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LIC Tech Term Plan 854 Premium Calculator

LIC Tech Term Plan 854 is a term life insurance plan that provides high life cover at low premiums. Potential policyholders can use the LIC Tech Term Plan 854 Premium Calculator to make informed decisions. Moreover, the policyholders can also calculate the approximate premium rate of the policy with the help of an LIC Tech Term plan premium calculator. Let’s discuss the details of this LIC Tech Term Plan 854 Premium Calculator and find out how it can assist you in determining the premium for your policy.

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What is LIC Tech Term Plan 854 Premium Calculator?

LIC Tech Term Plan 854 premium calculator is an online tool designed to help insurance buyers estimate the approximate rate of premium of their policies. It is a simple and hassle-free tool. To compute the plan's premium prices, the individual must enter relevant details on the term insurance calculator page. There are several benefits of using the LIC Tech term plan 854 premium calculator:

  • It is a very easy and convenient process 

  • You can compute your estimated premium cost by sitting at home 

  • The insurance buyers are only required to enter some details

  • It also helps to determine the sum assured amount that an individual wants to buy to secure his/her family’s financial future

one crore term plan

Term Plans


Life Cover

@ Starting from ₹ 16/day+


Life Cover

@ Starting from ₹ 8/day+


Life Cover

@ Starting from ₹ 12/day+

Why Should You Use LIC Tech Term 854 Premium Calculator? 

Life is uncertain, and for any individual who wants to secure his/her family, a term insurance plan is a necessity to have a safe and protected future. LIC tech term plan has gained enormous popularity among its customers. This plan ensures safety to you and your loved ones with pocket-friendly premium rates. 

LIC Tech Term 854 Premium Calculator is specifically designed to compute the premium rates that you will be required to pay to receive a certain amount i.e. sum assured from your LIC tech term policy. This calculator helps in financial planning and you can easily predict which premium price is suitable for you and your family’s financial objectives. 

What are the Benefits of Using LIC Tech Term Plan 854 Premium Calculator?

The LIC Tech Term Plan 854 premium calculator is a quick and convenient tool to calculate the approximate premium amount required to pay by the policyholder. It is customized to help the potential buyers as per their preferences. Following are the benefits of the LIC term plan calculator: 

  • The process of purchasing the LIC tech term is completely online. So the LIC Tech term plan 854 premium calculator helps you in deciding the premium by calculating the amount you need to pay. 

  • It is reliable as you can check what payout, term, and premium prices work out the best as per your budget, financial goals, and expectations. 

  • The calculator shows accurate results. 

  • It is easily available on the LIC official website. 

  • Customer can use it as many times as he/she wants to use to get the desired outcome. 

  • You are only required to enter some of the basic details to get the premium result. 

  • The interface of the LIC premium calculator is quite user-friendly. 

  • It consumes less time to complete complex calculations.

one crore term plan

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What are the Documents Required for LIC Tech Term Plan Premium Calculator? 

  • ID proof such as PAN card, Aadhar card, driving license. 

  • Proof of Date of Birth such as birth certificate, school leaving certificate, 10th passing certificate 

  • Address Proof, any certified document having your full address such as utility bills

How to Use LIC Tech Term Plan 854 Premium Calculator?

Calculating the premium rate of a LIC Tech Term plan is quite easy. Follow the below step for a smooth process:

Step 1 – Visit the Official website of LIC

Step 2 – Open ‘Banner of LIC Tech Term Plan or Buy Policy Online’ or select the LIC Tech Term Plan Premium calculator on the home page

Step 3 - Click on the tab Buy Online and select Tech term plans

Step 4 – After choosing the premium calculator or clicking on buy online, you will be redirected to the new page of LIC

Step 5 – Enter the required details in the calculator such as name, date of birth, gender, country code, mobile, and email.

Step 6 - Click on the Quick Quote option after entering all the essential information.

Step 7- The insurance buyer will again be redirected to a new window, where they can select the term plan as per their requirements and then proceed with the premium computation.

Step 8 – Choose the coverage, premium amount, premium payment frequency, and the policy tenure, if required by the insurer.

Step 9 – Now a buyer can choose the quotes and then on the next page, all the LIC Tech Term plan premium details will be displayed.


  • Q1. What basic information is required by the LIC Tech Term Plan 854 Premium Calculator? 

    Ans. You are required to enter details such as name, date of birth, gender, country code, mobile, and email. 
  • Q2. How Age can affect the LIC tech term premium rates? 

    Ans.You can understand the factors affecting the premium rates by taking alook at what is term insuranceAge is one of the important parameters that the LIC tech term calculator uses to compute the premium rates. The younger the insurance buyer, the lower the premium price is likely to be. It is because the chances of the risk of diseases or death increase with the age. It is always a smart decision to buy a term plan at an early age. 
  • Q3. How reliable is the online LIC Tech term plan calculator? 

    Ans. LIC tech term insurance calculator is a technology-based online tool that helps an individual to get a good idea about the type of cover he/she wants and the premium amount that he/she has to pay. Several parameters are taken into consideration while calculating premiums such as age, gender, annual income, policy term, sum assured, etc. Since this calculator considers a wide range of parameters, so the estimation of premium rates from the LIC term plan is highly reliable. 
  • Q4. How much term coverage do I need? 

    Ans. One of the major confusion people is facing while buying a term insurance plan is deciding the extent of the life cover they require. Preferable, it is a smart decision to buy a term insurance cover around 15 – 20X your yearly income. In this way, your family can live a comfortable and secure life. Moreover, your loved ones can achieve their life goals.

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