Alarming! 32 Percent of Indian Population Suffers from Thyroid

A recent survey by SRL Diagnostics revealed that 32% of Indian population is affected by various kinds of thyroid disorders. The survey was based on in-house data collected in the year 2014-16 from over 33 lakh adults across India. Also, it indicated that the disease is more common in women.

Read More

Policybazaar exclusive benefits
30 minutes claim support##
(In 120+ cities)
Relationship manager
For every customer
24*7 claims assistance
In 30 mins. guaranteed*
Instant policy issuance
No medical tests~
People trust Policybazaar^
6.7 crore
Registered consumers
Insurance partners
3.4 crore
Policies sold
Policybazaar is one of India's leading digital insurance platform


Find affordable plans with up to 25% Discount**

Select members you want to insure

  • More Members
  • Back
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Maximum child sum can be 4
    This will help us calculate the premium & discounts for your family
    Previous step
    This will help us to find the network of Cashless Hospitals in your city

      Popular Cities

      Previous step
      Get to plans directly next time you visit us
      Please provide your active international number
      Previous step
      We will find you the plans that cover your condition.

      Do any member(s) have any existing illnesses for which they take regular medication?

      Get updates on WhatsApp

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step
      Advantages of
      entering a valid number
      You save time, money and effort,
      Our experts will help you choose the right plan in less than 20 minutes & save you upto 80% on your premium
      Advantages of entering an International Number
      Prompt connectivity
      Find the right plan in under 20 minutes
      Get best discounts
      Ensure smooth issuance

      Thyroid issue, be it an excessively active or underactive one, considerably impacts an individual’s quality of life. Regrettably, many people who witness the symptoms of thyroid don’t seek out medical care due to hefty thyroid treatment cost. Good news is, the diagnostic costs of thyroid issues can be covered by a health insurance which enables the patients to seek immediate treatment to address the symptoms. Well, we will come to this point later. Let’s gather a brief idea of thyroid and its symptoms.


      What is Thyroid?

      The thyroid is an important organ of our body which produces thyroid hormones to maintain the metabolism. When thyroid malfunctions, it produces excess or too little of these hormones, which disturbs the metabolic function of our body. It obstructs the way our body uses energy. Due to this, visible weight fluctuations, depression, or low energy levels can be experienced. When the metabolic levels speed up due to an excessive production of the hormone, a person develops a disorder called Hyperthyroidism. On the other hand, a disorder that slows down your metabolism is called Hypothyroidism. And, treating any of these disorders can be expensive.

      It is advised to get checked if you notice any changes in your body, as a thyroid problem can put you at a high risk of developing a host of certain health issues such as obesity, hypertension, fatigue, anxiety, hair loss, infertility, sexual dysfunction etc. Hence, understanding thyroid symptoms and cure is the only way to tackle this disorder.

      Understanding Thyroid

      As it is so sensitive, a few auto-immune conditions can easily influence the thyroid gland to malfunction. Moreover, existence of nodules, over-exposure to iodide, inflammation, malfunctioning of pituitary gland, etc. could be another reason for the development of thyroid disease.

      Some Common Symptoms of Thyroid

      Fatigue: When you’re unable to do daily tasks and feel lazy and drowsy even after a complete night’s sleep and constantly require a nap through the day, this could be due to a potential malfunctioning thyroid.

      Body Weight Fluctuates: When thyroid under-produces hormones, you will experience weight gain, despite eating healthy. This means that you’re affected by hypothyroidism, and you will constantly gain weight. In hypothyroidism, it seems difficult to reduce weight despite following a healthy eating and exercise. So, don’t ignore sudden weight change- it may indicate a malfunctioning thyroid.

      Anxiety & Depression: In case you are depressed or anxious or all of a sudden experience an onset of panic attacks, it’s better if you go for a thyroid test.

      Steady Cholesterol Levels: If you notice no change in your cholesterol levels despite rigorously and religiously working out and also with proper intake of diet and medicines, it is high time you get your thyroid tested. It could be a symptom of hypothyroidism. However, if you notice the unusually low level of cholesterol, it is possible you may have hyperthyroidism.

      Family History: Chances are high that you will gradually develop thyroid-related diseases if any of your family members have had thyroid related complications.

      Changes in Periods Circle and Fertility-Related Issues: Keep an eye on your menstrual cycle- sudden irregularities need your utmost attention as they could be a sign of thyroid malfunction. This could also lead to fertility issues in future.

      Bowel Issues: On the onset of hypothyroidism, the patient experiences frequent and long-term constipation. Whereas with hyperthyroidism one will have IBS, or Irritable Bowel Syndrome, & diarrhoea.

      Skin & Hair Witness Severe Changes: You will experience hair loss in both hypo- and hyperthyroidism. Your skin also suffers a lot. In hyperthyroidism, there will be excessive sweating and the skin would be moist and warm to touch. The skin may thin out at some parts while becoming thick at the others. Hypothyroidism usually causes dry and scaly skin and leads to low sweat production.

       Changes in the size of the Neck: ‘Goiter’ is another issue caused by an enlargement of the thyroid gland. If you notice any swelling in your neck, experience uneasiness while wearing an outfit which covers your neck, or notice huskiness in your usual voice, you should see a doctor.

      Body Pain: When you notice any unusual pain in the muscles and joints, it could be an indicator of a thyroid condition.

      How to Diagnose a Thyroid Problem

      There is no hard and fast rule that one will develop all the symptoms of thyroid. For proper prognosis, a comprehensive thyroid test is essential. Those who are above 35 years of age need yearly body screening. Women are more prone to this disease, especially if they are in their 60s or have a family history of the illness. So, don’t just rely on the tell-tale signs, and get yourself tested by a medical professional because it is the only way to get a sure-shot answer for thyroid treatment.

      Why Do You Need Health Insurance

      Getting a proper diagnosis is the only way to know whether a person has thyroid or not. The process starts with the physician asking full medical history of the patient, frequency of the symptoms, medicines being taken for any other health issues, and any family history of the illness. The next step is to go for a blood test. Blood test helps in evaluating the precise level of thyroid in the blood. Only a good physician can understand that a person may have thyroid despite the blood test result coming out normal. Therefore, it is necessary that the doctor evaluates both, the person’s symptoms and tests results, before coming to a conclusion.

      Typically, this may cost you an arm and a leg. As you shouldn’t compromise on the quality of treatment, with a health insurance plan, you can be covered for such expenses. Thyroid diagnostic tests are covered by health insurance policies. Moreover, the cost of thyroid-specific medicines, in the long run, will also cost you a huge amount. Some insurance companies also cover medicines for thyroid. However, in order to limit your out-of-pocket expenditure, make sure that the insurance company covers that particular illness.

      Final Word!

      Thyroid is among the most common endocrine illnesses worldwide. India is no exception. As per various studies, it has been approximated that 42 million Indians suffer from thyroid-related issues. These illnesses differ from others in terms of their ease of diagnosis, the convenience of medical treatment or visibility of its symptoms, i.e. a simple swelling may compel you to see a physician. However, treating thyroid at its early stage is the best way to get rid of many complications.

      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

      Health insurance Articles

      • Recent Article
      • Popular Articles
      17 Jul 2024

      Does Care Health Insurance Cover Dengue...

      Every year, we look forward to the monsoon to escape the heat, but

      Read more
      16 Jul 2024

      Does ICICI Lombard Health Insurance Cover Dengue...

      As the monsoon season arrives, the risk of vector-borne diseases

      Read more
      15 Jul 2024

      Does Star Health Insurance Cover Dengue...

      In India, the high incidence of vector-borne diseases like dengue

      Read more
      01 Jul 2024

      Surgeries Covered Under ICICI Lombard Health...

      Life can throw unexpected medical emergencies your way, making

      Read more
      27 Jun 2024

      Is LASIK Surgery Covered by ICICI Lombard Health...

      Waking up with a clear vision is a dream for many. LASIK surgery

      Read more

      How to Apply for Ayushman Bharat Pradhan Mantri...

      Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal

      Read more

      How Senior Citizens can save Tax with Medical...

      Senior citizens can save on income tax by availing tax benefits on medical expenses under Section 80D of the Income

      Read more

      10 Major Benefits of Ayushman Bharat Yojana

      Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the second component under Ayushman Bharat Scheme. PM Narendra Modi

      Read more

      Best Health Insurance Plans for Senior Citizens

      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance

      Read more

      10 New IRDAI Health Insurance Guidelines in 2024

      Health insurance penetration in India is far lower than it should be. A significant chunk of the Indian population

      Read more

      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881. Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. As per the Insurance guidelines, you are allowed to cancel the policy with-in 15 days from the date of Issuance of policy. For more details, please read the Plan Brochure carefully or talk to our advisor at the time of purchase.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:-

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker (Life & General)| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

      © Copyright 2008-2024 All Rights Reserved.

      Download the Policybazaar app
      to manage all your insurance needs.