Dengue Health Insurance: A Comprehensive Guide

Come monsoon and vector-borne diseases create a scare across the country. Diseases such as dengue begin to spread rapidly due to incessant rain. Non-stop rains create water-logging, which is the ideal environment for the breeding of Aedes mosquitoes who carries the dengue virus and infects humans with it. While some people may recover from the dengue fever with mild symptoms, the disease can be life-threatening for others.

Read More

Policybazaar exclusive benefits
  • 30 minutes claim support*(In 120+ cities)
  • Relationship manager For every customer
  • 24*7 claims assistance In 30 mins. guaranteed*
  • Instant policy issuance No medical tests*

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Back
Find affordable plans with up to 25% Discount**
  • 1
  • 2
  • 3
  • 4

Who would you like to insure?

  • Previous step
    Continue
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Previous step
    Continue

      Popular Cities

      Previous step
      Continue
      Previous step
      Continue

      Do you have an existing illness or medical history?

      This helps us find plans that cover your condition and avoid claim rejection

      Get updates on WhatsApp

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step
      Advantages of
      entering a valid number
      valid-mobile-number
      You save time, money and effort,
      Our experts will help you choose the right plan in less than 20 minutes & save you upto 80% on your premium

      Symptoms of Dengue Fever

      There are several symptoms that can indicate if a person is suffering from dengue fever. Usually, the incubation period ranges from 4 to 7 days but in some cases, it may go up to 14 days. Given below are the common symptoms of dengue fever:

      • Severe headache
      • Sudden high fever
      • Eye pain
      • Nausea
      • Joint pain or muscle pain
      • Constant vomiting
      • Fatigue
      • Body rash
      • Bleed of mouth, nose or gums
      • Weak pulse
      • Disorientation

      The dengue fever can be fatal for humans as the blood platelet count reduces drastically when a person gets infected with the dengue virus. In such cases, the treatment may involve hospitalization that may lead to a major financial burden. Fortunately, health insurance providers in India offer dengue health insurance policy for people infected with dengue virus.

      Dengue Health Insurance

      Dengue health insurance is a type of health insurance policy in India that provides coverage for the medical expenses incurred on the treatment of dengue fever. It provides financial assistance to the insured allowing them to pay their medical bills arising out of the treatment of dengue. It is a critical illness insurance policy as dengue cover is not available under regular health insurance plans.

      What is Covered Under Dengue Health Insurance?

      A dengue health insurance policy provides coverage for the following expenses:

      • In-patient hospitalization expenses, inclusive of room rent, transfusion charges, ICU charges, etc.
      • Pre-hospitalization and post-hospitalization expenses are covered for 15 days.
      • Coverage for diagnostic tests incurred before or during hospitalization.
      • Doctor consultation fees incurred pre, post or during hospitalization.
      • Pharmacy expenses incurred pre, post or during hospitalization.
      • Outpatient expenses, inclusive of OPD consultation & treatment expenses, charges for diagnostic treatment, pharmacy expenses and home nursing.

      What is not Covered Under Dengue Health Insurance?

      The following expenses are not covered under a dengue health insurance policy in India:

      • Treatment cost of any disease other than dengue
      • A initial waiting period of 15 or 30 days may apply
      • Cost of any treatment or medicine that is not required to cure dengue fever
      • Treatment taken by unauthorized people
      • Cost of dengue treatment taken outside India

      Summing It Up

      Dengue fever is a menace that Indians face every year. Given the life-threatening risk that the disease comes with, it is important to take all possible steps to stay safe from the dengue virus. Moreover, if you stay in a place which is a hotspot for dengue fever, it is advisable to buy a dengue health insurance policy in India to afford any medical expenses arising out of the treatment of this viral disease.

      book-home-visit
      Search
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

      Health insurance articles

      Recent Articles
      Popular Articles
      Does HDFC ERGO Health Insurance Cover Dental Treatments?

      22 May 2024

      HDFC ERGO General Insurance Company offers various health
      Read more
      Does Aditya Birla Health Insurance Cover Dental Treatments?

      17 May 2024

      Dental insurance is vital in maintaining oral health by covering
      Read more
      Does Niva Bupa Health Insurance Cover Dental Treatments?

      06 May 2024

      Dental insurance covers regular dental check-ups and treatments to
      Read more
      Surgeries Covered by TATA AIG Health Insurance Plans

      26 Apr 2024

      Amidst the escalating healthcare costs nationwide, managing the
      Read more
      Surgeries Covered by Liberty Health Insurance Plans

      26 Apr 2024

      Liberty General Insurance Limited offers a range of comprehensive
      Read more
      How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
      Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal
      Read more
      Best Health Insurance Plans for Senior Citizens
      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance
      Read more
      Does Health Insurance Provide Coverage for LASIK Eye Surgery?
      A vast majority of the Indian population is suffering from vision problems. For some of them, LASIK eye surgery is
      Read more
      Zero Waiting Period in Health Insurance Plans
      Every medical insurance plan comes with a few terms & conditions, and the waiting period is one of them. A
      Read more
      Heart Surgery Cost in India
      Heart diseases are the leading cause of death across the globe. As per a survey by the World Health Organisation
      Read more

      top
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL