*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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Some plans are available only after a certain time
The New India Assurance Family Mediclaim 2012 has been designed to keep in mind the health requirements of an individual. This helps to safeguard your finances against medical emergencies that might occur in the future. This policy is an initiative to help you overcome all the hurdles and live happily and healthily. One can easily get online New India Assurance Family Mediclaim 2012.
Rs 1 lakh to 8 lakhs
Critical Illnesses Cover
New India Assurance Family Mediclaim 2012 health insurance provides coverage in the following areas:
New India Assurance Family Mediclaim 2012 plan does not cover the following treatments or expenses:
Individuals can find the complete exclusions list in the Policy document.
Individuals who intend to buy New India Health insurance will be able to enjoy the following benefits of the New India Assurance Family Mediclaim 2012 policy:
Policyholders can cancel the New India Assurance Family Mediclaim 2012 insurance policy within the free-look period, which is within 15 days of buying the policy. The premium will be refunded minus the charges incurred by the insurance company.
At other times, policyholders can send a written notice to the Insurer for cancellation of the contract. Upon acceptance, the Insurer will refund the premium based on short-period rates. Such a Refund would be made only when no claim has been made earlier.
Ans: The cumulative bonus earned in the previous years will be the cumulative bonus buffer of this policy.
Ans: If you have the policy for more than a year and have not made any claims in the last year, you will be entitled to a special bonus referred to as a cumulative bonus.
Ans: If you renew your policy 30 days before the completion of its tenure, then this policy is said to be continued without any kind of break.
Ans: No, it is not sure if you will be able to increase the sum assured amount. This will depend on the insurance company.
Ans: If you claim in 1 year, you will no longer be entitled to get the No Claim Bonus. This is irrespective of the amount you are claiming.
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