Joy E-Bike Insurance

Joy E Bike is an electric mobility company that offers eco-friendly, cost-effective two-wheelers in India, helping reduce pollution and making sustainable transportation more accessible. Like any vehicle, it's important to protect your Joy E Bike from potential road risks by obtaining a Joy E Bike insurance policy, which provides financial cover for bike repairs as well as protection against third party liabilities resulting from an accident involving your insured bike.

Read more
  • Save up to 85% by comparing plans
    Save up to 85%# by comparing plans
  • 20+ Insurers to choose from
    17+ Insurers to choose from
  • 1.2 Crore+ Bike Insured
    1.2 Crore+ Bike Insured
Two Wheeler Top Fold Kapil Sharma Image
No paperwork required! Renew insurance in 60 seconds^

Plans starting at only @ ₹1.3/day*

View Prices
Processing
Bought a new bike?

About Joy E Bike

Joy E Bike is an electric two-wheeler manufacturing brand under Wardwizard Innovations & Mobility Limited. The company was founded in 2016 and is headquartered in Vadodara, Gujarat. The company offers a range of eco-friendly scooters and motorcycles like the Gen Next Nanu, Wolf Plus, and Mihos. With a production facility capable of producing 300,000 to 400,000 units annually, Joy E Bike reached a significant milestone by selling 100,000 units by February 2024.

Popular Joy E Bike Models With Bike Insurance Price

Joy E Bike Models (Registration 2024) Zero Dep Cover* (Add-on Cover) Estimated Joy E Bike Insurance Price* (1+5 Bundled Policy)
Joy E Bike Wolf STD (0.25) ₹ 548 ₹ 3,014
Joy E Bike Gen Nxt Nanu E Bike ₹ 476 ₹ 2,987

*Disclaimer: Joy E Bike insurance price may vary based on your selected provider. Factors like your bike's model, manufacturing year, registration location, and Insured Declared Value (IDV) will impact the final cost. Choosing add-ons or additional coverage options may also result in extra charges in your policy.

Joy E Bike Insurance Price Calculator

For a quick Joy E Bike insurance price quote, you can use the online bike insurance calculator available on Policybazaar.com. This tool allows you to easily compare insurance plans that fit your bike's specifics. To proceed with the calculation, you need to enter these key details:

  • The ex-showroom price of your bike
  • Model and variant information
  • RTO location and year of registration
  • Claim history (if any)

Coverage Under Joy E Bike Insurance Policy

  • Inclusions
  • Exclusions

his section outlines key protections provided under Joy E Bike insurance policy:

  • Theft or Total Loss: If your Joy E-Bike is stolen or suffers irreparable damage, the policy offers compensation based on the Insured Declared Value (IDV).
  • Accidental Damage: Covers repair expenses resulting from accidents, including third-party liability.
  • Fire-Related Incidents: Offers financial coverage for damages due to incidents like fires, explosions, and similar hazardous events.
  • Natural Disasters: Extends coverage to damages from natural events such as floods, earthquakes, storms, and other natural disasters, safeguarding your bike against environmental risks.
  • Civil Disturbances: Covers losses or damages resulting from riots, strikes, vandalism, and other forms of public unrest, protecting your bike in times of civil disturbances.

Certain conditions are not covered under Joy E Bike insurance policy:

  • Routine Wear and Tear: Standard maintenance costs, mechanical breakdowns, and normal wear and tear are not covered as they are part of regular upkeep.
  • Influence of Alcohol or Drugs: Damages occurring while riding under the influence of alcohol or drugs make claims ineligible for coverage.
  • Invalid Documentation: Claims may be rejected if key documents, like a valid driver's license, are not present or have expired.
  • Improper Use or Negligence: Damages from improper use, neglect, or illegal activities are not covered under the policy.
  • Out-of-Coverage Incidents: Incidents occurring outside the insurer's geographical limits or after the policy's expiration are excluded from coverage.

*Disclaimer: Coverage terms may vary based on the insurance provider. Carefully reviewing your Joy E Bike insurance policy document is recommended to understand the complete scope of coverage.

How to Buy/Renew Joy E Bike Insurance Online?

You can follow these steps to easily buy or renew your Joy E Bike insurance online:

  • Step 1: Visit Policybazaar.com and navigate to the “Bike Insurance” section.
  • Step 2: Choose the type of policy you require. For renewals, enter your bike's registration number. If insuring a new Joy E Bike, select the “Bought a New Bike” option to continue.
  • Step 3: Enter essential details, such as your bike's model, variant, and registration information. Accurate data entry ensures a smooth application process.
  • Step 4: Review the available insurance plans. Compare each plan's coverage, benefits, and costs to find one that best suits your needs.
  • Step 5: Select your preferred coverage level. A comprehensive policy provides broad protection, while a third-party policy covers basic liabilities.
  • Step 6: Complete your purchase by making the payment. Once confirmed, your Joy E Bike insurance policy document will be emailed to you for easy access.

Joy E Bike Insurance Policy Add-ons

To enhance Joy E Bike insurance policy, you can use these add-ons:

  • 24/7 Roadside Assistance
  • Passenger Assistance Cover
  • Personal Accident Cover
  • Return-to-Invoice (RTI) Cover
  • Consumables Cover
  • No Claim Bonus (NCB) Protection
  • Zero Depreciation Cover
  • Engine Protection Cover

How to Claim Joy E Bike Insurance Online?

Follow these steps to file a Joy E Bike insurance claim online:

  • Step 1: Contact your insurer immediately after the incident to avoid delays. Keep your policy number and incident details ready for efficient claim registration.
  • Step 2: Once the claim is registered, an insurance surveyor will inspect the damage to your Joy E Bike to confirm coverage and validate the claim.
  • Step 3: Gather and submit the necessary documents, including your ID, filled-out claim form, original Joy E Bike insurance policy, and the bike's registration certificate. Adding photos of the damage can strengthen your claim.
  • Step 4: For cashless claims, take your bike to an authorised Joy E Bike service centre. The insurer will handle repair costs directly with the service centre based on the surveyor's assessment.
  • Step 5: If you choose a non-network service centre, you'll need to pay for the repairs upfront and later submit the repair bills to your insurer for reimbursement.

Joy E Bike Insurance Online FAQs

  • Q. Is it possible to get zero depreciation coverage on Joy E Bike insurance?

    Ans: Yes. Zero depreciation cover is available as an add-on, which helps cover the cost of repairs without factoring in the depreciation of parts.
  • Q. What is Joy E Bike insurance renewal, and why is it important?

    Ans: On-time Joy E Bike insurance renewal prevents lapses in coverage and avoids penalties, ensuring continued protection for your bike.
  • Q. What factors impact the cost of Joy E Bike insurance renewal?

    Ans: Factors like the bike’s model, age, RTO location, and add-on covers chosen during renewal affect the total premium.
  • Q. Are fire-related damages covered by Joy E Bike insurance?

    Ans: Yes. A standard Joy E Bike insurance policy covers damages resulting from fires and explosions.
  • Q. Is third party liability mandatory for Joy E Bike insurance policy?

    Ans: Yes. Third party liability insurance is mandatory by the Indian motor laws and covers damages to other people or property involved in an accident with your bike.

Written By: PolicyBazaar
Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
Average Rating
(Based on 793 Reviews)

Two Wheeler Insurance Articles

  • Recent Article
  • Popular Articles
15 May 2025

Know All About Cheap and Affordable Bike...

For many Indians, a bike is more than just a mode of transport

Read more
09 May 2025

How to Select an E-Bike Insurance Policy?

E-bikes are the new normal for all environment conscious two

Read more
05 May 2025

Things to Know Before Buying an E-Bike: Electric...

Electric bikes, commonly known as e-bikes, have rapidly

Read more
25 Apr 2025

Bike Fire Causes and Prevention Tips for Safety

Bike fires may not concern riders, but the consequences can be

Read more
15 Apr 2025

Benefits of Two-Wheeler Insurance Policy

Riding your own bike offers unmatched convenience, but the

Read more

Three Easy Ways to Check Bike Insurance Expiry...

In India, you must have a valid bike insurance policy for your two-wheeler and renew it before its expiry. In case

Read more

Check Vehicle Owner Details by Registration Number

Vehicle owner details can come in handy in various situations, such as road accidents, cases of reckless driving

Read more

How to Get Bike Insurance Details by Vehicle...

In India, as per the Insurance Regulatory and Development Authority of India (IRDAI), all bike owners must hold at

Read more

How to Check Bike Insurance Status Online via...

Have you ever wondered what will happen if your bike insurance policy expires? Riding your uninsured bike in India

Read more

How to Check Bike Owner Details by Registration...

Owing a bike in India comes with a set of responsibilities, such as keeping a track of essential documents like

Read more

Insurance Reviews & Ratings

4.7 / 5 (Based on 793 Reviews)
(Showing Newest 10 reviews)
Raghav
Delhi, August 30, 2024
True Saviour
I was riding home late at night when I lost control and hit my bike on something. My bike was severely damaged, but luckily, I had Reliance General Bike Insurance, which helped me get compensation for the repair costs.
Mayur
Ludhiyana, August 30, 2024
Natural Disaster Coverage
My bike was damaged during heavy rains and flooding in my area. I thought I would have to bear the cost, but on contacting the Policybazaar agent, I learned my SBI Bike Insurance covered the damages. The claim process was hassle-free.
Vinay
Agra, August 30, 2024
Quick Response
I had a misfortune incident when someone tried to steal my bike. Luckily, I learned about it, but the bike was damaged in the process. I filed a claim with my insurance, and the Policybazaar team handled everything quickly. The repair costs were covered, and I didn't have to worry about a thing with Digit Two Wheeler Insurance.
Nilesh
Phagwara, August 30, 2024
Simple Process
I recently purchased HDFC ERGO Two Wheeler Insurance through Policybazaar. I must say, the process is really simple and easy. Highly recommended.
Varun
Pune, August 30, 2024
All time Assistance
Working late one night, I had an accident on my return home. I called the bike insurance helpline number, and thankfully, they were available all time. I am really happy that I took the ICICI Lombard Two Wheeler plan through Policybazaar.
Sohail
Thane, August 30, 2024
Good Experience
I am really happy that I purchased TATA AIG Bike Insurance through Policybazaar. I was able to get the full claim when the bike was damaged in an accident. Thank you!
Pankaj
Mumbai, August 30, 2024
Timely Payout
With Kotak Mahindra Bike Insurance, I was able to get the timely payout when my bike was stolen. I could get a new bike without any financial stress.
Bhavesh
Lucknow, August 30, 2024
Covered Repair Costs
I was riding home late at night when I lost control and hit my bike on something. My bike was severely damaged, but luckily, I had Reliance General Bike Insurance, which helped me get compensation for the repair costs.
Nihal
Jharkhand, August 30, 2024
Big Relief
I had an accident when I was returning from my office. My bike was severely damaged. I'm really happy that the insurance covered all the repair costs, and I didn’t have to spend a penny from my pocket.
Rahul
Merath, August 30, 2024
Great Customer Support
I was unsure about the coverage options for my two wheeler but the customer service team at Policybazaar was very patient and helpful in answering my questions. They guided me through the process, and I’m now insured with National Two-Wheeler Insurance. It was a smooth experience from start to finish!

^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.

^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.

#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.

*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)

#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.

*Rs 457/- per annum is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial).The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively.Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in