New India Assurance Global Mediclaim Policy

(42 Reviews)
Insurer Highlights

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Get insured from the comfort of your home
Get insured from the comfort of your home
  • 1
  • 2
  • 3
  • 4

Who would you like to insure?

  • Previous step
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Previous step

      Popular Cities

      Previous step
      Previous step

      Do you have an existing illness or medical history?

      This helps us find plans that cover your condition and avoid claim rejection

      Get updates on WhatsApp

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step
      Advantages of
      entering a valid number
      You save time, money and effort,
      Our experts will help you choose the right plan in less than 20 minutes & save you upto 80% on your premium

      New India Assurance Global Mediclaim Policy

      The New India Assurance Global Mediclaim Policy can only be availed by someone who is already insured under a base Health Insurance Policy with a Sum Assured of Rs. 8 lakhs and above. However, if the policyholder does not possess a base policy, it will not affect the Renewal or Claim of the policy.

      Read More

      The Policyholder of the New India Assurance Global Mediclaim Policy is eligible to get treatment in Asia and around the world for the specified diseases and conditions. There are 2 Plans are available under this policy with varying Sum Assured amounts. This policy can be taken by Indian citizen who resides in India.   

      New India Assurance Global Mediclaim Policy: Key Highlights

      Coverage Type


      Sum Insured

      Rs. 8 Lakhs & Above

      Max SI allowed in Asia (Plan A)

      USD 0.5 million (USD 1 Million Lifetime)

      Max SI allowed Worldwide in Specified centers (Plan B)

      USD 1 Million (USD 2 Million Lifetime) World Leading Medical Centre

      100% Pre-policy medical tests


      Waiting Period

      3 Months

      Coverage Offered 

      The New India Assurance Global Mediclaim Policy covers the following medical expenses for the insured:


      • Hospitalization expenses include private room accommodation, nursing charges, meals, operating room and other hospital services.
      • Day Care treatment expenses for procedures and surgeries provided in a hospital
      • Doctor's expenses for visits, examination, surgery or other treatment.
      • Expenses incurred in the hospital medical services and treatments for lab analysis, anesthetics, X-Ray, pathology, ECG, and other similar tests and treatments
      • Expenses related to the use of blood, oxygen, intravenous solutions and injections
      • Expenses for air ambulance and ground transportation. 
      • Donor expenses in case of organ transplantation.  
      • Travel and accommodation expenses of the insured and one companion while traveling for treatment purposes up to the prescribed limit.
      • Transportation expenses up to the prescribed limit of the mortal remain at the burial place in the event of the insured's death while receiving treatment for the covered illness.

      Inclusions of the plan

      Other the basic coverage, the New India Assurance Global Mediclaim Policy has the following inclusions: 

      • The policy covers the following illnesses for an annual limit of USD 0.5/1 million per insured year.
      • Primary treatment for certain cancers
      • Coronary Artery Bypass Graft
      • Neurosurgery
      • Heart Valve Surgery
      • Bone Marrow Transplant
      • Living Organ Donor Transplant
      • Medical second opinion for critical illnesses
      • Treatment in World Leading Medical Centers outside India covered

      Exclusions of the plan

      No claim will be paid under the New India Assurance Global Mediclaim Policy under the following circumstances:

      • Pre-existing conditions or diseases are not disclosed in the proposal form.
      • Any illness or condition that was diagnosed within the first 90 days of the policy commencement.
      • Any Congenital Internal or External Anomalies.
      • Illness or injuries incurred as a result of war, acts of terrorism, floods and nuclear reactions.
      • Illness or injury that is a result of hazardous sports or adventurous activities
      • Illness incurred due to alcohol addiction or drug abuse.
      • Injury arising due to attempted suicide or self-harm
      • Any condition or disease caused as a result of AIDS or its treatment
      • Expenses for prosthetics, cosmetic surgeries that are not a part of the treatment for the covered illness

      For a complete list of exclusions, please refer to the policy documents.

      Features & Benefits of the New India Assurance Global Mediclaim Policy 

      Given below are the main features and benefits of the New India Assurance Global Mediclaim Policy plan:

      • This product can be availed by a person who has a health insurance policy with a Sum Assured of Rs. 8 lakhs and above. 
      • A savings of 5% will be offered in Premiums to the insured who has a health insurance policy with New India.
      • 100% of pre-policy medical tests are mandatory for all applicants.
      • There are 3 plan options under this policy-Plan A (Asia Treatment Plan), Plan B(Worldwide treatment plan), and treatment from WLMC(World Leading Medical Centers).
      • The Sum Assured allowed for Plan A is USD 0.5 million (1 million Lifetime) and for Plan B is USD 1 million (2 million Lifetime). 
      • There is a waiting period of 90 days for all the plan variants under this policy.
      • The premium paid and the benefits received under this policy are eligible for tax deduction under section 80D of the Income Tax Act 1961*

      *Tax benefit is subject to changes in tax laws

      Eligibility Criteria 



      Minimum Entry Age

      18 years 

      Maximum Entry Age

      65 years

      Number of people covered

      Individual Insured

      Residential Status

      Residents of India; Cover is not allowed to NRIs/OCI/PIO's/ Foreign nationals residing in India for employment

      Cancellation Terms of the Policy

      • If the insured has fraudulently omitted relevant information for this policy, the company has the right to cancel the policy within 30 days after the company's access to such information.
      • The insured may also choose to cancel the policy, in which case the company will allow a refund of premium at its short period rate provided no claim has been filed up to the date of cancellation. 


      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

      Health insurance articles

      Recent Articles
      Popular Articles
      Does HDFC ERGO Health Insurance Cover Dental Treatments?

      22 May 2024

      HDFC ERGO General Insurance Company offers various health
      Read more
      Does Aditya Birla Health Insurance Cover Dental Treatments?

      17 May 2024

      Dental insurance is vital in maintaining oral health by covering
      Read more
      Does Niva Bupa Health Insurance Cover Dental Treatments?

      06 May 2024

      Dental insurance covers regular dental check-ups and treatments to
      Read more
      Surgeries Covered by TATA AIG Health Insurance Plans

      26 Apr 2024

      Amidst the escalating healthcare costs nationwide, managing the
      Read more
      Surgeries Covered by Liberty Health Insurance Plans

      26 Apr 2024

      Liberty General Insurance Limited offers a range of comprehensive
      Read more
      How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
      Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal
      Read more
      Best Health Insurance Plans for Senior Citizens
      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance
      Read more
      Does Health Insurance Provide Coverage for LASIK Eye Surgery?
      A vast majority of the Indian population is suffering from vision problems. For some of them, LASIK eye surgery is
      Read more
      Zero Waiting Period in Health Insurance Plans
      Every medical insurance plan comes with a few terms & conditions, and the waiting period is one of them. A
      Read more
      Heart Surgery Cost in India
      Heart diseases are the leading cause of death across the globe. As per a survey by the World Health Organisation
      Read more

      Download the Policybazaar app
      to manage all your insurance needs.