Honda Activa Insurance

Honda Activa insurance is a type of two-wheeler insurance policy offering comprehensive coverage for your Honda Activa scooter. It ensures financial protection against accidents, theft, natural calamities, or man-made disasters. Moreover, this offers peace of mind by covering third-party liabilities along with several valuable add-ons like roadside assistance cover, zero depreciation cover, etc., making your ride worry-free and secure. Read all about Honda Activa insurance in the below page.

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  • Save up to 85% by comparing plans
    Save up to 85%# by comparing plans
  • 20+ Insurers to choose from
    20+ Insurers to choose from
  • 1.2 Crore+ Bike Insured
    1.2 Crore+ Bike Insured
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Popular Honda Activa Models with Insurance Premium

Honda Activa Models
(Registration Year: 2024
Registration City: New Delhi)
5 Years Third party and 1 Year Own-damage plan (in ₹)
Activa 3G (110CC) 3,892 onwards
Activa 4G (110CC) 3,894 onwards
Activa 5G (110CC) 3,897 onwards
Activa 6G H-Smart (110CC) 3,916 onwards
Activa 6G Smart Key-Alloy Wheels (110CC) 3,916 onwards

*Disclaimer- The above table is for reference purposes only. Your Honda Activa insurance premium may vary depending upon the IDV, registration year, location of registration, add-ons, etc.

Reasons to Buy Activa Insurance Online from Policybazaar.com

At Policybazaar.com, you can compare multiple plans offered by top bike insurance companies in India at the most affordable prices.

If you buy a Honda Activa insurance policy, you can avail of the following benefits:

  • Avail benefits of a comprehensive plan that provides coverage in case of own damage and third-party liabilities by the insured Activa scooty.
  • Cashless repair at network garages in case of accidental damages.
  • Avail faster claim settlement (both cashless or reimbursement).
  • No Claim Bonus (NCB) on every claim-free year (regardless of claims arising for the restoration of plastic, fiber, glass, and rubber parts)
  • Get roadside assistance in case of breakdown, such as battery jumpstart, emergency fuel assistance, minor repairs, on-call support, towing damaged vehicles to the network garage, etc.
  • Enjoy 24/7 customer assistance by calling 1800-258-5970 and resolving all your insurance queries without hassles.

Inclusions of Honda Activa Insurance

It offers financial protection against the following events:

  • Accidental damages
  • Loss or damage caused due to housebreaking or theft
  • Damage due to fire and explosion
  • Damage caused by lightning
  • Riots and strikes
  • Earthquakes, floods, typhoons, storms, rockslides, landslides, and cyclones
  • Damages from terrorism and malicious activities
  • Losses were suffered during transit by road, rail, inland waterway, and air
  • Third-party liability coverage for property damage, bodily injuries, and vehicle damage.

Exclusions of Honda Activa Insurance

Under the following situations, your claim won't be entertained:

  • Normal wear and tear
  • Mechanical and electrical breakdown (unless accidental damages/failures)
  • Any consequential loss
  • Driving under the influence of drugs and liquor
  • Driving without any valid Driving License, Vehicle Registration Certificate, PUCC, and scooter insurance policy
  • Damage resulting due to war conditions or nuclear damage
  • Occurrences outside the geographical limits mentioned in the policy documents
  • Loss or damages caused to Honda Activa tube or tyre damage other than accidental damage.

Honda Activa Insurance Add-on Covers

The comprehensive two-wheeler insurance plan allows you to buy add-on covers like roadside assistance, zero-depreciation cover, consumables cover, and No Claim Bonus (NCB) protection cover. The add-ons offer maximum protection in case of accidental injuries or collisions.

  • Roadside Assistance Cover: A 24-hour roadside assistance cover comes in handy if the Activa breaks down in the middle of the road. Under this cover, you get services like towing, changing flat tyres, battery jumpstart, refueling, etc. If you are stuck in any such situation, the insurer will assist immediately.
  • Zero Depreciation Cover: A zero dep add-on cover in bike insurance allows you to claim the total cost of replacing bike parts in case of accidental damage. The depreciation on the damaged parts is not deducted from the bike insurance claim amount. Thus, it helps you save a considerable amount.
  • Consumables Cover: With consumables add-on cover, you can claim for the small consumable expenses incurred on replacing and repairing nuts, bolts, screws, oil, etc., without paying from your pocket.
  • No-Claim-Bonus protection: If you have not made any claim during your policy period, you are entitled to a No-Claim Bonus (NCB) on your insurance premium. The NCB benefit can be availed up to 50% for subsequent years. When the NCB bonus becomes zero if a claim is made, the earned NCB can be protected with a No Claim Bonus (NCB) Protection Cover.

You may also read How is NCB Calculated in Bike Insurance?

How Do You Buy Two-wheeler Insurance Online for Honda Activa?

To buy your Honda Activa Insurance online, you can head to the official website of Policybazaar Insurance Brokers Private Limited and follow the simple steps:

  • Step 1: First, provide the details regarding your vehicle, city of registration, manufacturing year, make and model, etc.
  • Step 2: Select the type of insurance policy you want to buy for your Honda Activa, i.e. third party or comprehensive bike insurance policy.
  • Step 3: Check the add-ons like zero depreciation cover, PA cover, etc.
  • Step 4: You will get Activa insurance quotes from different insurers, from which you can select the one that works for you and pay online through UPI, net banking, or debit/credit cards.
  • Step 5: Your Honda Activa insurance policy is mailed to your registered email address.

How to Renew Honda Activa Insurance Online?

For Honda Activa insurance renewal online, visit the official website of Policybazaar Insurance Brokers Private Limited and follow the below steps:

  • Step 1: Go to the Policybazaar Activa insurance online renewal option and complete the form.
  • Step 2: Submit details like – policy number, your name, registration number, chassis number, mobile number, and email ID.
  • Step 3: Compare different quotes for Honda Activa insurance renewal prices.
  • Step 4: Once the form is submitted and payment is made, the Policy will be renewed instantly.
  • Step 5: Finally, the insurer will email the PDF copy of the Activa insurance policy.

How to file an Activa Insurance Claim?

Cashless Claims Settlement

For cashless claims settlement, the procedure is as follows:

  • Step 1: In case of an accident or damage to your Activa, inform the insurer as soon as possible.
  • Step 2: The bike insurance company will survey the damaged Activa, design an assessment report, and send it to the insurer.
  • Step 3: The insurer estimates and confirms the amount & ask you to send the damaged Activa to the nearest network garage for repairs.
  • Step 4: The insurer will directly settle the bills with the garage once the damages are repaired.

Reimbursement Claims Settlement

For reimbursement claims settlement, the procedure is as follows:

  • Step 1: Inform the insurer about the incidence by calling at their helpline number.
  • Step 2: The surveyor will assess the damage caused to the damaged Activa.
  • Step 3: They will compile the assessment report within 48 hours of the survey.
  • Step 4: Submit all the required documents as asked by the insurer along with the filled & signed claim for.
  • Step 5: Once the insurer approves, send your insured Activa to the nearest local garage for repairs and pay from your own pocket.
  • Step 6: Later, the insurer will compensate for the losses directly in your bank account.

Documents Required for Activa Insurance Claim

In case of an accident, the insured may ask for the following documents during the claim settlement process:

  • Claim form filled and signed by the insured
  • Driving License
  • Activa registration book
  • KYC details if the damage exceeds ₹ 1 Lakh
  • FIR report from Policy is it involves fire, 3-party injuries, property damage, and death
  • Repair estimates
  • Repair bills
  • Payment receipts

Additional Documents Required for Activa Theft Claims

  • Original Registration Certificate
  • Original Activa Insurance Policy documents
  • Keys / Purchase Invoice
  • Police FIR
  • Non-Traceable Report
  • Letter of Subrogation
  • NOC from the Financer
  • RTO letter declaring the Insured Activa as 'No Use.'

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Honda Activa Insurance FAQs

Written By: PolicyBazaar

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^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.

^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.

#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.

*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)

#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.

*Rs 457/- per annum (1.3/day) is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial). Premium is payable on an annual basis