Examples of ₹2,000 SIP for 10 Years
These examples illustrate how SIP plans can cater to various financial needs, whether it's saving for a child's education, planning for a comfortable retirement, or building a corpus for future aspirations. By tailoring investments to their goals and risk tolerance, individuals can systematically achieve their financial dreams. By using the SIP calculator, you can get an estimate of the returns on your SIP investment,
Example 1: Large-Cap Fund
Ramesh, a 35-year-old teacher, wants to ensure a good education for his 5-year-old daughter. He chooses a large-cap fund, known for stability and consistent returns, offering an estimated 12% annual return.
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Monthly SIP Amount: ₹2,000
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Investment Period: 10 years
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Fund Type: Large Cap
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Annualised Returns: 12% CAGR (Estimated)
Scenario: Ramesh starts his SIP today. In 10 years, when his daughter is 15, his investment could grow to approximately ₹4.1 lakhs. You can check it using the SIP calculator. This corpus can contribute significantly towards her higher education expenses.
Example 2: Mid-Cap Fund
Priya, a 28-year-old IT professional, dreams of buying a house in 10 years. She invests in a mid-cap fund, aiming for higher returns with moderate risk, and expects a 14% annual return.
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Monthly SIP Amount: ₹2,000
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Investment Period: 10 years
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Fund Type: Mid Cap
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Annualised Returns: 14% CAGR (Estimated)
Scenario: By the time Priya is 38, her SIP could mature to around ₹4.6 lakhs. This amount can serve as a substantial down payment for her dream home, bringing her closer to her goal.
Example 3: Small-Cap Fund
Aman, a 25-year-old entrepreneur, has a high-risk appetite and seeks aggressive growth. He invests in a small-cap fund, anticipating a 16% annual return.
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Monthly SIP Amount: ₹2,000
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Investment Period: 10 years
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Fund Type: Small Cap
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Annualised Returns: 16% CAGR (Estimated)
Scenario: At 35, Aman's investment could potentially grow to ₹5 lakhs. You can use the SIP calculator to calculate the same. This corpus can be utilized for business expansion or other high-growth opportunities.
- Insurance Companies
- Mutual Funds
|
Returns |
| Fund Name |
5 Years |
7 Years |
10 Years |
| Max Life |
27.23% |
21.07% |
|
| Tata AIA |
30.99% |
21.69% |
|
| Bajaj Allianz |
24.23% |
12.8% |
|
| HDFC Standard |
25.77% |
14.87% |
|
| Canara HSBC Oriental Bank |
17.51% |
10.29% |
|
| Bharti AXA |
23.03% |
15.02% |
|
| Birla Sun Life |
26.67% |
14.18% |
|
| ICICI Prudential |
22.68% |
13.38% |
|
| LIC |
- |
- |
|
| PNB Metlife |
24% |
16.86% |
|
Fund rating powered by
Last updated: May 2025
| |
Returns |
| Fund Name |
3 Years |
5 Years |
10 Years |
| QUANT |
23.92% |
31.48% |
|
| PARAG PARIKH |
20.69% |
26.41% |
|
| EDELWEISS |
22.34% |
24.29% |
|
| KOTAK |
24.64% |
25.01% |
|
| MIRAE ASSET |
19.74% |
24.32% |
|
| PGIM INDIA |
14.75% |
23.39% |
|
| DSP |
18.41% |
22.33% |
|
| CANARA ROBECO |
20.05% |
21.80% |
|
| SUNDARAM |
18.27% |
18.22% |
|
Why Should You Start Investing Today?
The power of SIPs lies in their disciplined approach and potential for long-term wealth accumulation. Starting today, even with a small amount like ₹2,000 per month, can create a significant corpus for your future needs. Remember, the earlier you start, the more time your investments have to grow, thanks to the power of compounding.
SIP Calculator
Monthly Investment
₹22.4 L
Top Funds with High Returns (Past 7 Years)
18.4%
High Growth Fund
17.46%
Top 200 Fund
14.57%
Accelerator Mid-Cap Fund II
14.81%
Opportunities Fund
10.58%
Growth Plus Fund
13.35%
Accelerator Fund
14.61%
Growth Opportunities Plus Fund
15.6%
Multiplier
11.48%
Equity Top 250 Fund
13.31%
Future Apex Fund
12.32%
Opportunities Fund
14.24%
Frontline Equity Fund
15.03%
Virtue II
10.88%
Pension Dynamic Equity Fund
11.8%
Equity Fund
10.32%
Blue-Chip Equity Fund
