New India Assurance Global Mediclaim Policy

The New India Assurance Global Mediclaim Policy can only be availed by someone who is already insured under a base Health Insurance Policy with a Sum Assured of Rs. 8 lakhs and above. However, if the policyholder does not possess a base policy, it will not affect the Renewal or Claim of the policy.

Read More

New India Assurance Global Mediclaim Policy

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Get insured from the comfort of your home No medicals required
I am a

My name is

My number is

By clicking on ‘View Plans’ you, agreed to our Privacy Policy and Terms of use
I am a

My name is

My number is

Select Age

City Living in

    Popular Cities

    Do you have an existing illness or medical history?

    This helps us find plans that cover your condition and avoid claim rejection

    Get updates on WhatsApp

    What is your existing illness?

    Select all that apply

    When did you recover from Covid-19?

    Some plans are available only after a certain time

    The Policyholder of the New India Assurance Global Mediclaim Policy is eligible to get treatment in Asia and around the world for the specified diseases and conditions. There are 2 Plans are available under this policy with varying Sum Assured amounts. This policy can be taken by Indian citizen who resides in India.   

    New India Assurance Global Mediclaim Policy: Key Highlights

    Coverage Type


    Sum Insured

    Rs. 8 Lakhs & Above

    Max SI allowed in Asia (Plan A)

    USD 0.5 million (USD 1 Million Lifetime)

    Max SI allowed Worldwide in Specified centers (Plan B)

    USD 1 Million (USD 2 Million Lifetime) World Leading Medical Centre

    100% Pre-policy medical tests


    Waiting Period

    3 Months

    Coverage Offered 

    The New India Assurance Global Mediclaim Policy covers the following medical expenses for the insured:


    • Hospitalization expenses include private room accommodation, nursing charges, meals, operating room and other hospital services.
    • Day Care treatment expenses for procedures and surgeries provided in a hospital
    • Doctor's expenses for visits, examination, surgery or other treatment.
    • Expenses incurred in the hospital medical services and treatments for lab analysis, anesthetics, X-Ray, pathology, ECG, and other similar tests and treatments
    • Expenses related to the use of blood, oxygen, intravenous solutions and injections
    • Expenses for air ambulance and ground transportation. 
    • Donor expenses in case of organ transplantation.  
    • Travel and accommodation expenses of the insured and one companion while traveling for treatment purposes up to the prescribed limit.
    • Transportation expenses up to the prescribed limit of the mortal remain at the burial place in the event of the insured's death while receiving treatment for the covered illness.

    Inclusions of the plan

    Other the basic coverage, the New India Assurance Global Mediclaim Policy has the following inclusions: 

    • The policy covers the following illnesses for an annual limit of USD 0.5/1 million per insured year.
    • Primary treatment for certain cancers
    • Coronary Artery Bypass Graft
    • Neurosurgery
    • Heart Valve Surgery
    • Bone Marrow Transplant
    • Living Organ Donor Transplant
    • Medical second opinion for critical illnesses
    • Treatment in World Leading Medical Centers outside India covered

    Exclusions of the plan

    No claim will be paid under the New India Assurance Global Mediclaim Policy under the following circumstances:

    • Pre-existing conditions or diseases are not disclosed in the proposal form.
    • Any illness or condition that was diagnosed within the first 90 days of the policy commencement.
    • Any Congenital Internal or External Anomalies.
    • Illness or injuries incurred as a result of war, acts of terrorism, floods and nuclear reactions.
    • Illness or injury that is a result of hazardous sports or adventurous activities
    • Illness incurred due to alcohol addiction or drug abuse.
    • Injury arising due to attempted suicide or self-harm
    • Any condition or disease caused as a result of AIDS or its treatment
    • Expenses for prosthetics, cosmetic surgeries that are not a part of the treatment for the covered illness

    For a complete list of exclusions, please refer to the policy documents.

    Features & Benefits of the New India Assurance Global Mediclaim Policy 

    Given below are the main features and benefits of the New India Assurance Global Mediclaim Policy plan:

    • This product can be availed by a person who has a health insurance policy with a Sum Assured of Rs. 8 lakhs and above. 
    • A savings of 5% will be offered in Premiums to the insured who has a health insurance policy with New India.
    • 100% of pre-policy medical tests are mandatory for all applicants.
    • There are 3 plan options under this policy-Plan A (Asia Treatment Plan), Plan B(Worldwide treatment plan), and treatment from WLMC(World Leading Medical Centers).
    • The Sum Assured allowed for Plan A is USD 0.5 million (1 million Lifetime) and for Plan B is USD 1 million (2 million Lifetime). 
    • There is a waiting period of 90 days for all the plan variants under this policy.
    • The premium paid and the benefits received under this policy are eligible for tax deduction under section 80D of the Income Tax Act 1961*

    *Tax benefit is subject to changes in tax laws

    Eligibility Criteria 



    Minimum Entry Age

    18 years 

    Maximum Entry Age

    65 years

    Number of people covered

    Individual Insured

    Residential Status

    Residents of India; Cover is not allowed to NRIs/OCI/PIO's/ Foreign nationals residing in India for employment

    Cancellation Terms of the Policy

    • If the insured has fraudulently omitted relevant information for this policy, the company has the right to cancel the policy within 30 days after the company's access to such information.
    • The insured may also choose to cancel the policy, in which case the company will allow a refund of premium at its short period rate provided no claim has been filed up to the date of cancellation. 


    Health insurance articles

    Recent Articles
    Popular Articles
    12 Tips to Avoid Common Health Problems During Summers

    12 May 2022

    India experiences a hot and dry summer season that lasts for up to...
    Read more
    Does Medical Insurance Cover Hearing Aids?

    12 May 2022

    The number of people who require hearing aids continues to grow...
    Read more
    Are Accidental Injuries Covered by Health Insurance in India?

    12 May 2022

    Accidents are unpredictable. Getting injured in an accident not...
    Read more
    6 Most Effective Ways to Prevent Viral Fever

    12 May 2022

    A change in weather can bring respite from the scorching summer...
    Read more
    Does Health Insurance Cover Death?

    06 May 2022

    Life is unpredictable and so is death. A lot of people lose their...
    Read more
    PMJAY Scheme: Ayushman Bharat Yojana Eligibility & Registration Online
    Prime Minister Shri Narendra Modi announced the launch of (PMJAY) Ayushman Bharat Yojana in his Independence...
    Read more
    Best Health Insurance Plans in India 2022
    Finding the best health insurance plan from so many different health insurance companies can get confusing for many...
    Read more
    Best Maternity Insurance Plans
    Maternity insurance offers comprehensive coverage for medical expenses incurred during pregnancy, including the cost...
    Read more
    Best Health Insurance Plans for Senior Citizens in 2022
    Considering the increase in medical inflation in India, buying adequate health insurance for your loved ones has...
    Read more
    10 Major Benefits of Ayushman Bharat Yojana
    Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the second component under Ayushman Bharat Scheme. PM Narendra Modi...
    Read more
    Download the Policybazaar app
    to manage all your insurance needs.