To simplify health insurance, IRDAI introduced a basic health insurance policy known as Arogya Sanjeevani Health Insurance policy covering the policyholder's basic insurance needs. The New India Arogya Sanjeevani Policy covers new age treatment, hospital room rent, ICU room charges, pre and post-hospitalization. Further, it covers cataract treatment, dental treatment, has flexible payment options and tax benefits.
Sum Insured |
Rs 1 lakh-5 lakh |
Coverage Type |
Individual/Floater |
Cumulative Bonus |
5% |
Medical Check-up |
Not Required |
Tenure |
1 year |
The New India Arogya Sanjeevani Health Insurance offers the following coverage:
Inclusions of New India Arogya Sanjeevani Insurance Policy are as follows:
Following are the exclusions of the online New India Arogya Sanjeevani Policy:
*Disclaimer- This list is only indicative and not exhaustive. Insurance companies cover various illnesses under different illness insurance policies
Features and benefits of New India Arogya Sanjeevani Insurance Policy are:
The minimum eligibility criteria to buy this policy are:
Minimum Entry Age |
18 years |
Maximum Entry Age |
65 years |
Number of people covered - |
Self, spouse, children, parents and parent-in-laws |
Residential Status |
The policyholder must be a resident or citizen of India. |
If the person insured is not satisfied with the terms and conditions of the policy, he/she can cancel or return the policy at any time within 15 days from the starting day of the plan. But the person insured gets all the premiums paid in return after deducting stamp charges and taxes. But no claims should be made in the free-look period.
Ans: Yes, one can buy New India Health Insurance policy online.
Ans: Yes, advanced treatments are offered up to 50% of the sum insured.
Ans: Yes, it is available in the plan.
Ans: The sum insured amount ranges from Rs 1 lakh to Rs 5 lakh.
Ans: Yes, it is covered under this plan.
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Keeping in mind the COVID-19 pandemic and increasing lifestyle diseases, a health insurance policy becomes inevitable. Due to the financial protection, it offers during a medical emergency, it becomes an important part ...