Hero Electric Optima Plus Insurance

Popular Hero Electric Optima Plus Variants with Insurance Premium Price

The cost of a Hero Electric Optima Plus insurance policy is calculated after considering multiple factors like the scooter's age, registration year, and policy type. Let's take a look at the starting prices for buying or renewing your policy:

*Disclaimer: The price listed above is only an estimate taken from Policybazaar.com . Your actual bike insurance premium can differ depending on the model, IDV, purchase year, and other relevant factors.

Reasons to Buy Hero Electric Optima Plus Insurance Online from Policybazaar.com

Here are the top reasons to buy Hero Electric Optima Plus from Policybazaar Insurance Brokers Pvt Ltd:

• Excellent Claim Support: The company offers 24/7 claims support to its customers. You also get frequent updates about the status of your claim, and a dedicated claim manager helps you every step of the way.
• Instant Policy Issue: You can quickly renew your insurance online easily. Once you make the premium payment, the policy documents are mailed to the registered email address.
• Trusted Platform: Policybazaar.com is an IRDAI-approved broker and has over 9 million customers.
• Paperless Process: When you buy a policy from this platform, you don't have to visit insurance agents or handle paperwork. The entire process is completed online.

Hero Electric Optima Plus Insurance Add-on Covers

You can consider including some optional bike insurance add-ons to expand the scope of your policy. The following options can be useful, especially for electric vehicles:

• Consumables Cover: Consumable items like battery coolants, lubricants, nuts, bolts, and screws are required while repairing electric vehicles. This add-on covers the cost of such items.
• Roadside Assistance Cover: If your EV bike faces issues like battery discharge or electrical fault while on the road, you can get emergency assistance from your insurer through this add-on cover. Insurers provide services like towing to the nearest charging station and minor on-site repairs during such times.

How to Buy or Renew Hero Electric Optima Plus Insurance Online?

You can buy or renew your Hero Electric Optima Plus insurance policy online through Policybazaar.com using the following steps:

• Step 1: Select '2-Wheeler Insurance' from the homepage of the official Policybazaar.com website.
• Step 2: If you want to renew an existing policy, type in your vehicle's registration number. Select the 'View Price' option.
• Step 3: The screen will display different bike insurance plans. You can select any policy that satisfies your coverage requirements. Include any optional covers you need and select "Pay Now".
• Step 4: Use your preferred digital payment method to pay your two-wheeler insurance premium. Once done, all the policy documents will be sent to you via email.

How to Raise Hero Electric Optima Plus Insurance Claims Online?

Let's understand the step-by-step process for filing a bike insurance claim for your Hero Electric Optima Plus.

1. Cashless Claims

   Here's how you can file a cashless two-wheeler insurance claim:

   • Step 1: Get in touch with your insurance provider and report the concerned event.
   • Step 2: The claim form is available on the insurer/aggregator. Complete the claim form and include soft copies of the required documents.
   • Step 3: The repairs will be authorised following an insurance surveyor's assessment of the bike's damage.
   • Step 4: Have it repaired at a network garage. The bills will be settled directly by your insurer.

2. Reimbursement Claims

   Here's the process for submitting a reimbursement claim:

   • Step 1: Get in touch with your bike insurance company to let them know about the incident.
   • Step 2: Submit an FIR at the appropriate police station if you want to file a claim for theft or third-party liabilities.
   • Step 3: The insurance company will send a surveyor to look at the damage to the scooter and give it the go-ahead.
   • Step 4: Take your two-wheeler to any garage for repair work.
   • Step 5: Pay the repair bills and save the original bills.
   • Step 6: Give the original bills, along with the claim form and any additional supporting documents. You will receive reimbursement once your claim has been processed.

Documents Required for Accidental Claim Settlement

When you file a claim with Hero Electric Optima insurance, you need to include the following:

• A copy of the FIR for cases involving bodily injuries, death or property damage.
• Invoices and payment receipts issued by the garage.
• Evidence of having a valid Hero Electric Optima Plus insurance policy.
• An estimate of the repairs needed for the e-bike.
• A claims discharge and satisfaction voucher. It must be with a signature and a revenue stamp.
• The RC of your e-bike
• An insurance claim form (signed and filled).
• A copy of the rider's driving licence.

To submit a claim for a stolen vehicle, you must also provide the following extra documents:

• The theft endorsement or confirmation given by the Regional Transport Office (RTO).
• A copy of the theft notification that was sent to the RTO, stating that the scooter was "no use."
• The report from the Judicial Magistrate First Class, along with the final investigation report and the First Information Report (FIR).
• Spare keys for the scooter, along with warranty papers and service booklets.