverage related to the legal liabilities and have bought from the website of the policybazaar.
Anushka
Dabhoi, December 01, 2020
Personal accident cover
I have taken the edelweiss car insurance policy from the policybazaar and it is the amazing plan. I really love the services and I have along with that bought the personal accident cover too. Thanks to whole team policybazaar
Khushi
R.k.nagar, November 23, 2020
Good support
I have got the best support from the team policybazaar and also I got my edelweiss car insurance policy from them. Really wonderful work team policybazaar.
Ravi
Vadali, November 20, 2020
Discounts
I have recently took the edelweiss car insurance policy from the website of the policybazaar and along with that I have got a huge amount of discounts. It is really amazing and wonderful place to get best in class services. Thanks a lot team.
Shaurya
Udagamandalam, November 19, 2020
Customer support
The customer care support of the policybazaar is really good and also I bought the car insurance of edelweiss is amazing and wonderful. Appreciate your work team policybazaar.
Rishaan
Tajapur, November 18, 2020
Settles claim
My edelweiss car insurance policy is really amazing and they have helped me a lot in settling the claim. I have bought this plan from the website of the policybazaar.
Hitendra
Farenda, November 17, 2020
Wider approach
I have recently took the edelweiss car insurance policy from the policybazaar. It is a wonderful plan and I can see various plans into the website. Thank you team policybazaar.
Mehar
Faridabad, June 19, 2020
Renewal online basis
My experience with edelweiss insurance company is really great and they offered me with great services. Not only good plans but also with certain after sales services. I decided to renew my plan with them only and I renewed my plan via the Policybazaar mobile application. Thanks team for such great and wonderful services. Kudos to whole team.
Kashvi
Fakirsahi, June 19, 2020
Compare and buy
I feel that before buying anything we should compare it first. I searched for various plans on policybazaar website and found the which suits my all points. I got a comprehensive plan and it is great. It helps me in getting repaired my car and also it helps in the medical facilities at the time of the accident.
Manish
Captainganj, June 19, 2020
Soft and hard copy received
Last year I took my car insurance policy from Policybazaar and they suggested me a great plan. It was edelweiss insurance company. After I got my plan and made up my payment. I received my soft copy from them in next 15 minutes. It was real quick. No only soft copy but also my hard copy got into my hands in 4-5 working days. It was a great experience.