Joy E-Bike Insurance
Joy E Bike is an electric mobility company that offers eco-friendly, cost-effective two-wheelers in India, helping reduce pollution and making sustainable transportation more accessible. Like any vehicle, it's important to protect your Joy E Bike from potential road risks by obtaining a Joy E Bike insurance policy, which provides financial cover for bike repairs as well as protection against third party liabilities resulting from an accident involving your insured bike.
-
Save up to 85%# by comparing plans
-
17+ Insurers to choose from
-
1.2 Crore+ Bike Insured

Plans starting
₹1.3/day*About Joy E Bike
Joy E Bike is an electric two-wheeler manufacturing brand under Wardwizard Innovations & Mobility Limited. The company was founded in 2016 and is headquartered in Vadodara, Gujarat. The company offers a range of eco-friendly scooters and motorcycles like the Gen Next Nanu, Wolf Plus, and Mihos. With a production facility capable of producing 300,000 to 400,000 units annually, Joy E Bike reached a significant milestone by selling 100,000 units by February 2024.
Popular Joy E Bike Models With Bike Insurance Price
Joy E Bike Models (Registration 2024) | Zero Dep Cover* (Add-on Cover) | Estimated Joy E Bike Insurance Price* (1+5 Bundled Policy) |
Joy E Bike Wolf STD (0.25) | ₹ 548 | ₹ 3,014 |
Joy E Bike Gen Nxt Nanu E Bike | ₹ 476 | ₹ 2,987 |
*Disclaimer: Joy E Bike insurance price may vary based on your selected provider. Factors like your bike's model, manufacturing year, registration location, and Insured Declared Value (IDV) will impact the final cost. Choosing add-ons or additional coverage options may also result in extra charges in your policy.
Joy E Bike Insurance Price Calculator
For a quick Joy E Bike insurance price quote, you can use the online bike insurance calculator available on Policybazaar.com. This tool allows you to easily compare insurance plans that fit your bike's specifics. To proceed with the calculation, you need to enter these key details:
- The ex-showroom price of your bike
- Model and variant information
- RTO location and year of registration
- Claim history (if any)
Coverage Under Joy E Bike Insurance Policy
- Inclusions
- Exclusions
his section outlines key protections provided under Joy E Bike insurance policy:
- Theft or Total Loss: If your Joy E-Bike is stolen or suffers irreparable damage, the policy offers compensation based on the Insured Declared Value (IDV).
- Accidental Damage: Covers repair expenses resulting from accidents, including third-party liability.
- Fire-Related Incidents: Offers financial coverage for damages due to incidents like fires, explosions, and similar hazardous events.
- Natural Disasters: Extends coverage to damages from natural events such as floods, earthquakes, storms, and other natural disasters, safeguarding your bike against environmental risks.
- Civil Disturbances: Covers losses or damages resulting from riots, strikes, vandalism, and other forms of public unrest, protecting your bike in times of civil disturbances.
Certain conditions are not covered under Joy E Bike insurance policy:
- Routine Wear and Tear: Standard maintenance costs, mechanical breakdowns, and normal wear and tear are not covered as they are part of regular upkeep.
- Influence of Alcohol or Drugs: Damages occurring while riding under the influence of alcohol or drugs make claims ineligible for coverage.
- Invalid Documentation: Claims may be rejected if key documents, like a valid driver's license, are not present or have expired.
- Improper Use or Negligence: Damages from improper use, neglect, or illegal activities are not covered under the policy.
- Out-of-Coverage Incidents: Incidents occurring outside the insurer's geographical limits or after the policy's expiration are excluded from coverage.
*Disclaimer: Coverage terms may vary based on the insurance provider. Carefully reviewing your Joy E Bike insurance policy document is recommended to understand the complete scope of coverage.
How to Buy/Renew Joy E Bike Insurance Online?
You can follow these steps to easily buy or renew your Joy E Bike insurance online:
- Step 1: Visit Policybazaar.com and navigate to the “Bike Insurance” section.
- Step 2: Choose the type of policy you require. For renewals, enter your bike's registration number. If insuring a new Joy E Bike, select the “Bought a New Bike” option to continue.
- Step 3: Enter essential details, such as your bike's model, variant, and registration information. Accurate data entry ensures a smooth application process.
- Step 4: Review the available insurance plans. Compare each plan's coverage, benefits, and costs to find one that best suits your needs.
- Step 5: Select your preferred coverage level. A comprehensive policy provides broad protection, while a third-party policy covers basic liabilities.
- Step 6: Complete your purchase by making the payment. Once confirmed, your Joy E Bike insurance policy document will be emailed to you for easy access.
Joy E Bike Insurance Policy Add-ons
To enhance Joy E Bike insurance policy, you can use these add-ons:
- 24/7 Roadside Assistance
- Passenger Assistance Cover
- Personal Accident Cover
- Return-to-Invoice (RTI) Cover
- Consumables Cover
- No Claim Bonus (NCB) Protection
- Zero Depreciation Cover
- Engine Protection Cover
How to Claim Joy E Bike Insurance Online?
Follow these steps to file a Joy E Bike insurance claim online:
- Step 1: Contact your insurer immediately after the incident to avoid delays. Keep your policy number and incident details ready for efficient claim registration.
- Step 2: Once the claim is registered, an insurance surveyor will inspect the damage to your Joy E Bike to confirm coverage and validate the claim.
- Step 3: Gather and submit the necessary documents, including your ID, filled-out claim form, original Joy E Bike insurance policy, and the bike's registration certificate. Adding photos of the damage can strengthen your claim.
- Step 4: For cashless claims, take your bike to an authorised Joy E Bike service centre. The insurer will handle repair costs directly with the service centre based on the surveyor's assessment.
- Step 5: If you choose a non-network service centre, you'll need to pay for the repairs upfront and later submit the repair bills to your insurer for reimbursement.
Joy E Bike Insurance Online FAQs
-
Q. Is it possible to get zero depreciation coverage on Joy E Bike insurance?
Ans: Yes. Zero depreciation cover is available as an add-on, which helps cover the cost of repairs without factoring in the depreciation of parts. -
Q. What is Joy E Bike insurance renewal, and why is it important?
Ans: On-time Joy E Bike insurance renewal prevents lapses in coverage and avoids penalties, ensuring continued protection for your bike. -
Q. What factors impact the cost of Joy E Bike insurance renewal?
Ans: Factors like the bike’s model, age, RTO location, and add-on covers chosen during renewal affect the total premium. -
Q. Are fire-related damages covered by Joy E Bike insurance?
Ans: Yes. A standard Joy E Bike insurance policy covers damages resulting from fires and explosions. -
Q. Is third party liability mandatory for Joy E Bike insurance policy?
Ans: Yes. Third party liability insurance is mandatory by the Indian motor laws and covers damages to other people or property involved in an accident with your bike.
^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.
^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.
#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.
*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)
#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.
*Rs 457/- per annum is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial).The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively.Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in