National Health Insurance Renewal

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      National Health Insurance Renewal

      National Health Insurance renewal is essential to maintain continuous coverage and enjoy the benefits of a National Health Insurance policy. The renewal procedure can be easily completed online with the help of flexible payment choices. Policyholders can maximize the benefits and effectively safeguard their healthcare requirements by renewing their policy prior to its expiration date.

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      Benefits of Renewing a National Health Insurance Policy Before Expiry

      Check out the benefits of renewing a National Health Insurance policy before its expiration date:

      • Continuous Coverage - Policyholders can continue enjoying uninterrupted medical coverage all the time by renewing their National Health Insurance policy before the due date. If they fail to do so, they will no longer be eligible to raise any claims with the National Insurance Company.
      • No Loss of NCB - By renewing their National Health Insurance policy before the due date, policyholders can prevent the loss of their accumulated No Claim Bonus (NCB). The NCB restores to zero if a policy lapses. As a result, policyholders will not be able to utilize their accumulated NCB to reduce their renewal premiums.
      • Lower Premiums - People who renew their health policies before their expiry date can avoid the burden of paying higher premiums. This is because insurance companies often charge a higher premium amount to individuals who renew their policies after the due date, making timely renewal a financially beneficial decision for policyholders.
      • Tax Benefits - The premium paid for a National Health Insurance policy is eligible to avail tax benefits under Section 80D of the Income Tax Act. Failure to renew the policy on time and allowing it to lapse will make the policyholder ineligible for tax benefits.

      How to Renew a National Health Insurance Policy?

      To renew a National health insurance policy seamlessly, please adhere to the following steps:

      Step 1: Visit the official website of Policybazaar Insurance Broker Private Limited.

      Step 2: Go to 'Renew Your Policy' at the top of the page and click on 'Health Renewal.'

      Step 3: Enter the registered mobile number and the OTP sent to the registered mobile number.

      Step 4: Key in the necessary details and pay the premium for your National Health Insurance policy.

      Step 5: New users of Policybazaar.com can click on the 'Health Insurance' icon on the homepage.

      Step 6: Enter details such as name, gender and select the individuals to be insured along with their ages.

      Step 7: Enter the city of residence city or the area pin code along with the mobile number.

      Step 8: Select the suitable option to provide the details of your medical history.

      Step 9: Choose the National Health Insurance policy you wish to renew and make the renewal premium payment online.

      Once the premium is received, the National Insurance Company Ltd. will renew your policy.

      National Health Insurance Renewal Grace Period

      All National Health Insurance plans typically come with a grace period. This refers to an additional time period after the policy due date, during which the policyholder can pay the renewal premium without getting their policy lapsed. If the policy is renewed within the grace period, the policyholder can continue enjoying the benefits of the policy, including the ability to file health insurance claims.

      The duration of the grace period may differ from one health plan to another. However, most National Health Insurance plans come with a grace period of 30 days.

      FAQs

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
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      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

      © Copyright 2008-2024 policybazaar.com. All Rights Reserved.

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